Campbell County, Tennessee: commercial real estate data.
Campbell County, Tennessee had an estimated 40,238 residents on July 1, 2024, up 2.4 percent since the 2020 census base of 39,278, across 480 square miles. County output reached $1.45 bn in 2024, 579 establishments operate here, and the SBA record carries 7 7(a) approvals worth $5.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Campbell County
How many people live in Campbell County
- Population, American Community Survey 2020-202439,761
- Households17,186
- Average household size2.31
- Median household income$51,557
- Median age44.2
- Median gross rent$716 per month
- Median owner-occupied home value$186,500
- Home value to household income3.6 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher12.7 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over28,912
- Population under 188,067
- Share under 1820.3 percent
- Population 65 and over8,388
- Share 65 and over21.1 percent
- Working age population, 18 to 6423,306
- Civilian labor force16,811
- Unemployment rate5.0 percent
- Labor force participation, adults 18 and over53.0 percent
- Rank by population among Tennessee counties40th of 95
- Rank by population among US county-equivalents, Puerto Rico included1210th of 3,222
Campbell County is the 40th largest of 95 Tennessee counties by population. A median home costs 3.6 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 21.1 percent against 20.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Campbell County
Is Campbell County's population growing?
- Population, July 1, 202440,238
- Census 2020 base population39,278
- Population change since the 2020 census base2.44 percent
- Population change, 2023 to 202413
- Births, 2024413
- Deaths, 2024739
- Natural change, 2024-326
- Net domestic migration, 2024317
- Net international migration, 202421
- Total net migration, 2024338
- Cumulative net domestic migration, 2021 to 20242,078
- Rank by growth among US county-equivalents1026th of 3,144
The county has grown 2.44 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Campbell County
Where are people moving to Campbell County from?
- Tax returns filed by households arriving985
- People arriving, from those returns1,919
- Tax returns filed by households leaving689
- Net household movement296
- Adjusted gross income arriving$66.4 m
- Net adjusted gross income movement$29.4 m
- Average income of an arriving household$67,424
- Average income of a leaving household$53,726
- Largest single originKnox County (147 households)
- Largest single destinationAnderson County (141 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Knox County | 147 | 258 | $8.4 m |
| Anderson County | 144 | 313 | $5.6 m |
| Claiborne County | 37 | 75 | $1.6 m |
| Scott County | 29 | 53 | $964,000 |
| Whitley County | 27 | 70 | $847,000 |
Households arriving report $13,698 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Knox County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Campbell County
What is the Campbell County economy?
- County GDP, 2024$1.45 bn
- County GDP, 2023$1.33 bn
- GDP change, 2023 to 20249.3 percent
- GDP change over five years41.0 percent
- Rank by GDP among the Tennessee areas BEA publishes47th of 95
- Rank by GDP among the US county areas BEA publishes1544th of 3,127
- GDP per resident$36,438
Output grew 9.3 percent in the latest year and 41.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Campbell County
Employment by industry in Campbell County
- Covered employment, annual average9,359
- Establishments reporting748
- Average annual pay$44,011
- Average weekly wage$846
- Retail trade, employment1,545
- Retail trade, average annual pay$32,002
- Manufacturing, employment1,269
- Manufacturing, average annual pay$57,012
- Accommodation and food services, employment972
- Accommodation and food services, average annual pay$22,097
- Administrative and support and waste management services, employment524
- Administrative and support and waste management services, average annual pay$36,088
- Construction, employment419
- Finance and insurance, employment252
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,545 | 122 | $32,002 |
| Manufacturing | 1,269 | 51 | $57,012 |
| Accommodation and food services | 972 | 68 | $22,097 |
| Administrative and support and waste management services | 524 | 31 | $36,088 |
| Construction | 419 | 73 | $50,004 |
| Finance and insurance | 252 | 51 | $74,368 |
| Arts, entertainment and recreation | 238 | 15 | $41,479 |
| Other services, except public administration | 147 | 37 | $37,353 |
Retail trade is the largest private sector at 1,545 jobs, 16.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Campbell County
How many businesses are in Campbell County?
- Establishments, all industries579
- Employment at those establishments7,285
- Annual payroll$275.6 m
- Establishments per 1,000 residents14.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Campbell County
Building permits in Campbell County
- Housing units authorized by permit, 2024111
- Declared construction value permitted$29.5 m
- Single family units authorized111
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$266,128
- Units authorized per 1,000 households6.5
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Campbell County
SBA loans in Campbell County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$5.6 m
- Average 7(a) approval$796,400
- Median 7(a) approval$150,000
- Largest single approval$3,621,000
- Jobs reported supported, 7(a)36
- Jobs per approval5.1
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer42.9 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded2
- 504 gross approval dollars$1.9 m
- Average 504 approval$973,000
- Median 504 approval$973,000
- Distinct CDCs active1
- 504 jobs per approval2.0
- 504 jobs per million dollars approved2.1
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$7.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Campbell County
SBA loan default and charge-off rates in Campbell County
Do SBA loans in Campbell County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure5
- Status: Paid in full1
- Status: Cancelled1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Campbell County
SBA lending by place in Campbell County
- Borrower cities with recorded lending4
- La Follette, approvals4
- Jacksboro, approvals1
- Caryville, approvals1
- Jellico, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| La Follette | 4 | $603,800 |
| Jacksboro | 1 | $3,621,000 |
| Caryville | 1 | $1,200,000 |
| Jellico | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Campbell County
How large is Campbell County?
- Land area480 sq mi
- Rank by land area among Tennessee counties42nd of 95
- Width, east to west26 mi
- Height, north to south28.6 mi
- Geographies sharing a boundary6
- Residents per square mile of land83
- Establishments per square mile1.21
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Campbell County
Flood risk in Campbell County
- Participation of the county's own NFIP community Campbell County, unincorporated areasParticipating, community 470016
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Campbell County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Campbell County (community 470016), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Campbell County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Campbell County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Campbell County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202439,761
- Households17,186
- Average household size2.31
- Median household income$51,557
- Median age44.2
Common questions
Campbell County questions, answered from the record.
How many people live in Campbell County, Tennessee?
The Census Bureau estimates 40,238 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 39,761, in 17,186 households, ranking 40th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Campbell County's population growing?
The population has grown 2.44 percent since the 2020 census base of 39,278, to 40,238 on July 1, 2024. In 2024 there were 413 births against 739 deaths, with net migration of 338. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Campbell County?
$51,557. The median owner-occupied home is valued at $186,500, which is 3.6 times income, and median gross rent is $716 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Campbell County?
579 establishments, employing 7,285 people with an annual payroll of $275.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Campbell County?
Retail trade is the largest private sector at 1,545 jobs, 16.5 percent of covered employment. Covered employment averages 9,359 jobs at an average annual pay of $44,011, or $846 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Campbell County?
7 7(a) approvals totaling $5.6 m since FY2020, across 5 lenders, with a median approval of $150,000, plus 2 504 approvals worth $1.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Campbell County?
111 housing units were authorized by permit in 2024, with a declared construction value of $29.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Campbell County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Campbell County come from?
The largest single origin is Knox County, with 147 households. Arriving households report an average income of $67,424 against $53,726 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Campbell County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Campbell County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Campbell County
Cities and places in Campbell.
6 Census places lie wholly or partly in Campbell County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| La Follette | city | 7,273 | 4 | Wholly in this county |
| Jacksboro | town | 2,650 | 1 | Wholly in this county |
| Caryville | town | 2,073 | 1 | Wholly in this county |
| Jellico | city | 1,855 | 1 | Wholly in this county |
| Rocky Top | city | 1,607 | None recorded | 12.0 percent here, 88.0 percent Anderson County |
| Fincastle | CDP | 1,374 | None recorded | Wholly in this county |