HomeTennesseeObion CountyUnion City
Union City, Tennessee: commercial real estate data.
Union City is a Census city of 10,982 people across 12.11 square miles of land, in Obion County. Median household income is $50,870, 52.9 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $5.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Union City
What Union City is
- Census place typecity
- Land area12.11 sq mi
- Water area0.01 sq mi
- Population per square mile of land907
- County holding the largest share of its areaObion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union City
How many people live in Union City
- Population10,982
- Median age37.4
- Population under 182,749
- Share under 1825.0 percent
- Population 65 and over1,979
- Share 65 and over18.0 percent
- Households4,340
- Family households2,512
- Share of households that are families57.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union City
Income and work in Union City
- Median household income$50,870 plus or minus $11,628
- Per capita income$25,466
- Civilian labor force4,867
- Employed4,607
- Unemployed260 plus or minus 139
- Unemployment rate5.3 percent plus or minus 2.8
- Adults 25 and over7,442
- Adults 25 and over with a high school diploma or higher83.7 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent plus or minus 4.5
- Adults 25 and over with a graduate degree8.7 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union City
Housing in Union City
- Housing units4,901
- Occupied units4,340
- Vacant units561 plus or minus 200
- Vacancy rate11.4 percent plus or minus 4.0
- Owner occupied2,298
- Renter occupied2,042
- Ownership rate52.9 percent
- Median owner-occupied home value$146,000
- Median gross rent, monthly$739
- Annual rent as a share of median income17.4 percent plus or minus 4.1
- Single family units3,583
- Share single family73.1 percent
- Units in buildings of two or more1,131 plus or minus 250
- Share in buildings of two or more23.1 percent plus or minus 5.0
- Mobile homes187 plus or minus 125
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union City
How Union City gets to work
- Workers 16 and over who commute4,407
- Commuting under 15 minutes2,643
- Share commuting under 15 minutes60.0 percent
- Commuting 30 minutes or more711 plus or minus 234
- Share commuting 30 minutes or more16.1 percent plus or minus 5.2
- Drove alone77.3 percent
- Carpooled15.3 percent plus or minus 4.7
- Public transport0.2 percent plus or minus 0.4
- Walked1.8 percent plus or minus 1.8
- Worked from home2.5 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union City
SBA loans in Union City (7(a))
- Approvals8
- Gross approval$5,347,800
- Average approval$668,475
- Median approval$200,000
- Largest approval$2,595,000
- Jobs supported64
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises12.5 percent
- Distinct lenders8
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Union City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union City
SBA loans in Union City (504)
- Approvals1
- Gross approval$2,000,000
- Average approval$2,000,000
- Median approval$2,000,000
- Largest approval$2,000,000
- Jobs supported25
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Union City, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Union City
Flood risk in Union City
- NFIP communityCity of Union City
- NFIP community number470142
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/05/08
The City of Union City participates in the National Flood Insurance Program as community 470142 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Obion County, not Union City
Obion County context, not Union City figures
- Establishments in Obion County630
- Covered employment, Obion County12,200
- Average annual pay, Obion County$47,932
- Housing units permitted, Obion County21
Every figure in this section is published for Obion County as a whole and is not a measurement of Union City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Union City questions, answered from the record.
How many people live in Union City, Tennessee?
10,982, in 4,340 households. Union City city covers 12.11 square miles of land, which is 907 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Union City in?
Obion County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Union City?
$50,870. The median owner-occupied home is valued at $146,000. Median gross rent is $739 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Union City businesses?
8 7(a) approvals totaling $5.3 m since FY2020, across 8 lenders, median approval $200,000, plus 1 504 approvals worth $2.0 m since FY2010. These count approvals to borrowers whose address is in Union City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Union City borrowers get paid back?
No rate is published for Union City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Union City in the National Flood Insurance Program?
Yes. Union City appears in the FEMA Community Status Book as Union City, city of, community 470142, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Union City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Obion County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Union City.
Is zoning published for Union City?
No. Nothing on this page presents parcel level zoning.
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