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Gary, South Dakota: commercial real estate data.

Gary is a Census city of 246 people across 0.67 square miles of land, in Deuel County. Median household income is $51,875, 78.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Gary

What Gary is

  • Census place typecity
  • Land area0.67 sq mi
  • Water area0 sq mi
  • Population per square mile of land366 plus or minus 79
  • County holding the largest share of its areaDeuel County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gary

How many people live in Gary

  • Population246 plus or minus 53
  • Median age61.0 plus or minus 14.7
  • Population under 1828 plus or minus 18
  • Share under 1811.4 percent plus or minus 7.0
  • Population 65 and over95 plus or minus 24
  • Share 65 and over38.6 percent
  • Households137 plus or minus 28
  • Family households56 plus or minus 20
  • Share of households that are families40.9 percent plus or minus 12.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gary

Income and work in Gary

  • Median household income$51,875 plus or minus $15,437
  • Per capita income$33,557
  • Civilian labor force119 plus or minus 34
  • Employed109 plus or minus 32
  • Unemployed10 plus or minus 7
  • Unemployment rate8.4 percent plus or minus 5.4
  • Adults 25 and over197 plus or minus 43
  • Adults 25 and over with a high school diploma or higher89.3 percent plus or minus 27.0
  • Adults 25 and over with a bachelor degree or higher11.2 percent plus or minus 5.3
  • Adults 25 and over with a graduate degree4.6 percent plus or minus 3.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gary

Housing in Gary

  • Housing units157 plus or minus 33
  • Occupied units137 plus or minus 28
  • Vacant units20 plus or minus 16
  • Vacancy rate12.7 percent plus or minus 9.8
  • Owner occupied108 plus or minus 26
  • Renter occupied29 plus or minus 14
  • Ownership rate78.8 percent
  • Median owner-occupied home value$101,700 plus or minus $24,546
  • Median gross rent, monthly$461
  • Annual rent as a share of median income10.7 percent plus or minus 3.2
  • Single family units127 plus or minus 30
  • Share single family80.9 percent
  • Units in buildings of two or more28 plus or minus 19
  • Share in buildings of two or more17.8 percent plus or minus 11.6
  • Mobile homes2 plus or minus 4
  • Median year structure built1945

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gary

How Gary gets to work

  • Workers 16 and over who commute103 plus or minus 31
  • Commuting under 15 minutes36 plus or minus 16
  • Share commuting under 15 minutes35.0 percent plus or minus 11.5
  • Commuting 30 minutes or more34 plus or minus 21
  • Share commuting 30 minutes or more33.0 percent plus or minus 17.6
  • Drove alone74.8 percent
  • Carpooled6.5 percent plus or minus 7.2
  • Public transport0.0 percent
  • Walked15.0 percent plus or minus 10.3
  • Worked from home3.7 percent plus or minus 3.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gary

SBA loans in Gary (7(a))

  • Approvals2
  • Gross approval$1,466,000
  • Average approval$733,000
  • Median approval$733,000
  • Largest approval$1,461,000
  • Jobs supported19
  • Jobs per approval9.5
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term180 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Gary, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Gary

Flood risk in Gary

  • NFIP communityCity of Gary
  • NFIP community number460112
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/01/22

The City of Gary participates in the National Flood Insurance Program as community 460112 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Deuel County, not Gary

Deuel County context, not Gary figures

  • Establishments in Deuel County143
  • Covered employment, Deuel County1,536
  • Average annual pay, Deuel County$53,171
  • Housing units permitted, Deuel County20

Every figure in this section is published for Deuel County as a whole and is not a measurement of Gary.

All Deuel County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Gary questions, answered from the record.

How many people live in Gary, South Dakota?

246, in 137 households. Gary city covers 0.67 square miles of land, which is 366 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Gary in?

Deuel County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Gary?

$51,875. The median owner-occupied home is valued at $101,700. Median gross rent is $461 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Gary businesses?

2 7(a) approvals totaling $1.5 m since FY2020, across 2 lenders, median approval $733,000. These count approvals to borrowers whose address is in Gary, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Gary borrowers get paid back?

No rate is published for Gary. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Gary in the National Flood Insurance Program?

Yes. Gary appears in the FEMA Community Status Book as Gary, city of, community 460112, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Gary figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Deuel County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gary.

Is zoning published for Gary?

No. Nothing on this page presents parcel level zoning.