HomeTennesseeBedford CountyWartrace
Wartrace, Tennessee: commercial real estate data.
Wartrace is a Census town of 630 people across 0.88 square miles of land, in Bedford County. Median household income is $50,417, 72.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $56,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wartrace
What Wartrace is
- Census place typetown
- Land area0.88 sq mi
- Water area0 sq mi
- Population per square mile of land717 plus or minus 221
- County holding the largest share of its areaBedford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wartrace
How many people live in Wartrace
- Population630 plus or minus 194
- Median age32.4 plus or minus 11.9
- Population under 18194 plus or minus 76
- Share under 1830.8 percent plus or minus 7.6
- Population 65 and over82 plus or minus 40
- Share 65 and over13.0 percent plus or minus 5.0
- Households281 plus or minus 82
- Family households145 plus or minus 46
- Share of households that are families51.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wartrace
Income and work in Wartrace
- Median household income$50,417 plus or minus $23,693
- Per capita income$26,576 plus or minus $5,631
- Civilian labor force307 plus or minus 97
- Employed275 plus or minus 82
- Unemployed32 plus or minus 47
- Unemployment rate10.4 percent plus or minus 15.0
- Adults 25 and over373 plus or minus 105
- Adults 25 and over with a high school diploma or higher93.0 percent plus or minus 35.5
- Adults 25 and over with a bachelor degree or higher23.3 percent plus or minus 6.4
- Adults 25 and over with a graduate degree9.1 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wartrace
Housing in Wartrace
- Housing units403 plus or minus 105
- Occupied units281 plus or minus 82
- Vacant units122 plus or minus 65
- Vacancy rate30.3 percent plus or minus 14.1
- Owner occupied204 plus or minus 61
- Renter occupied77 plus or minus 50
- Ownership rate72.6 percent
- Median owner-occupied home value$206,800
- Median gross rent, monthly$802 plus or minus $229
- Annual rent as a share of median income19.1 percent plus or minus 10.5
- Single family units226 plus or minus 60
- Share single family56.1 percent
- Units in buildings of two or more154 plus or minus 87
- Share in buildings of two or more38.2 percent plus or minus 19.3
- Mobile homes23 plus or minus 14
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wartrace
How Wartrace gets to work
- Workers 16 and over who commute253 plus or minus 74
- Commuting under 15 minutes25 plus or minus 14
- Share commuting under 15 minutes9.9 percent plus or minus 4.9
- Commuting 30 minutes or more140 plus or minus 51
- Share commuting 30 minutes or more55.3 percent plus or minus 12.3
- Drove alone78.5 percent
- Carpooled10.2 percent plus or minus 9.8
- Public transport1.1 percent plus or minus 2.2
- Walked1.8 percent plus or minus 2.1
- Worked from home7.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wartrace
SBA loans in Wartrace (7(a))
- Approvals3
- Gross approval$56,500
- Average approval$18,833
- Median approval$15,500
- Largest approval$30,000
- Jobs supported8
- Jobs per approval2.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term48 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Wartrace, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wartrace
Flood risk in Wartrace
- NFIP communityTownship of Wartrace
- NFIP community number470009
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/02/07
The Township of Wartrace participates in the National Flood Insurance Program as community 470009 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bedford County, not Wartrace
Bedford County context, not Wartrace figures
- Establishments in Bedford County889
- Covered employment, Bedford County18,134
- Average annual pay, Bedford County$53,753
- Housing units permitted, Bedford County631
Every figure in this section is published for Bedford County as a whole and is not a measurement of Wartrace.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wartrace questions, answered from the record.
How many people live in Wartrace, Tennessee?
630, in 281 households. Wartrace town covers 0.88 square miles of land, which is 717 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wartrace in?
Bedford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wartrace?
$50,417. The median owner-occupied home is valued at $206,800. Median gross rent is $802 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wartrace businesses?
3 7(a) approvals totaling $56,500 since FY2020, across 1 lenders, median approval $15,500. These count approvals to borrowers whose address is in Wartrace, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wartrace borrowers get paid back?
No rate is published for Wartrace. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Wartrace in the National Flood Insurance Program?
Yes. Wartrace appears in the FEMA Community Status Book as Wartrace, township of, community 470009, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wartrace figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bedford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wartrace.
Is zoning published for Wartrace?
No. Nothing on this page presents parcel level zoning.
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