HomeSouth CarolinaSaluda CountyRidge Spring town
Ridge Spring town, South Carolina: commercial real estate data.
Ridge Spring town is a Census town of 842 people across 1.82 square miles of land, in Saluda County. Median household income is $39,167, 67.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.8 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ridge Spring
What Ridge Spring is
- Census place typetown
- Land area1.82 sq mi
- Water area0.03 sq mi
- Population per square mile of land462 plus or minus 113
- County holding the largest share of its areaSaluda County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridge Spring
How many people live in Ridge Spring
- Population842 plus or minus 206
- Median age43.1
- Population under 18145 plus or minus 78
- Share under 1817.2 percent plus or minus 8.2
- Population 65 and over236 plus or minus 76
- Share 65 and over28.0 percent plus or minus 5.8
- Households388 plus or minus 87
- Family households209 plus or minus 62
- Share of households that are families53.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridge Spring
Income and work in Ridge Spring
- Median household income$39,167 plus or minus $21,186
- Per capita income$34,686 plus or minus $10,300
- Civilian labor force393 plus or minus 114
- Employed324 plus or minus 109
- Unemployed69 plus or minus 44
- Unemployment rate17.6 percent plus or minus 10.0
- Adults 25 and over625 plus or minus 160
- Adults 25 and over with a high school diploma or higher84.8 percent plus or minus 28.5
- Adults 25 and over with a bachelor degree or higher25.9 percent plus or minus 10.5
- Adults 25 and over with a graduate degree10.2 percent plus or minus 7.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridge Spring
Housing in Ridge Spring
- Housing units429 plus or minus 93
- Occupied units388 plus or minus 87
- Vacant units41 plus or minus 30
- Vacancy rate9.6 percent plus or minus 6.7
- Owner occupied263 plus or minus 81
- Renter occupied125 plus or minus 46
- Ownership rate67.8 percent plus or minus 14.3
- Median owner-occupied home value$69,600 plus or minus $34,140
- Median gross rent, monthly$640
- Annual rent as a share of median income19.6 percent plus or minus 11.0
- Single family units383 plus or minus 84
- Share single family89.3 percent
- Units in buildings of two or more31 plus or minus 33
- Share in buildings of two or more7.2 percent plus or minus 7.4
- Mobile homes15 plus or minus 15
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridge Spring
How Ridge Spring gets to work
- Workers 16 and over who commute298 plus or minus 107
- Commuting under 15 minutes55 plus or minus 30
- Share commuting under 15 minutes18.5 percent plus or minus 7.7
- Commuting 30 minutes or more162 plus or minus 73
- Share commuting 30 minutes or more54.4 percent plus or minus 15.1
- Drove alone76.9 percent
- Carpooled11.9 percent plus or minus 11.8
- Public transport0.0 percent
- Walked1.8 percent plus or minus 3.0
- Worked from home9.4 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ridge Spring
SBA loans in Ridge Spring (7(a))
- Approvals2
- Gross approval$1,829,400
- Average approval$914,700
- Median approval$1,759,400
- Ninetieth percentile approval$1,759,400
- Largest approval$1,759,400
- Jobs supported15
- Jobs per approval7.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term144 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saluda County, not Ridge Spring
Saluda County context, not Ridge Spring figures
These are Saluda County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ridge Spring measurements.
- Establishments in Saluda County257
- Employment at those establishments, Saluda County4,210
- Covered employment, Saluda County4,733
- Average annual pay, Saluda County$46,825
- Average weekly wage, Saluda County$900
- Housing units permitted, Saluda County52
- Of those, single family, Saluda County52
- County product, 2024, Saluda County$643,173,000
- County product change over the prior year, Saluda County10.7 percent
- Average income of an arriving household, Saluda County$66,150
Every figure in this section is published for Saluda County as a whole and is not a measurement of Ridge Spring. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ridge Spring questions, answered from the record.
How many people live in Ridge Spring, South Carolina?
842, in 388 households. Ridge Spring town covers 1.82 square miles of land, which is 462 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ridge Spring in?
Saluda County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ridge Spring?
$39,167. The median owner-occupied home is valued at $69,600. Median gross rent is $640 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ridge Spring businesses?
2 7(a) approvals totalling $1.8 m, across 2 lenders, median approval $1,759,400. These count approvals to borrowers whose address is in Ridge Spring, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ridge Spring borrowers get paid back?
No rate is published for Ridge Spring. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ridge Spring figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Saluda County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ridge Spring.
Is zoning published for Ridge Spring?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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