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HomeTennesseeObion CountyUnion City city

Union City city, Tennessee: commercial real estate data.

Union City city is a Census city of 10,982 people across 12.11 square miles of land, in Obion County. Median household income is $50,870, 52.9 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $5.3 m.

76 sourced place values · tier FULL · 8 sections

Union City

What Union City is

  • Census place typecity
  • Land area12.11 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land907
  • County holding the largest share of its areaObion County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Union City

How many people live in Union City

  • Population10,982
  • Median age37.4
  • Population under 182,749
  • Share under 1825.0 percent
  • Population 65 and over1,979
  • Share 65 and over18.0 percent
  • Households4,340
  • Family households2,512
  • Share of households that are families57.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Union City

Income and work in Union City

  • Median household income$50,870 plus or minus $11,628
  • Per capita income$25,466
  • Civilian labor force4,867
  • Employed4,607
  • Unemployed260 plus or minus 139
  • Unemployment rate5.3 percent plus or minus 2.8
  • Adults 25 and over7,442
  • Adults 25 and over with a high school diploma or higher83.7 percent
  • Adults 25 and over with a bachelor degree or higher20.8 percent plus or minus 4.5
  • Adults 25 and over with a graduate degree8.7 percent plus or minus 3.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Union City

Housing in Union City

  • Housing units4,901
  • Occupied units4,340
  • Vacant units561 plus or minus 200
  • Vacancy rate11.4 percent plus or minus 4.0
  • Owner occupied2,298
  • Renter occupied2,042
  • Ownership rate52.9 percent
  • Median owner-occupied home value$146,000
  • Median gross rent, monthly$739
  • Annual rent as a share of median income17.4 percent plus or minus 4.1
  • Single family units3,583
  • Share single family73.1 percent
  • Units in buildings of two or more1,131 plus or minus 250
  • Share in buildings of two or more23.1 percent plus or minus 5.0
  • Mobile homes187 plus or minus 125
  • Median year structure built1970

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Union City

How Union City gets to work

  • Workers 16 and over who commute4,407
  • Commuting under 15 minutes2,643
  • Share commuting under 15 minutes60.0 percent
  • Commuting 30 minutes or more711 plus or minus 234
  • Share commuting 30 minutes or more16.1 percent plus or minus 5.2
  • Drove alone77.3 percent
  • Carpooled15.3 percent plus or minus 4.7
  • Public transport0.2 percent plus or minus 0.4
  • Walked1.8 percent plus or minus 1.8
  • Worked from home2.5 percent plus or minus 1.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Union City

SBA 7(a) lending to Union City borrowers

  • Approvals8
  • Gross approval$5,347,800
  • Average approval$668,475
  • Median approval$250,000
  • Ninetieth percentile approval$2,595,000
  • Largest approval$2,595,000
  • Jobs supported64
  • Jobs per approval8.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more25.0 percent
  • Share to franchises12.5 percent
  • Distinct lenders8
  • Distinct industries by NAICS7

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Union City

SBA 504 lending to Union City borrowers

  • Approvals1
  • Gross approval$2,000,000
  • Average approval$2,000,000
  • Median approval$2,000,000
  • Largest approval$2,000,000
  • Jobs supported25
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Obion County, not Union City

Obion County context, not Union City figures

These are Obion County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Union City measurements.

  • Establishments in Obion County630
  • Employment at those establishments, Obion County8,963
  • Covered employment, Obion County12,200
  • Average annual pay, Obion County$47,932
  • Average weekly wage, Obion County$922
  • Housing units permitted, Obion County21
  • Of those, single family, Obion County21
  • County product, 2024, Obion County$1,687,845,000
  • County product change over the prior year, Obion County-1.3 percent
  • Average income of an arriving household, Obion County$50,731

Every figure in this section is published for Obion County as a whole and is not a measurement of Union City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Union City questions, answered from the record.

How many people live in Union City, Tennessee?

10,982, in 4,340 households. Union City city covers 12.11 square miles of land, which is 907 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Union City in?

Obion County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Union City?

$50,870. The median owner-occupied home is valued at $146,000. Median gross rent is $739 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Union City businesses?

8 7(a) approvals totalling $5.3 m, across 8 lenders, median approval $250,000, plus 1 504 approvals worth $2.0 m. These count approvals to borrowers whose address is in Union City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Union City borrowers get paid back?

No rate is published for Union City. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Union City figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Obion County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Union City.

Is zoning published for Union City?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.