HomeTennesseeFranklin CountyEstill Springs town
Estill Springs town, Tennessee: commercial real estate data.
Estill Springs town is a Census town of 2,695 people across 4.84 square miles of land, in Franklin County. Median household income is $59,205, 84.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.4 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Estill Springs
What Estill Springs is
- Census place typetown
- Land area4.84 sq mi
- Water area0.32 sq mi
- Population per square mile of land557
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
How many people live in Estill Springs
- Population2,695
- Median age46.9 plus or minus 9.8
- Population under 18577 plus or minus 169
- Share under 1821.4 percent plus or minus 6.3
- Population 65 and over479 plus or minus 145
- Share 65 and over17.8 percent plus or minus 5.4
- Households1,092
- Family households860
- Share of households that are families78.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
Income and work in Estill Springs
- Median household income$59,205
- Per capita income$30,862
- Civilian labor force1,175
- Employed1,129
- Unemployed46 plus or minus 55
- Unemployment rate3.9 percent plus or minus 4.6
- Adults 25 and over2,039
- Adults 25 and over with a high school diploma or higher92.2 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent plus or minus 7.2
- Adults 25 and over with a graduate degree4.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
Housing in Estill Springs
- Housing units1,142
- Occupied units1,092
- Vacant units50 plus or minus 41
- Vacancy rate4.4 percent plus or minus 3.6
- Owner occupied920
- Renter occupied172 plus or minus 75
- Ownership rate84.2 percent
- Median owner-occupied home value$204,000
- Median gross rent, monthly$825
- Annual rent as a share of median income16.7 percent plus or minus 3.5
- Single family units958
- Share single family83.9 percent
- Units in buildings of two or more45 plus or minus 44
- Share in buildings of two or more3.9 percent plus or minus 3.8
- Mobile homes139 plus or minus 80
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
How Estill Springs gets to work
- Workers 16 and over who commute1,019
- Commuting under 15 minutes123 plus or minus 61
- Share commuting under 15 minutes12.1 percent plus or minus 5.7
- Commuting 30 minutes or more416 plus or minus 173
- Share commuting 30 minutes or more40.8 percent plus or minus 15.7
- Drove alone87.4 percent
- Carpooled2.5 percent plus or minus 3.1
- Public transport0.0 percent
- Walked1.9 percent plus or minus 2.4
- Worked from home8.2 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
SBA loans in Estill Springs (7(a))
- Approvals4
- Gross approval$1,393,500
- Average approval$348,375
- Median approval$585,000
- Ninetieth percentile approval$638,500
- Largest approval$638,500
- Jobs supported34
- Jobs per approval8.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin County, not Estill Springs
Franklin County context, not Estill Springs figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Estill Springs measurements.
- Establishments in Franklin County747
- Employment at those establishments, Franklin County12,798
- Covered employment, Franklin County11,619
- Average annual pay, Franklin County$52,979
- Average weekly wage, Franklin County$1,019
- Housing units permitted, Franklin County422
- Of those, single family, Franklin County387
- County product, 2024, Franklin County$1,833,359,000
- County product change over the prior year, Franklin County6.7 percent
- Average income of an arriving household, Franklin County$73,156
Every figure in this section is published for Franklin County as a whole and is not a measurement of Estill Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Estill Springs questions, answered from the record.
How many people live in Estill Springs, Tennessee?
2,695, in 1,092 households. Estill Springs town covers 4.84 square miles of land, which is 557 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Estill Springs in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Estill Springs?
$59,205. The median owner-occupied home is valued at $204,000. Median gross rent is $825 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Estill Springs businesses?
4 7(a) approvals totalling $1.4 m, across 4 lenders, median approval $585,000. These count approvals to borrowers whose address is in Estill Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Estill Springs borrowers get paid back?
No rate is published for Estill Springs. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Estill Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Estill Springs.
Is zoning published for Estill Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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