Scott County, Tennessee: commercial real estate data.
Scott County, Tennessee had an estimated 22,517 residents on July 1, 2024, up 3.1 percent since the 2020 census base of 21,847, across 532 square miles. County output reached $699.5 m in 2024, 351 establishments operate here, and the SBA record carries 5 7(a) approvals worth $1.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Scott County
How many people live in Scott County
- Population, American Community Survey 2020-202422,113
- Households8,755
- Average household size2.53
- Median household income$44,711
- Median age40.7
- Median gross rent$686 per month
- Median owner-occupied home value$124,900
- Home value to household income2.8 times
- Annual rent as a share of median income18.4 percent
- Adults 25 and over with a bachelor degree or higher12.8 percent
- Adults 25 and over with a graduate degree5.9 percent
- Adults 25 and over15,174
- Population under 185,187
- Share under 1823.5 percent
- Population 65 and over3,821
- Share 65 and over17.3 percent
- Working age population, 18 to 6413,105
- Civilian labor force9,502
- Unemployment rate7.5 percent
- Labor force participation, adults 18 and over56.1 percent
- Rank by population among Tennessee counties63rd of 95
- Rank by population among US county-equivalents, Puerto Rico included1767th of 3,222
Scott County is the 63rd largest of 95 Tennessee counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.5 percent against 17.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Scott County
Is Scott County's population growing?
- Population, July 1, 202422,517
- Census 2020 base population21,847
- Population change since the 2020 census base3.07 percent
- Population change, 2023 to 2024272
- Births, 2024272
- Deaths, 2024339
- Natural change, 2024-67
- Net domestic migration, 2024341
- Net international migration, 20240
- Total net migration, 2024341
- Cumulative net domestic migration, 2021 to 2024924
- Rank by growth among US county-equivalents854th of 3,144
The county has grown 3.07 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Scott County
Where are people moving to Scott County from?
- Tax returns filed by households arriving333
- People arriving, from those returns618
- Tax returns filed by households leaving258
- Net household movement75
- Adjusted gross income arriving$16.6 m
- Net adjusted gross income movement$7.7 m
- Average income of an arriving household$49,886
- Average income of a leaving household$34,411
- Largest single originKnox County (41 households)
- Largest single destinationMcCreary County (29 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Knox County | 41 | 65 | $1.8 m |
| Anderson County | 26 | 44 | $884,000 |
| Campbell County | 24 | 41 | $816,000 |
Households arriving report $15,475 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Knox County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Scott County
What is the Scott County economy?
- County GDP, 2024$699.5 m
- County GDP, 2023$658.0 m
- GDP change, 2023 to 20246.3 percent
- GDP change over five years37.5 percent
- Rank by GDP among the Tennessee areas BEA publishes71st of 95
- Rank by GDP among the US county areas BEA publishes2138th of 3,127
- GDP per resident$31,634
Output grew 6.3 percent in the latest year and 37.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Scott County
Employment by industry in Scott County
- Covered employment, annual average5,869
- Establishments reporting456
- Average annual pay$41,563
- Average weekly wage$799
- Manufacturing, employment1,260
- Manufacturing, average annual pay$48,498
- Retail trade, employment837
- Retail trade, average annual pay$30,200
- Accommodation and food services, employment466
- Accommodation and food services, average annual pay$18,069
- Construction, employment445
- Construction, average annual pay$50,742
- Transportation and warehousing, employment148
- Finance and insurance, employment124
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,260 | 35 | $48,498 |
| Retail trade | 837 | 85 | $30,200 |
| Accommodation and food services | 466 | 36 | $18,069 |
| Construction | 445 | 45 | $50,742 |
| Transportation and warehousing | 148 | 28 | $49,579 |
| Finance and insurance | 124 | 21 | $50,934 |
| Other services, except public administration | 102 | 34 | $40,980 |
| Administrative and support and waste management services | 90 | 12 | $61,036 |
Manufacturing is the largest private sector at 1,260 jobs, 21.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Scott County
How many businesses are in Scott County?
- Establishments, all industries351
- Employment at those establishments4,173
- Annual payroll$156.9 m
- Establishments per 1,000 residents15.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Scott County
Building permits in Scott County
- Housing units authorized by permit, 20243
- Declared construction value permitted$759,651
- Single family units authorized3
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$253,217
- Units authorized per 1,000 households0.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Scott County
SBA loans in Scott County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$1.8 m
- Average 7(a) approval$368,600
- Median 7(a) approval$406,000
- Largest single approval$500,000
- Jobs reported supported, 7(a)25
- Jobs per approval5.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals4
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer40.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter3
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderUnited Cumberland Bank (4)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
SBA loan default and charge-off rates in Scott County
Do SBA loans in Scott County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure2
- Status: Cancelled1
- Status: Paid in full1
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
SBA lending by place in Scott County
- Borrower cities with recorded lending3
- Huntsville, approvals3
- Oneida, approvals1
- Robbins, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Huntsville | 3 | $1,270,000 |
| Oneida | 1 | $423,000 |
| Robbins | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
How large is Scott County?
- Land area532 sq mi
- Rank by land area among Tennessee counties30th of 95
- Width, east to west29.3 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary7
- Residents per square mile of land42
- Establishments per square mile0.66
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Scott County
Flood risk in Scott County
- Participation of the county's own NFIP community Scott County, unincorporated areasParticipating, community 470341
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Scott County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Scott County (community 470341), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Scott County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Scott County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Scott County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202422,113
- Households8,755
- Average household size2.53
- Median household income$44,711
- Median age40.7
Common questions
Scott County questions, answered from the record.
How many people live in Scott County, Tennessee?
The Census Bureau estimates 22,517 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 22,113, in 8,755 households, ranking 63rd of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Scott County's population growing?
The population has grown 3.07 percent since the 2020 census base of 21,847, to 22,517 on July 1, 2024. In 2024 there were 272 births against 339 deaths, with net migration of 341. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Scott County?
$44,711. The median owner-occupied home is valued at $124,900, which is 2.8 times income, and median gross rent is $686 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Scott County?
351 establishments, employing 4,173 people with an annual payroll of $156.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Scott County?
Manufacturing is the largest private sector at 1,260 jobs, 21.5 percent of covered employment. Covered employment averages 5,869 jobs at an average annual pay of $41,563, or $799 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Scott County?
5 7(a) approvals totaling $1.8 m since FY2020, across 2 lenders, with a median approval of $406,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Scott County?
3 housing units were authorized by permit in 2024, with a declared construction value of $759,651. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Scott County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Scott County come from?
The largest single origin is Knox County, with 41 households. Arriving households report an average income of $49,886 against $34,411 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Scott County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Scott County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Scott County
Cities and places in Scott.
6 Census places lie wholly or partly in Scott County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Oneida | town | 3,819 | 1 | Wholly in this county |
| Huntsville | town | 1,814 | 3 | Wholly in this county |
| Winfield | town | 1,153 | None recorded | Wholly in this county |
| Elgin | CDP | 347 | None recorded | Wholly in this county |
| Robbins | CDP | 133 | 1 | Wholly in this county |
| Helenwood | CDP | 101 | None recorded | Wholly in this county |