Obion County, Tennessee: commercial real estate data.
Obion County, Tennessee had an estimated 30,261 residents on July 1, 2024, down 1.7 percent since the 2020 census base of 30,791, across 545 square miles. County output reached $1.69 bn in 2024, 630 establishments operate here, and the SBA record carries 8 7(a) approvals worth $5.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Obion County
How many people live in Obion County
- Population, American Community Survey 2020-202430,453
- Households12,527
- Average household size2.43
- Median household income$54,613
- Median age41.8
- Median gross rent$770 per month
- Median owner-occupied home value$133,600
- Home value to household income2.4 times
- Annual rent as a share of median income16.9 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent
- Adults 25 and over with a graduate degree6.9 percent
- Adults 25 and over21,567
- Population under 186,646
- Share under 1821.8 percent
- Population 65 and over6,419
- Share 65 and over21.1 percent
- Working age population, 18 to 6417,388
- Civilian labor force13,486
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over56.6 percent
- Rank by population among Tennessee counties50th of 95
- Rank by population among US county-equivalents, Puerto Rico included1468th of 3,222
Obion County is the 50th largest of 95 Tennessee counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.8 percent against 21.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Obion County
Is Obion County's population growing?
- Population, July 1, 202430,261
- Census 2020 base population30,791
- Population change since the 2020 census base-1.72 percent
- Population change, 2023 to 2024-142
- Births, 2024340
- Deaths, 2024451
- Natural change, 2024-111
- Net domestic migration, 2024-61
- Net international migration, 202431
- Total net migration, 2024-30
- Cumulative net domestic migration, 2021 to 202483
- Rank by growth among US county-equivalents2427th of 3,144
The county has lost 1.72 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Obion County
Where are people moving to Obion County from?
- Tax returns filed by households arriving692
- People arriving, from those returns1,316
- Tax returns filed by households leaving652
- Net household movement40
- Adjusted gross income arriving$35.1 m
- Net adjusted gross income movement$14.0 m
- Average income of an arriving household$50,731
- Average income of a leaving household$32,405
- Largest single originWeakley County (137 households)
- Largest single destinationWeakley County (116 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Weakley County | 137 | 275 | $5.6 m |
| Dyer County | 68 | 128 | $2.8 m |
| Fulton County | 46 | 89 | $1.3 m |
| Gibson County | 37 | 73 | $1.3 m |
| Lake County | 32 | 67 | $932,000 |
| Shelby County | 25 | 45 | $1.2 m |
Households arriving report $18,326 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Weakley County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Obion County
What is the Obion County economy?
- County GDP, 2024$1.69 bn
- County GDP, 2023$1.71 bn
- GDP change, 2023 to 2024-1.3 percent
- GDP change over five years30.4 percent
- Rank by GDP among the Tennessee areas BEA publishes42nd of 95
- Rank by GDP among the US county areas BEA publishes1421st of 3,127
- GDP per resident$55,425
Output grew -1.3 percent in the latest year and 30.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Obion County
Employment by industry in Obion County
- Covered employment, annual average12,200
- Establishments reporting751
- Average annual pay$47,932
- Average weekly wage$922
- Manufacturing, employment3,757
- Manufacturing, average annual pay$54,419
- Retail trade, employment1,636
- Retail trade, average annual pay$36,046
- Accommodation and food services, employment1,026
- Accommodation and food services, average annual pay$20,072
- Construction, employment539
- Construction, average annual pay$62,955
- Wholesale trade, employment393
- Administrative and support and waste management services, employment372
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 3,757 | 43 | $54,419 |
| Retail trade | 1,636 | 125 | $36,046 |
| Accommodation and food services | 1,026 | 71 | $20,072 |
| Construction | 539 | 60 | $62,955 |
| Wholesale trade | 393 | 38 | $64,339 |
| Administrative and support and waste management services | 372 | 40 | $48,733 |
| Finance and insurance | 312 | 51 | $63,898 |
| Arts, entertainment and recreation | 247 | 8 | $46,448 |
Manufacturing is the largest private sector at 3,757 jobs, 30.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Obion County
How many businesses are in Obion County?
- Establishments, all industries630
- Employment at those establishments8,963
- Annual payroll$372.8 m
- Establishments per 1,000 residents20.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Obion County
Building permits in Obion County
- Housing units authorized by permit, 202421
- Declared construction value permitted$5.1 m
- Single family units authorized21
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$244,567
- Units authorized per 1,000 households1.7
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Obion County
SBA loans in Obion County (7(a) and 504)
- 7(a) approvals recorded8
- 7(a) gross approval dollars$5.3 m
- Average 7(a) approval$668,475
- Median 7(a) approval$200,000
- Largest single approval$2,595,000
- Jobs reported supported, 7(a)64
- Jobs per approval8.0
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer25.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals12.5 percent
- 504 approvals recorded2
- 504 gross approval dollars$2.7 m
- Average 504 approval$1,374,500
- Median 504 approval$1,374,500
- Distinct CDCs active2
- 504 jobs per approval26.5
- 504 jobs per million dollars approved19.3
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$8.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Obion County
SBA loan default and charge-off rates in Obion County
Do SBA loans in Obion County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Cancelled3
- Status: Exempt from disclosure5
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Obion County
How large is Obion County?
- Land area545 sq mi
- Rank by land area among Tennessee counties26th of 95
- Width, east to west37.1 mi
- Height, north to south21.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land56
- Establishments per square mile1.16
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Obion County
Flood risk in Obion County
- Participation of the county's own NFIP community Obion County, unincorporated areasParticipating, community 470361
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP9
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Obion County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Obion County (community 470361), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Obion County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Obion County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Obion County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202430,453
- Households12,527
- Average household size2.43
- Median household income$54,613
- Median age41.8
Common questions
Obion County questions, answered from the record.
How many people live in Obion County, Tennessee?
The Census Bureau estimates 30,261 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 30,453, in 12,527 households, ranking 50th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Obion County's population growing?
The population has fallen 1.72 percent since the 2020 census base of 30,791, to 30,261 on July 1, 2024. In 2024 there were 340 births against 451 deaths, with net migration of -30. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Obion County?
$54,613. The median owner-occupied home is valued at $133,600, which is 2.4 times income, and median gross rent is $770 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Obion County?
630 establishments, employing 8,963 people with an annual payroll of $372.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Obion County?
Manufacturing is the largest private sector at 3,757 jobs, 30.8 percent of covered employment. Covered employment averages 12,200 jobs at an average annual pay of $47,932, or $922 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Obion County?
8 7(a) approvals totaling $5.3 m since FY2020, across 8 lenders, with a median approval of $200,000, plus 2 504 approvals worth $2.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Obion County?
21 housing units were authorized by permit in 2024, with a declared construction value of $5.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Obion County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Obion County come from?
The largest single origin is Weakley County, with 137 households. Arriving households report an average income of $50,731 against $32,405 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Obion County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Obion County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Obion County
Cities and places in Obion.
10 Census places lie wholly or partly in Obion County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Union City | city | 10,982 | 8 | Wholly in this county |
| South Fulton | city | 2,379 | None recorded | Wholly in this county |
| Troy | town | 1,827 | None recorded | Wholly in this county |
| Kenton | town | 1,513 | None recorded | 49.0 percent here, 51.0 percent Gibson County |
| Obion | town | 1,087 | None recorded | Wholly in this county |
| Woodland Mills | city | 624 | None recorded | Wholly in this county |
| Trimble | town | 554 | None recorded | 10.7 percent here, 89.3 percent Dyer County |
| Hornbeak | town | 540 | None recorded | Wholly in this county |
| Samburg | town | 231 | None recorded | Wholly in this county |
| Rives | town | 162 | None recorded | Wholly in this county |