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Humboldt, Tennessee: commercial real estate data.

Humboldt is a Census city of 7,787 people across 10.38 square miles of land, lying across Gibson County and Madison County. Median household income is $52,917, 54.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $225,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Humboldt

What Humboldt is

  • Census place typecity
  • Land area10.38 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land751
  • County holding the largest share of its areaGibson County, 96.7 percent
  • Counties this place lies inGibson County 96.7 percent, Madison County 3.3 percent

Humboldt crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Humboldt

How many people live in Humboldt

  • Population7,787
  • Median age42.8
  • Population under 181,476 plus or minus 342
  • Share under 1819.0 percent plus or minus 4.4
  • Population 65 and over1,961
  • Share 65 and over25.2 percent
  • Households3,440
  • Family households2,063
  • Share of households that are families60.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Humboldt

Income and work in Humboldt

  • Median household income$52,917
  • Per capita income$30,109
  • Civilian labor force3,475
  • Employed3,263
  • Unemployed212 plus or minus 145
  • Unemployment rate6.1 percent plus or minus 4.1
  • Adults 25 and over5,685
  • Adults 25 and over with a high school diploma or higher86.6 percent
  • Adults 25 and over with a bachelor degree or higher16.6 percent plus or minus 4.8
  • Adults 25 and over with a graduate degree7.6 percent plus or minus 3.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Humboldt

Housing in Humboldt

  • Housing units3,893
  • Occupied units3,440
  • Vacant units453 plus or minus 205
  • Vacancy rate11.6 percent plus or minus 5.2
  • Owner occupied1,884
  • Renter occupied1,556
  • Ownership rate54.8 percent
  • Median owner-occupied home value$102,300
  • Median gross rent, monthly$742
  • Annual rent as a share of median income16.8 percent plus or minus 3.9
  • Single family units2,766
  • Share single family71.1 percent
  • Units in buildings of two or more841 plus or minus 297
  • Share in buildings of two or more21.6 percent plus or minus 7.4
  • Mobile homes286 plus or minus 149
  • Median year structure built1971

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Humboldt

How Humboldt gets to work

  • Workers 16 and over who commute3,119
  • Commuting under 15 minutes1,323 plus or minus 307
  • Share commuting under 15 minutes42.4 percent plus or minus 8.5
  • Commuting 30 minutes or more506 plus or minus 207
  • Share commuting 30 minutes or more16.2 percent plus or minus 6.4
  • Drove alone85.7 percent
  • Carpooled8.7 percent plus or minus 3.7
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home2.6 percent plus or minus 2.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Humboldt

SBA loans in Humboldt (7(a))

  • Approvals2
  • Gross approval$225,000
  • Average approval$112,500
  • Median approval$112,500
  • Largest approval$150,000
  • Jobs supported2
  • Jobs per approval1.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Humboldt, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Humboldt

SBA loans in Humboldt (504)

  • Approvals1
  • Gross approval$1,105,000
  • Average approval$1,105,000
  • Median approval$1,105,000
  • Largest approval$1,105,000
  • Jobs supported2
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Humboldt, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Humboldt

Flood risk in Humboldt

  • NFIP communityCity of Humboldt
  • NFIP community number470059
  • Participating in the NFIPYes
  • Community Rating System classClass 10
  • Currently effective map date11/05/08

The City of Humboldt participates in the National Flood Insurance Program as community 470059 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Gibson County, not Humboldt

Gibson County context, not Humboldt figures

  • Establishments in Gibson County951
  • Covered employment, Gibson County14,908
  • Average annual pay, Gibson County$48,973
  • Housing units permitted, Gibson County152

Every figure in this section is published for Gibson County as a whole and is not a measurement of Humboldt.

All Gibson County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Humboldt questions, answered from the record.

How many people live in Humboldt, Tennessee?

7,787, in 3,440 households. Humboldt city covers 10.38 square miles of land, which is 751 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Humboldt in?

Humboldt lies in more than one. By area it is 96.7 percent in Gibson County, 3.3 percent in Madison County. This page sits under Gibson County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Humboldt?

$52,917. The median owner-occupied home is valued at $102,300. Median gross rent is $742 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Humboldt businesses?

2 7(a) approvals totaling $225,000 since FY2020, across 2 lenders, median approval $112,500, plus 1 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Humboldt, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Humboldt borrowers get paid back?

No rate is published for Humboldt. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Humboldt in the National Flood Insurance Program?

Yes. Humboldt appears in the FEMA Community Status Book as Humboldt, city of, community 470059, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Humboldt figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gibson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Humboldt.

Is zoning published for Humboldt?

No. Nothing on this page presents parcel level zoning.