HomeTennesseeFranklin CountyWinchester
Winchester, Tennessee: commercial real estate data.
Winchester is a Census city of 9,799 people across 11.34 square miles of land, in Franklin County. Median household income is $62,782, 69.8 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $5.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winchester
What Winchester is
- Census place typecity
- Land area11.34 sq mi
- Water area0.99 sq mi
- Population per square mile of land864
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How many people live in Winchester
- Population9,799
- Median age45.2
- Population under 181,922
- Share under 1819.6 percent
- Population 65 and over2,358
- Share 65 and over24.1 percent
- Households4,184
- Family households2,247
- Share of households that are families53.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Income and work in Winchester
- Median household income$62,782
- Per capita income$34,824
- Civilian labor force4,558
- Employed4,357
- Unemployed201 plus or minus 109
- Unemployment rate4.4 percent plus or minus 2.4
- Adults 25 and over7,110
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher25.6 percent
- Adults 25 and over with a graduate degree9.9 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Housing in Winchester
- Housing units4,768
- Occupied units4,184
- Vacant units584 plus or minus 269
- Vacancy rate12.2 percent plus or minus 5.6
- Owner occupied2,919
- Renter occupied1,265
- Ownership rate69.8 percent
- Median owner-occupied home value$216,900
- Median gross rent, monthly$974
- Annual rent as a share of median income18.6 percent
- Single family units3,827
- Share single family80.3 percent
- Units in buildings of two or more780 plus or minus 230
- Share in buildings of two or more16.4 percent plus or minus 4.7
- Mobile homes161 plus or minus 111
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How Winchester gets to work
- Workers 16 and over who commute3,823
- Commuting under 15 minutes1,685
- Share commuting under 15 minutes44.1 percent
- Commuting 30 minutes or more1,235 plus or minus 320
- Share commuting 30 minutes or more32.3 percent plus or minus 7.8
- Drove alone85.4 percent
- Carpooled3.4 percent plus or minus 2.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home11.0 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
SBA loans in Winchester (7(a))
- Approvals7
- Gross approval$5,707,100
- Average approval$815,300
- Median approval$100,000
- Largest approval$3,793,000
- Jobs supported62
- Jobs per approval8.9
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Winchester, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winchester
SBA loans in Winchester (504)
- Approvals4
- Gross approval$1,252,000
- Average approval$313,000
- Median approval$200,000
- Largest approval$721,000
- Jobs supported44
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Winchester, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winchester
Flood risk in Winchester
- NFIP communityCity of Winchester
- NFIP community number470056
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/04/08
The City of Winchester participates in the National Flood Insurance Program as community 470056 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Winchester
Franklin County context, not Winchester figures
- Establishments in Franklin County747
- Covered employment, Franklin County11,619
- Average annual pay, Franklin County$52,979
- Housing units permitted, Franklin County422
Every figure in this section is published for Franklin County as a whole and is not a measurement of Winchester.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winchester questions, answered from the record.
How many people live in Winchester, Tennessee?
9,799, in 4,184 households. Winchester city covers 11.34 square miles of land, which is 864 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winchester in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winchester?
$62,782. The median owner-occupied home is valued at $216,900. Median gross rent is $974 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winchester businesses?
7 7(a) approvals totaling $5.7 m since FY2020, across 6 lenders, median approval $100,000, plus 4 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Winchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winchester borrowers get paid back?
No rate is published for Winchester. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winchester in the National Flood Insurance Program?
Yes. Winchester appears in the FEMA Community Status Book as Winchester, city of, community 470056, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winchester figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winchester.
Is zoning published for Winchester?
No. Nothing on this page presents parcel level zoning.
Nearby