Anderson County, Tennessee: commercial real estate data.
Anderson County, Tennessee had an estimated 81,449 residents on July 1, 2024, up 5.6 percent since the 2020 census base of 77,154, across 337 square miles. County output reached $7.86 bn in 2024, 1,599 establishments operate here, and the SBA record carries 30 7(a) approvals worth $20.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Anderson County
How many people live in Anderson County
- Population, American Community Survey 2020-202479,153
- Households32,755
- Average household size2.42
- Median household income$66,183
- Median age41.5
- Median gross rent$1,031 per month
- Median owner-occupied home value$239,400
- Home value to household income3.6 times
- Annual rent as a share of median income18.7 percent
- Adults 25 and over with a bachelor degree or higher27.5 percent
- Adults 25 and over with a graduate degree11.3 percent
- Adults 25 and over56,554
- Population under 1816,872
- Share under 1821.3 percent
- Population 65 and over15,978
- Share 65 and over20.2 percent
- Working age population, 18 to 6446,303
- Civilian labor force37,166
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among Tennessee counties18th of 95
- Rank by population among US county-equivalents, Puerto Rico included735th of 3,222
Anderson County is the 18th largest of 95 Tennessee counties by population. A median home costs 3.6 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 21.3 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Anderson County
Is Anderson County's population growing?
- Population, July 1, 202481,449
- Census 2020 base population77,154
- Population change since the 2020 census base5.57 percent
- Population change, 2023 to 20241,106
- Births, 2024857
- Deaths, 20241,144
- Natural change, 2024-287
- Net domestic migration, 20241,276
- Net international migration, 2024125
- Total net migration, 20241,401
- Cumulative net domestic migration, 2021 to 20245,152
- Rank by growth among US county-equivalents464th of 3,144
The county has grown 5.57 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Anderson County
Where are people moving to Anderson County from?
- Tax returns filed by households arriving3,107
- People arriving, from those returns5,797
- Tax returns filed by households leaving2,308
- Net household movement799
- Adjusted gross income arriving$195.7 m
- Net adjusted gross income movement$40.5 m
- Average income of an arriving household$62,984
- Average income of a leaving household$67,219
- Largest single originKnox County (1,030 households)
- Largest single destinationKnox County (750 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Knox County | 1,030 | 1,913 | $59.2 m |
| Roane County | 206 | 382 | $11.8 m |
| Campbell County | 141 | 257 | $6.2 m |
| Blount County | 89 | 169 | $7.8 m |
| Morgan County | 60 | 106 | $2.5 m |
| Loudon County | 53 | 88 | $2.4 m |
| Union County | 38 | 74 | $1.6 m |
| Sevier County | 33 | 54 | $1.5 m |
Households arriving report $4,235 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Knox County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Anderson County
What is the Anderson County economy?
- County GDP, 2024$7.86 bn
- County GDP, 2023$7.39 bn
- GDP change, 2023 to 20246.4 percent
- GDP change over five years47.6 percent
- Rank by GDP among the Tennessee areas BEA publishes14th of 95
- Rank by GDP among the US county areas BEA publishes534th of 3,127
- GDP per resident$99,273
Output grew 6.4 percent in the latest year and 47.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Anderson County
Employment by industry in Anderson County
- Covered employment, annual average46,052
- Establishments reporting2,081
- Average annual pay$79,878
- Average weekly wage$1,536
- Manufacturing, employment14,852
- Manufacturing, average annual pay$101,165
- Health care and social assistance, employment4,885
- Health care and social assistance, average annual pay$61,681
- Administrative and support and waste management services, employment4,340
- Administrative and support and waste management services, average annual pay$89,451
- Professional, scientific and technical services, employment4,196
- Professional, scientific and technical services, average annual pay$118,352
- Retail trade, employment3,678
- Accommodation and food services, employment3,383
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 14,852 | 118 | $101,165 |
| Health care and social assistance | 4,885 | 258 | $61,681 |
| Administrative and support and waste management services | 4,340 | 142 | $89,451 |
| Professional, scientific and technical services | 4,196 | 330 | $118,352 |
| Retail trade | 3,678 | 247 | $37,728 |
| Accommodation and food services | 3,383 | 188 | $22,829 |
| Construction | 1,938 | 153 | $80,224 |
| Finance and insurance | 1,235 | 121 | $96,357 |
Manufacturing is the largest private sector at 14,852 jobs, 32.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Anderson County
How many businesses are in Anderson County?
- Establishments, all industries1,599
- Employment at those establishments48,104
- Annual payroll$3.85 bn
- Establishments per 1,000 residents20.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Anderson County
Building permits in Anderson County
- Housing units authorized by permit, 2024398
- Declared construction value permitted$70.7 m
- Single family units authorized277
- Multifamily units authorized121
- Multifamily share of units30.4 percent
- Average declared value per unit$177,639
- Units authorized per 1,000 households12.2
Single-family homes are 69.6 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Anderson County
SBA loans in Anderson County (7(a) and 504)
- 7(a) approvals recorded30
- 7(a) gross approval dollars$20.3 m
- Average 7(a) approval$675,150
- Median 7(a) approval$482,500
- 10th percentile approval$88,500
- 90th percentile approval$1,622,700
- Largest single approval$2,501,000
- Jobs reported supported, 7(a)204
- Jobs per approval6.8
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals24
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer23.3 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter19
- Franchise loans8
- Franchise share of approvals26.7 percent
- Leading industry by approval countElectrical Contractors and Other Wiring Installation Contractors (3)
- Most active lenderU.S. Bank, National Association (4)
- 504 approvals recorded12
- 504 gross approval dollars$10.4 m
- Average 504 approval$867,417
- Median 504 approval$761,000
- Distinct CDCs active2
- 504 jobs per approval21.2
- 504 jobs per million dollars approved24.4
- Most active CDCBrightbridge, Inc. (11)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$30.7 m
The average approval of $675,150 sits well above the median of $482,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 23.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Anderson County
SBA loan default and charge-off rates in Anderson County
Do SBA loans in Anderson County get paid back?
- Loans with a final outcome recorded10
- Paid in full10
- Charged off0
- Status: Paid in full10
- Status: Exempt from disclosure16
- Status: Cancelled2
- Status: Committed, not yet disbursed2
Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Anderson County
SBA lending by place in Anderson County
- Borrower cities with recorded lending5
- Oak Ridge, approvals16
- Clinton, approvals9
- Powell, approvals2
- Andersonville, approvals2
- Oliver Springs, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Oak Ridge | 16 | $9,337,000 |
| Clinton | 9 | $6,349,500 |
| Powell | 2 | $2,151,000 |
| Andersonville | 2 | $1,265,000 |
| Oliver Springs | 1 | $1,152,000 |
Oak Ridge accounts for 16 approvals against 9 in Clinton. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Anderson County
How large is Anderson County?
- Land area337 sq mi
- Rank by land area among Tennessee counties65th of 95
- Width, east to west27.9 mi
- Height, north to south24.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land235
- Establishments per square mile4.74
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Anderson County
Flood risk in Anderson County
- Participation of the county's own NFIP community Anderson County, unincorporated areasParticipating, community 470217
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Anderson County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Anderson County (community 470217), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Anderson County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Anderson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Anderson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202479,153
- Households32,755
- Average household size2.42
- Median household income$66,183
- Median age41.5
Common questions
Anderson County questions, answered from the record.
How many people live in Anderson County, Tennessee?
The Census Bureau estimates 81,449 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 79,153, in 32,755 households, ranking 18th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Anderson County's population growing?
The population has grown 5.57 percent since the 2020 census base of 77,154, to 81,449 on July 1, 2024. In 2024 there were 857 births against 1,144 deaths, with net migration of 1,401. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Anderson County?
$66,183. The median owner-occupied home is valued at $239,400, which is 3.6 times income, and median gross rent is $1,031 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Anderson County?
1,599 establishments, employing 48,104 people with an annual payroll of $3.85 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Anderson County?
Manufacturing is the largest private sector at 14,852 jobs, 32.3 percent of covered employment. Covered employment averages 46,052 jobs at an average annual pay of $79,878, or $1,536 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Anderson County?
30 7(a) approvals totaling $20.3 m since FY2020, across 20 lenders, with a median approval of $482,500, plus 12 504 approvals worth $10.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Anderson County?
398 housing units were authorized by permit in 2024, with a declared construction value of $70.7 m. Multifamily was 30.4 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Anderson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Anderson County come from?
The largest single origin is Knox County, with 1,030 households. Arriving households report an average income of $62,984 against $67,219 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Anderson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Anderson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Anderson County
Cities and places in Anderson.
7 Census places lie wholly or partly in Anderson County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Oak Ridge | city | 32,693 | 16 | 52.0 percent here, 48.0 percent Roane County |
| Clinton | city | 10,239 | 9 | Wholly in this county |
| Oliver Springs | town | 3,281 | 1 | 78.3 percent here, 18.7 percent Roane County, 3.0 percent Morgan County |
| Rocky Top | city | 1,607 | None recorded | 88.0 percent here, 12.0 percent Campbell County |
| Norris | city | 1,485 | None recorded | Wholly in this county |
| Andersonville | CDP | 353 | 2 | Wholly in this county |
| Briceville | CDP | 175 | None recorded | Wholly in this county |
A further 2 of the county's 30 SBA 7(a) approvals are to borrowers in cities that match no Census place in Anderson County, the largest being Powell (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby