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HomeSouth CarolinaRichland CountyIrmo town

Irmo town, South Carolina: commercial real estate data.

Irmo town is a Census town of 11,813 people across 6.83 square miles of land, lying across Richland County and Lexington County. Median household income is $80,489, 81.6 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $8.1 m.

77 sourced place values · tier FULL · 8 sections

Irmo

What Irmo is

  • Census place typetown
  • Land area6.83 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,730
  • County holding the largest share of its areaRichland County, 72.5 percent
  • Counties this place lies inRichland County 72.5 percent, Lexington County 27.5 percent

Irmo town crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Irmo

How many people live in Irmo

  • Population11,813
  • Median age40.3
  • Population under 182,701
  • Share under 1822.9 percent
  • Population 65 and over1,834
  • Share 65 and over15.5 percent
  • Households4,632
  • Family households3,292
  • Share of households that are families71.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Irmo

Income and work in Irmo

  • Median household income$80,489 plus or minus $17,507
  • Per capita income$40,333
  • Civilian labor force6,398
  • Employed5,858
  • Unemployed540 plus or minus 269
  • Unemployment rate8.4 percent plus or minus 4.2
  • Adults 25 and over8,366
  • Adults 25 and over with a high school diploma or higher95.8 percent
  • Adults 25 and over with a bachelor degree or higher39.2 percent
  • Adults 25 and over with a graduate degree11.5 percent plus or minus 2.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Irmo

Housing in Irmo

  • Housing units4,876
  • Occupied units4,632
  • Vacant units244 plus or minus 144
  • Vacancy rate5.0 percent plus or minus 2.9
  • Owner occupied3,780
  • Renter occupied852 plus or minus 242
  • Ownership rate81.6 percent
  • Median owner-occupied home value$203,400
  • Median gross rent, monthly$1,477
  • Annual rent as a share of median income22.0 percent plus or minus 5.2
  • Single family units4,651
  • Share single family95.4 percent
  • Units in buildings of two or more194 plus or minus 120
  • Share in buildings of two or more4.0 percent plus or minus 2.5
  • Mobile homes31 plus or minus 39
  • Median year structure built1985

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Irmo

How Irmo gets to work

  • Workers 16 and over who commute4,984
  • Commuting under 15 minutes775 plus or minus 231
  • Share commuting under 15 minutes15.5 percent plus or minus 4.4
  • Commuting 30 minutes or more1,709 plus or minus 345
  • Share commuting 30 minutes or more34.3 percent
  • Drove alone74.5 percent
  • Carpooled7.7 percent plus or minus 3.5
  • Public transport0.0 percent
  • Walked1.6 percent plus or minus 1.7
  • Worked from home14.6 percent plus or minus 5.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Irmo

SBA 7(a) lending to Irmo borrowers

  • Approvals32
  • Gross approval$8,057,700
  • Average approval$251,803
  • Median approval$150,000
  • Ninetieth percentile approval$499,700
  • Largest approval$1,644,000
  • Jobs supported331
  • Jobs per approval10.3
  • Loans with a final outcome3
  • Paid in full3
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more12.5 percent
  • Share to franchises18.8 percent
  • Distinct lenders14
  • Distinct industries by NAICS27

A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Irmo

SBA 504 lending to Irmo borrowers

  • Approvals15
  • Gross approval$6,834,000
  • Average approval$455,600
  • Median approval$290,000
  • Largest approval$1,524,000
  • Jobs supported135
  • Loans with a final outcome5
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Richland County, not Irmo

Richland County context, not Irmo figures

These are Richland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Irmo measurements.

  • Establishments in Richland County9,426
  • Employment at those establishments, Richland County169,733
  • Covered employment, Richland County227,771
  • Average annual pay, Richland County$62,784
  • Average weekly wage, Richland County$1,207
  • Housing units permitted, Richland County3,469
  • Of those, single family, Richland County2,154
  • County product, 2024, Richland County$37,437,887,000
  • County product change over the prior year, Richland County7.8 percent
  • Average income of an arriving household, Richland County$56,848

Every figure in this section is published for Richland County as a whole and is not a measurement of Irmo. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Irmo questions, answered from the record.

How many people live in Irmo, South Carolina?

11,813, in 4,632 households. Irmo town covers 6.83 square miles of land, which is 1,730 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Irmo in?

Irmo lies in more than one. By area it is 72.5 percent in Richland County, 27.5 percent in Lexington County. This page sits under Richland County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Irmo?

$80,489. The median owner-occupied home is valued at $203,400. Median gross rent is $1,477 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Irmo businesses?

32 7(a) approvals totalling $8.1 m, across 14 lenders, median approval $150,000, plus 15 504 approvals worth $6.8 m. These count approvals to borrowers whose address is in Irmo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Irmo borrowers get paid back?

No rate is published for Irmo. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Irmo figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Richland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Irmo.

Is zoning published for Irmo?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.