HomeTennesseeHamilton CountySignal Mountain
Signal Mountain, Tennessee: commercial real estate data.
Signal Mountain is a Census town of 8,860 people across 8.37 square miles of land, in Hamilton County. Median household income is $141,008, 87.9 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $2.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Signal Mountain
What Signal Mountain is
- Census place typetown
- Land area8.37 sq mi
- Water area0 sq mi
- Population per square mile of land1,059
- County holding the largest share of its areaHamilton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Signal Mountain
How many people live in Signal Mountain
- Population8,860
- Median age44.3
- Population under 182,427
- Share under 1827.4 percent
- Population 65 and over2,181
- Share 65 and over24.6 percent
- Households3,351
- Family households2,452
- Share of households that are families73.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Signal Mountain
Income and work in Signal Mountain
- Median household income$141,008
- Per capita income$80,244
- Civilian labor force3,728
- Employed3,639
- Unemployed89 plus or minus 65
- Unemployment rate2.4 percent plus or minus 1.7
- Adults 25 and over6,126
- Adults 25 and over with a high school diploma or higher99.4 percent
- Adults 25 and over with a bachelor degree or higher72.8 percent
- Adults 25 and over with a graduate degree32.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Signal Mountain
Housing in Signal Mountain
- Housing units3,429
- Occupied units3,351
- Vacant units78 plus or minus 89
- Vacancy rate2.3 percent plus or minus 2.6
- Owner occupied2,945
- Renter occupied406 plus or minus 145
- Ownership rate87.9 percent
- Median owner-occupied home value$544,300
- Median gross rent, monthly$1,852 plus or minus $1,111
- Annual rent as a share of median income15.8 percent plus or minus 9.9
- Single family units3,116
- Share single family90.9 percent
- Units in buildings of two or more313 plus or minus 127
- Share in buildings of two or more9.1 percent plus or minus 3.7
- Mobile homes0
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Signal Mountain
How Signal Mountain gets to work
- Workers 16 and over who commute2,690
- Commuting under 15 minutes389 plus or minus 155
- Share commuting under 15 minutes14.5 percent plus or minus 5.5
- Commuting 30 minutes or more980 plus or minus 303
- Share commuting 30 minutes or more36.4 percent plus or minus 10.4
- Drove alone70.0 percent
- Carpooled1.8 percent plus or minus 1.3
- Public transport0.0 percent
- Walked2.2 percent plus or minus 1.9
- Worked from home26.1 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Signal Mountain
SBA loans in Signal Mountain (7(a))
- Approvals11
- Gross approval$2,726,100
- Average approval$247,827
- Median approval$178,100
- Largest approval$975,000
- Jobs supported55
- Jobs per approval5.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises45.5 percent
- Distinct lenders9
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Signal Mountain, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Signal Mountain
Flood risk in Signal Mountain
- NFIP communityTown of Signal Mountain
- NFIP community number470078
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/28/25
The Town of Signal Mountain participates in the National Flood Insurance Program as community 470078 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hamilton County, not Signal Mountain
Hamilton County context, not Signal Mountain figures
- Establishments in Hamilton County9,883
- Covered employment, Hamilton County221,207
- Average annual pay, Hamilton County$66,004
- Housing units permitted, Hamilton County2,130
Every figure in this section is published for Hamilton County as a whole and is not a measurement of Signal Mountain.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Signal Mountain questions, answered from the record.
How many people live in Signal Mountain, Tennessee?
8,860, in 3,351 households. Signal Mountain town covers 8.37 square miles of land, which is 1,059 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Signal Mountain in?
Hamilton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Signal Mountain?
$141,008. The median owner-occupied home is valued at $544,300. Median gross rent is $1,852 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Signal Mountain businesses?
11 7(a) approvals totaling $2.7 m since FY2020, across 9 lenders, median approval $178,100. These count approvals to borrowers whose address is in Signal Mountain, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Signal Mountain borrowers get paid back?
No rate is published for Signal Mountain. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Signal Mountain in the National Flood Insurance Program?
Yes. Signal Mountain appears in the FEMA Community Status Book as Signal Mountain, town of, community 470078, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Signal Mountain figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hamilton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Signal Mountain.
Is zoning published for Signal Mountain?
No. Nothing on this page presents parcel level zoning.