HomeSouth DakotaDeuel CountyClear Lake
Clear Lake, South Dakota: commercial real estate data.
Clear Lake is a Census city of 1,327 people across 3.29 square miles of land, in Deuel County. Median household income is $84,792, 73.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $440,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clear Lake
What Clear Lake is
- Census place typecity
- Land area3.29 sq mi
- Water area0.18 sq mi
- Population per square mile of land404
- County holding the largest share of its areaDeuel County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clear Lake
How many people live in Clear Lake
- Population1,327
- Median age43.1
- Population under 18302 plus or minus 64
- Share under 1822.8 percent
- Population 65 and over338 plus or minus 80
- Share 65 and over25.5 percent
- Households519
- Family households360
- Share of households that are families69.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clear Lake
Income and work in Clear Lake
- Median household income$84,792 plus or minus $23,854
- Per capita income$32,412
- Civilian labor force629
- Employed605
- Unemployed24 plus or minus 26
- Unemployment rate3.8 percent plus or minus 4.1
- Adults 25 and over893
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher26.5 percent plus or minus 7.0
- Adults 25 and over with a graduate degree9.2 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clear Lake
Housing in Clear Lake
- Housing units619
- Occupied units519
- Vacant units100 plus or minus 44
- Vacancy rate16.2 percent plus or minus 7.0
- Owner occupied379
- Renter occupied140 plus or minus 44
- Ownership rate73.0 percent
- Median owner-occupied home value$162,500
- Median gross rent, monthly$663
- Annual rent as a share of median income9.4 percent plus or minus 3.1
- Single family units487
- Share single family78.7 percent
- Units in buildings of two or more115 plus or minus 44
- Share in buildings of two or more18.6 percent plus or minus 7.0
- Mobile homes17 plus or minus 26
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clear Lake
How Clear Lake gets to work
- Workers 16 and over who commute585
- Commuting under 15 minutes329 plus or minus 82
- Share commuting under 15 minutes56.2 percent plus or minus 11.4
- Commuting 30 minutes or more185 plus or minus 53
- Share commuting 30 minutes or more31.6 percent plus or minus 7.8
- Drove alone80.3 percent
- Carpooled10.7 percent plus or minus 4.8
- Public transport0.0 percent
- Walked3.8 percent plus or minus 3.1
- Worked from home2.3 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clear Lake
SBA loans in Clear Lake (7(a))
- Approvals2
- Gross approval$440,000
- Average approval$220,000
- Median approval$220,000
- Largest approval$360,000
- Jobs supported5
- Jobs per approval2.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term96 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Clear Lake, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clear Lake
SBA loans in Clear Lake (504)
- Approvals2
- Gross approval$1,094,000
- Average approval$547,000
- Median approval$547,000
- Largest approval$577,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term210 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Clear Lake, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clear Lake
Flood risk in Clear Lake
- NFIP communityCity of Clear Lake
- NFIP community number460165
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date09/01/22
The City of Clear Lake does not participate in the National Flood Insurance Program as community 460165 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Deuel County, not Clear Lake
Deuel County context, not Clear Lake figures
- Establishments in Deuel County143
- Covered employment, Deuel County1,536
- Average annual pay, Deuel County$53,171
- Housing units permitted, Deuel County20
Every figure in this section is published for Deuel County as a whole and is not a measurement of Clear Lake.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clear Lake questions, answered from the record.
How many people live in Clear Lake, South Dakota?
1,327, in 519 households. Clear Lake city covers 3.29 square miles of land, which is 404 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clear Lake in?
Deuel County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clear Lake?
$84,792. The median owner-occupied home is valued at $162,500. Median gross rent is $663 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clear Lake businesses?
2 7(a) approvals totaling $440,000 since FY2020, across 2 lenders, median approval $220,000, plus 2 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Clear Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clear Lake borrowers get paid back?
No rate is published for Clear Lake. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clear Lake in the National Flood Insurance Program?
No, it is listed but not participating. Clear Lake appears in the FEMA Community Status Book as Clear Lake, city of, community 460165, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clear Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Deuel County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clear Lake.
Is zoning published for Clear Lake?
No. Nothing on this page presents parcel level zoning.
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