HomeTennesseeAnderson CountyOliver Springs
Oliver Springs, Tennessee: commercial real estate data.
Oliver Springs is a Census town of 3,281 people across 5.77 square miles of land, lying across Anderson County and Roane County and Morgan County. Median household income is $51,183, 69.4 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oliver Springs
What Oliver Springs is
- Census place typetown
- Land area5.77 sq mi
- Water area0 sq mi
- Population per square mile of land568 plus or minus 117
- County holding the largest share of its areaAnderson County, 78.3 percent
- Counties this place lies inAnderson County 78.3 percent, Roane County 18.7 percent, Morgan County 3.0 percent
Oliver Springs crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oliver Springs
How many people live in Oliver Springs
- Population3,281 plus or minus 674
- Median age40.7
- Population under 18719 plus or minus 244
- Share under 1821.9 percent plus or minus 5.9
- Population 65 and over793 plus or minus 258
- Share 65 and over24.2 percent plus or minus 6.1
- Households1,315
- Family households849 plus or minus 197
- Share of households that are families64.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oliver Springs
Income and work in Oliver Springs
- Median household income$51,183 plus or minus $24,051
- Per capita income$25,413
- Civilian labor force1,171 plus or minus 336
- Employed1,117 plus or minus 324
- Unemployed54 plus or minus 65
- Unemployment rate4.6 percent plus or minus 5.4
- Adults 25 and over2,382 plus or minus 497
- Adults 25 and over with a high school diploma or higher82.6 percent plus or minus 24.3
- Adults 25 and over with a bachelor degree or higher11.5 percent plus or minus 4.9
- Adults 25 and over with a graduate degree5.1 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oliver Springs
Housing in Oliver Springs
- Housing units1,315
- Occupied units1,315
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied913 plus or minus 209
- Renter occupied402 plus or minus 185
- Ownership rate69.4 percent
- Median owner-occupied home value$180,900 plus or minus $54,592
- Median gross rent, monthly$523 plus or minus $306
- Annual rent as a share of median income12.3 percent plus or minus 9.2
- Single family units1,006
- Share single family76.5 percent plus or minus 20.4
- Units in buildings of two or more170 plus or minus 170
- Share in buildings of two or more12.9 percent plus or minus 12.7
- Mobile homes139 plus or minus 108
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oliver Springs
How Oliver Springs gets to work
- Workers 16 and over who commute1,026 plus or minus 310
- Commuting under 15 minutes192 plus or minus 110
- Share commuting under 15 minutes18.7 percent plus or minus 9.1
- Commuting 30 minutes or more371 plus or minus 167
- Share commuting 30 minutes or more36.2 percent plus or minus 12.1
- Drove alone89.8 percent
- Carpooled2.8 percent plus or minus 3.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home7.4 percent plus or minus 7.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oliver Springs
SBA loans in Oliver Springs (7(a))
- Approvals4
- Gross approval$1,382,000
- Average approval$345,500
- Median approval$102,500
- Largest approval$1,152,000
- Jobs supported7
- Jobs per approval1.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Oliver Springs, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oliver Springs
Flood risk in Oliver Springs
- NFIP communityTown of Oliver Springs
- NFIP community number470005
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/18/07
The Town of Oliver Springs participates in the National Flood Insurance Program as community 470005 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Anderson County, not Oliver Springs
Anderson County context, not Oliver Springs figures
- Establishments in Anderson County1,599
- Covered employment, Anderson County46,052
- Average annual pay, Anderson County$79,878
- Housing units permitted, Anderson County398
Every figure in this section is published for Anderson County as a whole and is not a measurement of Oliver Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oliver Springs questions, answered from the record.
How many people live in Oliver Springs, Tennessee?
3,281, in 1,315 households. Oliver Springs town covers 5.77 square miles of land, which is 568 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oliver Springs in?
Oliver Springs lies in more than one. By area it is 78.3 percent in Anderson County, 18.7 percent in Roane County, 3.0 percent in Morgan County. This page sits under Anderson County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Oliver Springs?
$51,183. The median owner-occupied home is valued at $180,900. Median gross rent is $523 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oliver Springs businesses?
4 7(a) approvals totaling $1.4 m since FY2020, across 4 lenders, median approval $102,500. These count approvals to borrowers whose address is in Oliver Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oliver Springs borrowers get paid back?
No rate is published for Oliver Springs. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oliver Springs in the National Flood Insurance Program?
Yes. Oliver Springs appears in the FEMA Community Status Book as Oliver Springs, town of, community 470005, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oliver Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anderson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oliver Springs.
Is zoning published for Oliver Springs?
No. Nothing on this page presents parcel level zoning.