HomeTennesseeFranklin CountyWinchester city
Winchester city, Tennessee: commercial real estate data.
Winchester city is a Census city of 9,799 people across 11.34 square miles of land, in Franklin County. Median household income is $62,782, 69.8 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $5.7 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Winchester
What Winchester is
- Census place typecity
- Land area11.34 sq mi
- Water area0.99 sq mi
- Population per square mile of land864
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How many people live in Winchester
- Population9,799
- Median age45.2
- Population under 181,922
- Share under 1819.6 percent
- Population 65 and over2,358
- Share 65 and over24.1 percent
- Households4,184
- Family households2,247
- Share of households that are families53.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Income and work in Winchester
- Median household income$62,782
- Per capita income$34,824
- Civilian labor force4,558
- Employed4,357
- Unemployed201 plus or minus 109
- Unemployment rate4.4 percent plus or minus 2.4
- Adults 25 and over7,110
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher25.6 percent
- Adults 25 and over with a graduate degree9.9 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Housing in Winchester
- Housing units4,768
- Occupied units4,184
- Vacant units584 plus or minus 269
- Vacancy rate12.2 percent plus or minus 5.6
- Owner occupied2,919
- Renter occupied1,265
- Ownership rate69.8 percent
- Median owner-occupied home value$216,900
- Median gross rent, monthly$974
- Annual rent as a share of median income18.6 percent
- Single family units3,827
- Share single family80.3 percent
- Units in buildings of two or more780 plus or minus 230
- Share in buildings of two or more16.4 percent plus or minus 4.7
- Mobile homes161 plus or minus 111
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How Winchester gets to work
- Workers 16 and over who commute3,823
- Commuting under 15 minutes1,685
- Share commuting under 15 minutes44.1 percent
- Commuting 30 minutes or more1,235 plus or minus 320
- Share commuting 30 minutes or more32.3 percent plus or minus 7.8
- Drove alone85.4 percent
- Carpooled3.4 percent plus or minus 2.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home11.0 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
SBA loans in Winchester (7(a))
- Approvals7
- Gross approval$5,707,100
- Average approval$815,300
- Median approval$100,000
- Ninetieth percentile approval$3,793,000
- Largest approval$3,793,000
- Jobs supported62
- Jobs per approval8.9
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winchester
SBA loans in Winchester (504)
- Approvals4
- Gross approval$1,252,000
- Average approval$313,000
- Median approval$204,000
- Largest approval$721,000
- Jobs supported44
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Franklin County, not Winchester
Franklin County context, not Winchester figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Winchester measurements.
- Establishments in Franklin County747
- Employment at those establishments, Franklin County12,798
- Covered employment, Franklin County11,619
- Average annual pay, Franklin County$52,979
- Average weekly wage, Franklin County$1,019
- Housing units permitted, Franklin County422
- Of those, single family, Franklin County387
- County product, 2024, Franklin County$1,833,359,000
- County product change over the prior year, Franklin County6.7 percent
- Average income of an arriving household, Franklin County$73,156
Every figure in this section is published for Franklin County as a whole and is not a measurement of Winchester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Winchester questions, answered from the record.
How many people live in Winchester, Tennessee?
9,799, in 4,184 households. Winchester city covers 11.34 square miles of land, which is 864 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winchester in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winchester?
$62,782. The median owner-occupied home is valued at $216,900. Median gross rent is $974 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winchester businesses?
7 7(a) approvals totalling $5.7 m, across 6 lenders, median approval $100,000, plus 4 504 approvals worth $1.3 m. These count approvals to borrowers whose address is in Winchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winchester borrowers get paid back?
No rate is published for Winchester. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Winchester figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winchester.
Is zoning published for Winchester?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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