Gibson County, Tennessee: commercial real estate data.
Gibson County, Tennessee had an estimated 51,422 residents on July 1, 2024, up 2.0 percent since the 2020 census base of 50,413, across 603 square miles. County output reached $2.02 bn in 2024, 951 establishments operate here, and the SBA record carries 16 7(a) approvals worth $21.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gibson County
How many people live in Gibson County
- Population, American Community Survey 2020-202450,869
- Households20,360
- Average household size2.50
- Median household income$62,755
- Median age39.6
- Median gross rent$819 per month
- Median owner-occupied home value$156,900
- Home value to household income2.5 times
- Annual rent as a share of median income15.7 percent
- Adults 25 and over with a bachelor degree or higher20.5 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over34,616
- Population under 1812,372
- Share under 1824.3 percent
- Population 65 and over8,920
- Share 65 and over17.5 percent
- Working age population, 18 to 6429,577
- Civilian labor force23,455
- Unemployment rate5.0 percent
- Labor force participation, adults 18 and over60.9 percent
- Rank by population among Tennessee counties33rd of 95
- Rank by population among US county-equivalents, Puerto Rico included1006th of 3,222
Gibson County is the 33rd largest of 95 Tennessee counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 24.3 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gibson County
Is Gibson County's population growing?
- Population, July 1, 202451,422
- Census 2020 base population50,413
- Population change since the 2020 census base2.00 percent
- Population change, 2023 to 2024270
- Births, 2024617
- Deaths, 2024744
- Natural change, 2024-127
- Net domestic migration, 2024364
- Net international migration, 202430
- Total net migration, 2024394
- Cumulative net domestic migration, 2021 to 20241,849
- Rank by growth among US county-equivalents1170th of 3,144
The county has grown 2.00 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gibson County
Where are people moving to Gibson County from?
- Tax returns filed by households arriving1,407
- People arriving, from those returns2,715
- Tax returns filed by households leaving1,160
- Net household movement247
- Adjusted gross income arriving$73.8 m
- Net adjusted gross income movement$17.6 m
- Average income of an arriving household$52,422
- Average income of a leaving household$48,403
- Largest single originMadison County (367 households)
- Largest single destinationMadison County (306 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Madison County | 367 | 694 | $21.7 m |
| Carroll County | 83 | 161 | $2.9 m |
| Crockett County | 78 | 165 | $4.8 m |
| Weakley County | 74 | 124 | $2.6 m |
| Dyer County | 55 | 112 | $2.4 m |
| Obion County | 51 | 85 | $1.6 m |
| Shelby County | 47 | 85 | $2.4 m |
| Davidson County | 26 | 39 | $953,000 |
Households arriving report $4,019 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Madison County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gibson County
What is the Gibson County economy?
- County GDP, 2024$2.02 bn
- County GDP, 2023$2.05 bn
- GDP change, 2023 to 2024-1.4 percent
- GDP change over five years24.8 percent
- Rank by GDP among the Tennessee areas BEA publishes35th of 95
- Rank by GDP among the US county areas BEA publishes1272nd of 3,127
- GDP per resident$39,644
Output grew -1.4 percent in the latest year and 24.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gibson County
Employment by industry in Gibson County
- Covered employment, annual average14,908
- Establishments reporting1,122
- Average annual pay$48,973
- Average weekly wage$942
- Manufacturing, employment2,477
- Manufacturing, average annual pay$68,215
- Retail trade, employment2,109
- Retail trade, average annual pay$35,371
- Accommodation and food services, employment1,193
- Accommodation and food services, average annual pay$19,859
- Construction, employment1,013
- Construction, average annual pay$61,793
- Transportation and warehousing, employment926
- Administrative and support and waste management services, employment666
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,477 | 74 | $68,215 |
| Retail trade | 2,109 | 185 | $35,371 |
| Accommodation and food services | 1,193 | 86 | $19,859 |
| Construction | 1,013 | 106 | $61,793 |
| Transportation and warehousing | 926 | 50 | $48,651 |
| Administrative and support and waste management services | 666 | 58 | $44,949 |
| Finance and insurance | 440 | 77 | $64,628 |
| Other services, except public administration | 309 | 66 | $40,735 |
Manufacturing is the largest private sector at 2,477 jobs, 16.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gibson County
How many businesses are in Gibson County?
- Establishments, all industries951
- Employment at those establishments12,656
- Annual payroll$559.3 m
- Establishments per 1,000 residents18.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Gibson County
Building permits in Gibson County
- Housing units authorized by permit, 2024152
- Declared construction value permitted$44.6 m
- Single family units authorized150
- Multifamily units authorized2
- Multifamily share of units1.3 percent
- Average declared value per unit$293,116
- Units authorized per 1,000 households7.5
Single-family homes are 98.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Gibson County
SBA loans in Gibson County (7(a) and 504)
- 7(a) approvals recorded16
- 7(a) gross approval dollars$21.5 m
- Average 7(a) approval$1,342,450
- Median 7(a) approval$373,500
- Largest single approval$4,915,000
- Jobs reported supported, 7(a)137
- Jobs per approval8.6
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals12
- Median 7(a) term152 months
- Share of loans on real estate terms, 240 months or longer31.3 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter7
- Franchise loans3
- Franchise share of approvals18.8 percent
- Leading industry by approval countBroilers and Other Meat Type Chicken Production (4)
- Most active lenderFirst Financial Bank (4)
- 504 approvals recorded2
- 504 gross approval dollars$2.5 m
- Average 504 approval$1,263,000
- Median 504 approval$1,263,000
- Distinct CDCs active2
- 504 jobs per approval11.0
- 504 jobs per million dollars approved8.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$24.0 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gibson County
SBA loan default and charge-off rates in Gibson County
Do SBA loans in Gibson County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Exempt from disclosure9
- Status: Paid in full3
- Status: Cancelled2
- Status: Committed, not yet disbursed2
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gibson County
SBA lending by place in Gibson County
- Borrower cities with recorded lending6
- Milan, approvals5
- Bradford, approvals3
- Dyer, approvals2
- Trenton, approvals2
- Medina, approvals2
- Humboldt, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Milan | 5 | $2,412,000 |
| Bradford | 3 | $9,069,700 |
| Dyer | 2 | $8,119,000 |
| Trenton | 2 | $1,395,000 |
| Medina | 2 | $258,500 |
| Humboldt | 2 | $225,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gibson County
How large is Gibson County?
- Land area603 sq mi
- Rank by land area among Tennessee counties13th of 95
- Width, east to west27.8 mi
- Height, north to south29.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land84
- Establishments per square mile1.58
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gibson County
Flood risk in Gibson County
- Participation of the county's own NFIP community Gibson County, unincorporated areasParticipating, community 470359
- Communities in the county in the NFIP Community Status Book11
- Of those, participating in the NFIP10
- NFIP participation rate90.9 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 10
- Communities carrying a CRS class1
- Radon levels in Gibson County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Gibson County (community 470359), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Gibson County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 10, which carries a flood insurance premium discount for policies written in that community. 90.9 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Gibson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gibson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202450,869
- Households20,360
- Average household size2.50
- Median household income$62,755
- Median age39.6
Common questions
Gibson County questions, answered from the record.
How many people live in Gibson County, Tennessee?
The Census Bureau estimates 51,422 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 50,869, in 20,360 households, ranking 33rd of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gibson County's population growing?
The population has grown 2.00 percent since the 2020 census base of 50,413, to 51,422 on July 1, 2024. In 2024 there were 617 births against 744 deaths, with net migration of 394. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gibson County?
$62,755. The median owner-occupied home is valued at $156,900, which is 2.5 times income, and median gross rent is $819 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Gibson County?
951 establishments, employing 12,656 people with an annual payroll of $559.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Gibson County?
Manufacturing is the largest private sector at 2,477 jobs, 16.6 percent of covered employment. Covered employment averages 14,908 jobs at an average annual pay of $48,973, or $942 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gibson County?
16 7(a) approvals totaling $21.5 m since FY2020, across 11 lenders, with a median approval of $373,500, plus 2 504 approvals worth $2.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Gibson County?
152 housing units were authorized by permit in 2024, with a declared construction value of $44.6 m. Multifamily was 1.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gibson County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gibson County come from?
The largest single origin is Madison County, with 367 households. Arriving households report an average income of $52,422 against $48,403 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gibson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gibson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Gibson County
Cities and places in Gibson.
10 Census places lie wholly or partly in Gibson County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Milan | city | 8,244 | 5 | Wholly in this county |
| Humboldt | city | 7,787 | 2 | 96.7 percent here, 3.3 percent Madison County |
| Medina | city | 5,407 | 2 | Wholly in this county |
| Trenton | city | 4,151 | 2 | Wholly in this county |
| Dyer | city | 2,217 | 2 | Wholly in this county |
| Kenton | town | 1,513 | None recorded | 51.0 percent here, 49.0 percent Obion County |
| Bradford | town | 1,385 | 3 | Wholly in this county |
| Rutherford | town | 1,119 | None recorded | Wholly in this county |
| Gibson | town | 479 | None recorded | Wholly in this county |
| Yorkville | city | 307 | None recorded | Wholly in this county |
Nearby