HomeTennesseeAnderson CountyOak Ridge
Oak Ridge, Tennessee: commercial real estate data.
Oak Ridge is a Census city of 32,693 people across 85.25 square miles of land, lying across Anderson County and Roane County. Median household income is $72,311, 65.8 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $10.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oak Ridge
What Oak Ridge is
- Census place typecity
- Land area85.25 sq mi
- Water area4.7 sq mi
- Population per square mile of land383
- County holding the largest share of its areaAnderson County, 52.0 percent
- Counties this place lies inAnderson County 52.0 percent, Roane County 48.0 percent
Oak Ridge crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
How many people live in Oak Ridge
- Population32,693
- Median age39.3
- Population under 187,610
- Share under 1823.3 percent
- Population 65 and over6,408
- Share 65 and over19.6 percent
- Households14,015
- Family households8,380
- Share of households that are families59.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
Income and work in Oak Ridge
- Median household income$72,311
- Per capita income$42,285
- Civilian labor force15,472
- Employed14,885
- Unemployed587 plus or minus 145
- Unemployment rate3.8 percent plus or minus 0.9
- Adults 25 and over22,950
- Adults 25 and over with a high school diploma or higher92.7 percent
- Adults 25 and over with a bachelor degree or higher40.2 percent
- Adults 25 and over with a graduate degree18.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
Housing in Oak Ridge
- Housing units15,279
- Occupied units14,015
- Vacant units1,264 plus or minus 275
- Vacancy rate8.3 percent plus or minus 1.8
- Owner occupied9,217
- Renter occupied4,798
- Ownership rate65.8 percent
- Median owner-occupied home value$270,200
- Median gross rent, monthly$1,131
- Annual rent as a share of median income18.8 percent
- Single family units11,491
- Share single family75.2 percent
- Units in buildings of two or more3,704
- Share in buildings of two or more24.2 percent
- Mobile homes55 plus or minus 54
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
How Oak Ridge gets to work
- Workers 16 and over who commute12,341
- Commuting under 15 minutes4,188
- Share commuting under 15 minutes33.9 percent
- Commuting 30 minutes or more3,693
- Share commuting 30 minutes or more29.9 percent
- Drove alone70.8 percent
- Carpooled10.2 percent plus or minus 2.4
- Public transport0.0 percent
- Walked1.7 percent plus or minus 0.9
- Worked from home16.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
SBA loans in Oak Ridge (7(a))
- Approvals20
- Gross approval$10,706,000
- Average approval$535,300
- Median approval$270,000
- Ninetieth percentile approval$1,134,100
- Largest approval$2,501,000
- Jobs supported119
- Jobs per approval6.0
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises25.0 percent
- Distinct lenders11
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Oak Ridge, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oak Ridge
SBA loans in Oak Ridge (504)
- Approvals6
- Gross approval$6,769,000
- Average approval$1,128,167
- Median approval$901,500
- Largest approval$2,374,000
- Jobs supported111
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Oak Ridge, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oak Ridge
Flood risk in Oak Ridge
- NFIP communityCity of Oak Ridge
- NFIP community number475441
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/18/09
The City of Oak Ridge participates in the National Flood Insurance Program as community 475441 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Anderson County, not Oak Ridge
Anderson County context, not Oak Ridge figures
- Establishments in Anderson County1,599
- Covered employment, Anderson County46,052
- Average annual pay, Anderson County$79,878
- Housing units permitted, Anderson County398
Every figure in this section is published for Anderson County as a whole and is not a measurement of Oak Ridge.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oak Ridge questions, answered from the record.
How many people live in Oak Ridge, Tennessee?
32,693, in 14,015 households. Oak Ridge city covers 85.25 square miles of land, which is 383 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak Ridge in?
Oak Ridge lies in more than one. By area it is 52.0 percent in Anderson County, 48.0 percent in Roane County. This page sits under Anderson County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Oak Ridge?
$72,311. The median owner-occupied home is valued at $270,200. Median gross rent is $1,131 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oak Ridge businesses?
20 7(a) approvals totaling $10.7 m since FY2020, across 11 lenders, median approval $270,000, plus 6 504 approvals worth $6.8 m since FY2010. These count approvals to borrowers whose address is in Oak Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak Ridge borrowers get paid back?
No rate is published for Oak Ridge. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oak Ridge in the National Flood Insurance Program?
Yes. Oak Ridge appears in the FEMA Community Status Book as Oak Ridge, city of, community 475441, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oak Ridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anderson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Ridge.
Is zoning published for Oak Ridge?
No. Nothing on this page presents parcel level zoning.
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