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HomeTennesseeBedford CountyWartrace town

Wartrace town, Tennessee: commercial real estate data.

Wartrace town is a Census town of 630 people across 0.88 square miles of land, in Bedford County. Median household income is $50,417, 72.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $56,500.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Wartrace

What Wartrace is

  • Census place typetown
  • Land area0.88 sq mi
  • Water area0 sq mi
  • Population per square mile of land717 plus or minus 221
  • County holding the largest share of its areaBedford County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wartrace

How many people live in Wartrace

  • Population630 plus or minus 194
  • Median age32.4 plus or minus 11.9
  • Population under 18194 plus or minus 76
  • Share under 1830.8 percent plus or minus 7.6
  • Population 65 and over82 plus or minus 40
  • Share 65 and over13.0 percent plus or minus 5.0
  • Households281 plus or minus 82
  • Family households145 plus or minus 46
  • Share of households that are families51.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wartrace

Income and work in Wartrace

  • Median household income$50,417 plus or minus $23,693
  • Per capita income$26,576 plus or minus $5,631
  • Civilian labor force307 plus or minus 97
  • Employed275 plus or minus 82
  • Unemployed32 plus or minus 47
  • Unemployment rate10.4 percent plus or minus 15.0
  • Adults 25 and over373 plus or minus 105
  • Adults 25 and over with a high school diploma or higher93.0 percent plus or minus 35.5
  • Adults 25 and over with a bachelor degree or higher23.3 percent plus or minus 6.4
  • Adults 25 and over with a graduate degree9.1 percent plus or minus 6.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wartrace

Housing in Wartrace

  • Housing units403 plus or minus 105
  • Occupied units281 plus or minus 82
  • Vacant units122 plus or minus 65
  • Vacancy rate30.3 percent plus or minus 14.1
  • Owner occupied204 plus or minus 61
  • Renter occupied77 plus or minus 50
  • Ownership rate72.6 percent
  • Median owner-occupied home value$206,800
  • Median gross rent, monthly$802 plus or minus $229
  • Annual rent as a share of median income19.1 percent plus or minus 10.5
  • Single family units226 plus or minus 60
  • Share single family56.1 percent
  • Units in buildings of two or more154 plus or minus 87
  • Share in buildings of two or more38.2 percent plus or minus 19.3
  • Mobile homes23 plus or minus 14
  • Median year structure built1962

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wartrace

How Wartrace gets to work

  • Workers 16 and over who commute253 plus or minus 74
  • Commuting under 15 minutes25 plus or minus 14
  • Share commuting under 15 minutes9.9 percent plus or minus 4.9
  • Commuting 30 minutes or more140 plus or minus 51
  • Share commuting 30 minutes or more55.3 percent plus or minus 12.3
  • Drove alone78.5 percent
  • Carpooled10.2 percent plus or minus 9.8
  • Public transport1.1 percent plus or minus 2.2
  • Walked1.8 percent plus or minus 2.1
  • Worked from home7.7 percent plus or minus 5.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Wartrace

SBA loans in Wartrace (7(a))

  • Approvals3
  • Gross approval$56,500
  • Average approval$18,833
  • Median approval$15,500
  • Ninetieth percentile approval$30,000
  • Largest approval$30,000
  • Jobs supported8
  • Jobs per approval2.7
  • Loans with a final outcome3
  • Paid in full3
  • Charged off0
  • Median term48 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Bedford County, not Wartrace

Bedford County context, not Wartrace figures

These are Bedford County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Wartrace measurements.

  • Establishments in Bedford County889
  • Employment at those establishments, Bedford County14,839
  • Covered employment, Bedford County18,134
  • Average annual pay, Bedford County$53,753
  • Average weekly wage, Bedford County$1,034
  • Housing units permitted, Bedford County631
  • Of those, single family, Bedford County623
  • County product, 2024, Bedford County$2,920,940,000
  • County product change over the prior year, Bedford County10.4 percent
  • Average income of an arriving household, Bedford County$70,954

Every figure in this section is published for Bedford County as a whole and is not a measurement of Wartrace. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Wartrace questions, answered from the record.

How many people live in Wartrace, Tennessee?

630, in 281 households. Wartrace town covers 0.88 square miles of land, which is 717 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Wartrace in?

Bedford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Wartrace?

$50,417. The median owner-occupied home is valued at $206,800. Median gross rent is $802 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Wartrace businesses?

3 7(a) approvals totalling $56,500, across 1 lenders, median approval $15,500. These count approvals to borrowers whose address is in Wartrace, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Wartrace borrowers get paid back?

No rate is published for Wartrace. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Wartrace figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bedford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wartrace.

Is zoning published for Wartrace?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.