HomeTennesseeHamilton CountyEast Ridge
East Ridge, Tennessee: commercial real estate data.
East Ridge is a Census city of 22,070 people across 8.28 square miles of land, in Hamilton County. Median household income is $62,247, 57.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
East Ridge
What East Ridge is
- Census place typecity
- Land area8.28 sq mi
- Water area0 sq mi
- Population per square mile of land2,665
- County holding the largest share of its areaHamilton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
How many people live in East Ridge
- Population22,070
- Median age37.6
- Population under 184,432
- Share under 1820.1 percent
- Population 65 and over4,078
- Share 65 and over18.5 percent
- Households9,587
- Family households5,652
- Share of households that are families59.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
Income and work in East Ridge
- Median household income$62,247
- Per capita income$35,451
- Civilian labor force12,041
- Employed11,408
- Unemployed633 plus or minus 260
- Unemployment rate5.3 percent plus or minus 2.1
- Adults 25 and over16,354
- Adults 25 and over with a high school diploma or higher86.2 percent
- Adults 25 and over with a bachelor degree or higher24.2 percent
- Adults 25 and over with a graduate degree8.5 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
Housing in East Ridge
- Housing units10,443
- Occupied units9,587
- Vacant units856 plus or minus 232
- Vacancy rate8.2 percent plus or minus 2.2
- Owner occupied5,515
- Renter occupied4,072
- Ownership rate57.5 percent
- Median owner-occupied home value$211,100
- Median gross rent, monthly$1,147
- Annual rent as a share of median income22.1 percent
- Single family units7,598
- Share single family72.8 percent
- Units in buildings of two or more2,754
- Share in buildings of two or more26.4 percent
- Mobile homes91 plus or minus 96
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
How East Ridge gets to work
- Workers 16 and over who commute9,798
- Commuting under 15 minutes2,120 plus or minus 427
- Share commuting under 15 minutes21.6 percent
- Commuting 30 minutes or more1,887 plus or minus 419
- Share commuting 30 minutes or more19.3 percent plus or minus 4.0
- Drove alone73.1 percent
- Carpooled10.0 percent plus or minus 3.2
- Public transport0.9 percent plus or minus 1.2
- Walked2.4 percent plus or minus 2.3
- Worked from home12.5 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
East Ridge
SBA loans in East Ridge (7(a))
- Approvals3
- Gross approval$4,357,400
- Average approval$1,452,467
- Median approval$322,400
- Largest approval$3,825,000
- Jobs supported16
- Jobs per approval5.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises66.7 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in East Ridge, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
East Ridge
SBA loans in East Ridge (504)
- Approvals1
- Gross approval$1,262,000
- Average approval$1,262,000
- Median approval$1,262,000
- Largest approval$1,262,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in East Ridge, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
East Ridge
Flood risk in East Ridge
- NFIP communityCity of East Ridge
- NFIP community number475424
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/28/25
The City of East Ridge participates in the National Flood Insurance Program as community 475424 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hamilton County, not East Ridge
Hamilton County context, not East Ridge figures
- Establishments in Hamilton County9,883
- Covered employment, Hamilton County221,207
- Average annual pay, Hamilton County$66,004
- Housing units permitted, Hamilton County2,130
Every figure in this section is published for Hamilton County as a whole and is not a measurement of East Ridge.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
East Ridge questions, answered from the record.
How many people live in East Ridge, Tennessee?
22,070, in 9,587 households. East Ridge city covers 8.28 square miles of land, which is 2,665 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is East Ridge in?
Hamilton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in East Ridge?
$62,247. The median owner-occupied home is valued at $211,100. Median gross rent is $1,147 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to East Ridge businesses?
3 7(a) approvals totaling $4.4 m since FY2020, across 3 lenders, median approval $322,400, plus 1 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in East Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to East Ridge borrowers get paid back?
No rate is published for East Ridge. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is East Ridge in the National Flood Insurance Program?
Yes. East Ridge appears in the FEMA Community Status Book as East Ridge, city of, community 475424, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page East Ridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hamilton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of East Ridge.
Is zoning published for East Ridge?
No. Nothing on this page presents parcel level zoning.