HomeTennesseeHamilton CountyEast Ridge city
East Ridge city, Tennessee: commercial real estate data.
East Ridge city is a Census city of 22,070 people across 8.28 square miles of land, in Hamilton County. Median household income is $62,247, 57.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.4 m.
76 sourced place values · tier FULL · 8 sections
East Ridge
What East Ridge is
- Census place typecity
- Land area8.28 sq mi
- Water area0 sq mi
- Population per square mile of land2,665
- County holding the largest share of its areaHamilton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
How many people live in East Ridge
- Population22,070
- Median age37.6
- Population under 184,432
- Share under 1820.1 percent
- Population 65 and over4,078
- Share 65 and over18.5 percent
- Households9,587
- Family households5,652
- Share of households that are families59.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
Income and work in East Ridge
- Median household income$62,247
- Per capita income$35,451
- Civilian labor force12,041
- Employed11,408
- Unemployed633 plus or minus 260
- Unemployment rate5.3 percent plus or minus 2.1
- Adults 25 and over16,354
- Adults 25 and over with a high school diploma or higher86.2 percent
- Adults 25 and over with a bachelor degree or higher24.2 percent
- Adults 25 and over with a graduate degree8.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
Housing in East Ridge
- Housing units10,443
- Occupied units9,587
- Vacant units856 plus or minus 232
- Vacancy rate8.2 percent plus or minus 2.2
- Owner occupied5,515
- Renter occupied4,072
- Ownership rate57.5 percent
- Median owner-occupied home value$211,100
- Median gross rent, monthly$1,147
- Annual rent as a share of median income22.1 percent
- Single family units7,598
- Share single family72.8 percent
- Units in buildings of two or more2,754
- Share in buildings of two or more26.4 percent
- Mobile homes91 plus or minus 96
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
How East Ridge gets to work
- Workers 16 and over who commute9,798
- Commuting under 15 minutes2,120 plus or minus 427
- Share commuting under 15 minutes21.6 percent
- Commuting 30 minutes or more1,887 plus or minus 419
- Share commuting 30 minutes or more19.3 percent plus or minus 4.0
- Drove alone73.1 percent
- Carpooled10.0 percent plus or minus 3.2
- Public transport0.9 percent plus or minus 1.2
- Walked2.4 percent plus or minus 2.3
- Worked from home12.5 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
SBA 7(a) lending to East Ridge borrowers
- Approvals3
- Gross approval$4,357,400
- Average approval$1,452,467
- Median approval$322,400
- Ninetieth percentile approval$3,825,000
- Largest approval$3,825,000
- Jobs supported16
- Jobs per approval5.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises66.7 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
East Ridge
SBA 504 lending to East Ridge borrowers
- Approvals1
- Gross approval$1,262,000
- Average approval$1,262,000
- Median approval$1,262,000
- Largest approval$1,262,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hamilton County, not East Ridge
Hamilton County context, not East Ridge figures
These are Hamilton County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as East Ridge measurements.
- Establishments in Hamilton County9,883
- Employment at those establishments, Hamilton County205,761
- Covered employment, Hamilton County221,207
- Average annual pay, Hamilton County$66,004
- Average weekly wage, Hamilton County$1,269
- Housing units permitted, Hamilton County2,130
- Of those, single family, Hamilton County1,537
- County product, 2024, Hamilton County$37,279,203,000
- County product change over the prior year, Hamilton County3.3 percent
- Average income of an arriving household, Hamilton County$92,528
Every figure in this section is published for Hamilton County as a whole and is not a measurement of East Ridge. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
East Ridge questions, answered from the record.
How many people live in East Ridge, Tennessee?
22,070, in 9,587 households. East Ridge city covers 8.28 square miles of land, which is 2,665 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is East Ridge in?
Hamilton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in East Ridge?
$62,247. The median owner-occupied home is valued at $211,100. Median gross rent is $1,147 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to East Ridge businesses?
3 7(a) approvals totalling $4.4 m, across 3 lenders, median approval $322,400, plus 1 504 approvals worth $1.3 m. These count approvals to borrowers whose address is in East Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to East Ridge borrowers get paid back?
No rate is published for East Ridge. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page East Ridge figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hamilton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of East Ridge.
Is zoning published for East Ridge?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.