HomeTennesseeBedford CountyShelbyville
Shelbyville, Tennessee: commercial real estate data.
Shelbyville is a Census city of 24,661 people across 19.31 square miles of land, in Bedford County. Median household income is $55,073, 50.7 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $21.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Shelbyville
What Shelbyville is
- Census place typecity
- Land area19.31 sq mi
- Water area0 sq mi
- Population per square mile of land1,277
- County holding the largest share of its areaBedford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
How many people live in Shelbyville
- Population24,661
- Median age31.8
- Population under 187,013
- Share under 1828.4 percent
- Population 65 and over2,629
- Share 65 and over10.7 percent
- Households9,089
- Family households6,060
- Share of households that are families66.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
Income and work in Shelbyville
- Median household income$55,073
- Per capita income$25,611
- Civilian labor force12,419
- Employed11,947
- Unemployed472 plus or minus 229
- Unemployment rate3.8 percent plus or minus 1.8
- Adults 25 and over15,267
- Adults 25 and over with a high school diploma or higher78.5 percent
- Adults 25 and over with a bachelor degree or higher13.1 percent plus or minus 3.2
- Adults 25 and over with a graduate degree4.1 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
Housing in Shelbyville
- Housing units9,498
- Occupied units9,089
- Vacant units409 plus or minus 245
- Vacancy rate4.3 percent plus or minus 2.6
- Owner occupied4,611
- Renter occupied4,478
- Ownership rate50.7 percent
- Median owner-occupied home value$244,000
- Median gross rent, monthly$1,056
- Annual rent as a share of median income23.0 percent
- Single family units6,718
- Share single family70.7 percent
- Units in buildings of two or more2,067 plus or minus 480
- Share in buildings of two or more21.8 percent plus or minus 5.0
- Mobile homes713 plus or minus 233
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
How Shelbyville gets to work
- Workers 16 and over who commute10,972
- Commuting under 15 minutes3,722
- Share commuting under 15 minutes33.9 percent
- Commuting 30 minutes or more4,256
- Share commuting 30 minutes or more38.8 percent
- Drove alone73.7 percent
- Carpooled17.8 percent plus or minus 5.1
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.3
- Worked from home6.8 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
SBA loans in Shelbyville (7(a))
- Approvals22
- Gross approval$21,671,900
- Average approval$985,086
- Median approval$379,750
- Ninetieth percentile approval$2,080,500
- Largest approval$5,000,000
- Jobs supported273
- Jobs per approval12.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises9.1 percent
- Distinct lenders12
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Shelbyville, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shelbyville
Flood risk in Shelbyville
- NFIP communityCity of Shelbyville
- NFIP community number470008
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/02/07
The City of Shelbyville participates in the National Flood Insurance Program as community 470008 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bedford County, not Shelbyville
Bedford County context, not Shelbyville figures
- Establishments in Bedford County889
- Covered employment, Bedford County18,134
- Average annual pay, Bedford County$53,753
- Housing units permitted, Bedford County631
Every figure in this section is published for Bedford County as a whole and is not a measurement of Shelbyville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Shelbyville questions, answered from the record.
How many people live in Shelbyville, Tennessee?
24,661, in 9,089 households. Shelbyville city covers 19.31 square miles of land, which is 1,277 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shelbyville in?
Bedford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shelbyville?
$55,073. The median owner-occupied home is valued at $244,000. Median gross rent is $1,056 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shelbyville businesses?
22 7(a) approvals totaling $21.7 m since FY2020, across 12 lenders, median approval $379,750. These count approvals to borrowers whose address is in Shelbyville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shelbyville borrowers get paid back?
No rate is published for Shelbyville. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Shelbyville in the National Flood Insurance Program?
Yes. Shelbyville appears in the FEMA Community Status Book as Shelbyville, city of, community 470008, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Shelbyville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bedford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shelbyville.
Is zoning published for Shelbyville?
No. Nothing on this page presents parcel level zoning.
Nearby