HomeSouth CarolinaLaurens CountyWaterloo
Waterloo, South Carolina: commercial real estate data.
Waterloo is a Census town of 212 people across 1.78 square miles of land, in Laurens County. 71.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $350,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Waterloo through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 212 with a margin of error of plus or minus 117, which is 55.2 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Waterloo
What Waterloo is
- Census place typetown
- Land area1.78 sq mi
- Water area0 sq mi
- Population per square mile of land119 plus or minus 66
- County holding the largest share of its areaLaurens County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
How many people live in Waterloo
- Population212 plus or minus 117
- Median age49.0 plus or minus 24.2
- Population under 1854 plus or minus 54
- Share under 1825.5 percent plus or minus 21.3
- Population 65 and over57 plus or minus 41
- Share 65 and over26.9 percent plus or minus 12.1
- Households83 plus or minus 44
- Family households52 plus or minus 40
- Share of households that are families62.7 percent plus or minus 34.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
Income and work in Waterloo
- Per capita income$16,849 plus or minus $5,879
- Civilian labor force54 plus or minus 43
- Employed53 plus or minus 42
- Unemployed1 plus or minus 3
- Unemployment rate1.9 percent plus or minus 5.4
- Adults 25 and over137 plus or minus 66
- Adults 25 and over with a high school diploma or higher83.9 percent
- Adults 25 and over with a bachelor degree or higher21.9 percent plus or minus 23.5
- Adults 25 and over with a graduate degree2.2 percent plus or minus 10.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
Housing in Waterloo
- Housing units111 plus or minus 46
- Occupied units83 plus or minus 44
- Vacant units28 plus or minus 19
- Vacancy rate25.2 percent plus or minus 13.6
- Owner occupied59 plus or minus 40
- Renter occupied24 plus or minus 22
- Ownership rate71.1 percent plus or minus 30.0
- Single family units75 plus or minus 44
- Share single family67.6 percent plus or minus 28.4
- Units in buildings of two or more1 plus or minus 14
- Share in buildings of two or more0.9 percent plus or minus 12.7
- Mobile homes35 plus or minus 20
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
How Waterloo gets to work
- Workers 16 and over who commute53 plus or minus 42
- Commuting under 15 minutes2 plus or minus 14
- Share commuting under 15 minutes3.8 percent plus or minus 26.8
- Commuting 30 minutes or more44 plus or minus 38
- Share commuting 30 minutes or more83.0 percent plus or minus 30.7
- Drove alone96.2 percent
- Carpooled3.8 percent plus or minus 4.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterloo
SBA loans in Waterloo (7(a))
- Approvals1
- Gross approval$350,000
- Average approval$350,000
- Median approval$350,000
- Largest approval$350,000
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Waterloo, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laurens County, not Waterloo
Laurens County context, not Waterloo figures
- Establishments in Laurens County985
- Covered employment, Laurens County20,195
- Average annual pay, Laurens County$51,561
- Housing units permitted, Laurens County621
Every figure in this section is published for Laurens County as a whole and is not a measurement of Waterloo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waterloo questions, answered from the record.
How many people live in Waterloo, South Carolina?
212, in 83 households. Waterloo town covers 1.78 square miles of land, which is 119 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waterloo in?
Laurens County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Waterloo businesses?
1 7(a) approvals totaling $350,000 since FY2020, across 1 lenders, median approval $350,000. These count approvals to borrowers whose address is in Waterloo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waterloo borrowers get paid back?
No rate is published for Waterloo. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Waterloo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Laurens County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waterloo.
Is zoning published for Waterloo?
No. Nothing on this page presents parcel level zoning.
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