HomeTennesseeFranklin CountyEstill Springs
Estill Springs, Tennessee: commercial real estate data.
Estill Springs is a Census town of 2,695 people across 4.84 square miles of land, in Franklin County. Median household income is $59,205, 84.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Estill Springs
What Estill Springs is
- Census place typetown
- Land area4.84 sq mi
- Water area0.32 sq mi
- Population per square mile of land557
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
How many people live in Estill Springs
- Population2,695
- Median age46.9 plus or minus 9.8
- Population under 18577 plus or minus 169
- Share under 1821.4 percent plus or minus 6.3
- Population 65 and over479 plus or minus 145
- Share 65 and over17.8 percent plus or minus 5.4
- Households1,092
- Family households860
- Share of households that are families78.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
Income and work in Estill Springs
- Median household income$59,205
- Per capita income$30,862
- Civilian labor force1,175
- Employed1,129
- Unemployed46 plus or minus 55
- Unemployment rate3.9 percent plus or minus 4.6
- Adults 25 and over2,039
- Adults 25 and over with a high school diploma or higher92.2 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent plus or minus 7.2
- Adults 25 and over with a graduate degree4.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
Housing in Estill Springs
- Housing units1,142
- Occupied units1,092
- Vacant units50 plus or minus 41
- Vacancy rate4.4 percent plus or minus 3.6
- Owner occupied920
- Renter occupied172 plus or minus 75
- Ownership rate84.2 percent
- Median owner-occupied home value$204,000
- Median gross rent, monthly$825
- Annual rent as a share of median income16.7 percent plus or minus 3.5
- Single family units958
- Share single family83.9 percent
- Units in buildings of two or more45 plus or minus 44
- Share in buildings of two or more3.9 percent plus or minus 3.8
- Mobile homes139 plus or minus 80
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
How Estill Springs gets to work
- Workers 16 and over who commute1,019
- Commuting under 15 minutes123 plus or minus 61
- Share commuting under 15 minutes12.1 percent plus or minus 5.7
- Commuting 30 minutes or more416 plus or minus 173
- Share commuting 30 minutes or more40.8 percent plus or minus 15.7
- Drove alone87.4 percent
- Carpooled2.5 percent plus or minus 3.1
- Public transport0.0 percent
- Walked1.9 percent plus or minus 2.4
- Worked from home8.2 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Estill Springs
SBA loans in Estill Springs (7(a))
- Approvals4
- Gross approval$1,393,500
- Average approval$348,375
- Median approval$367,500
- Largest approval$638,500
- Jobs supported34
- Jobs per approval8.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Estill Springs, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Estill Springs
Flood risk in Estill Springs
- NFIP communityTown of Estill Springs
- NFIP community number470272
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/04/08(M)
The Town of Estill Springs participates in the National Flood Insurance Program as community 470272 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Estill Springs
Franklin County context, not Estill Springs figures
- Establishments in Franklin County747
- Covered employment, Franklin County11,619
- Average annual pay, Franklin County$52,979
- Housing units permitted, Franklin County422
Every figure in this section is published for Franklin County as a whole and is not a measurement of Estill Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Estill Springs questions, answered from the record.
How many people live in Estill Springs, Tennessee?
2,695, in 1,092 households. Estill Springs town covers 4.84 square miles of land, which is 557 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Estill Springs in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Estill Springs?
$59,205. The median owner-occupied home is valued at $204,000. Median gross rent is $825 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Estill Springs businesses?
4 7(a) approvals totaling $1.4 m since FY2020, across 4 lenders, median approval $367,500. These count approvals to borrowers whose address is in Estill Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Estill Springs borrowers get paid back?
No rate is published for Estill Springs. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Estill Springs in the National Flood Insurance Program?
Yes. Estill Springs appears in the FEMA Community Status Book as Estill Springs, town of, community 470272, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Estill Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Estill Springs.
Is zoning published for Estill Springs?
No. Nothing on this page presents parcel level zoning.
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