Humphreys County, Tennessee: commercial real estate data.
Humphreys County, Tennessee had an estimated 19,554 residents on July 1, 2024, up 3.0 percent since the 2020 census base of 18,985, across 531 square miles. County output reached $1.14 bn in 2024, 332 establishments operate here, and the SBA record carries 8 7(a) approvals worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Humphreys County
How many people live in Humphreys County
- Population, American Community Survey 2020-202419,214
- Households7,241
- Average household size2.65
- Median household income$60,616
- Median age43.3
- Median gross rent$862 per month
- Median owner-occupied home value$193,400
- Home value to household income3.2 times
- Annual rent as a share of median income17.1 percent
- Adults 25 and over with a bachelor degree or higher15.7 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over13,698
- Population under 184,062
- Share under 1821.1 percent
- Population 65 and over3,990
- Share 65 and over20.8 percent
- Working age population, 18 to 6411,162
- Civilian labor force8,615
- Unemployment rate6.9 percent
- Labor force participation, adults 18 and over56.9 percent
- Rank by population among Tennessee counties69th of 95
- Rank by population among US county-equivalents, Puerto Rico included1929th of 3,222
Humphreys County is the 69th largest of 95 Tennessee counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 21.1 percent against 20.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Humphreys County
Is Humphreys County's population growing?
- Population, July 1, 202419,554
- Census 2020 base population18,985
- Population change since the 2020 census base3.00 percent
- Population change, 2023 to 2024261
- Births, 2024187
- Deaths, 2024258
- Natural change, 2024-71
- Net domestic migration, 2024328
- Net international migration, 20248
- Total net migration, 2024336
- Cumulative net domestic migration, 2021 to 2024953
- Rank by growth among US county-equivalents872nd of 3,144
The county has grown 3.00 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Humphreys County
Where are people moving to Humphreys County from?
- Tax returns filed by households arriving496
- People arriving, from those returns942
- Tax returns filed by households leaving415
- Net household movement81
- Adjusted gross income arriving$32.9 m
- Net adjusted gross income movement$14.1 m
- Average income of an arriving household$66,409
- Average income of a leaving household$45,347
- Largest single originDickson County (122 households)
- Largest single destinationDickson County (81 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Dickson County | 122 | 225 | $5.6 m |
| Hickman County | 26 | 41 | $906,000 |
| Davidson County | 25 | 39 | $1.3 m |
| Montgomery County | 25 | 43 | $1.4 m |
| Benton County | 23 | 49 | $782,000 |
Households arriving report $21,062 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Dickson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Humphreys County
What is the Humphreys County economy?
- County GDP, 2024$1.14 bn
- County GDP, 2023$1.08 bn
- GDP change, 2023 to 20244.9 percent
- GDP change over five years39.0 percent
- Rank by GDP among the Tennessee areas BEA publishes54th of 95
- Rank by GDP among the US county areas BEA publishes1741st of 3,127
- GDP per resident$59,220
Output grew 4.9 percent in the latest year and 39.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Humphreys County
Employment by industry in Humphreys County
- Covered employment, annual average5,951
- Establishments reporting431
- Average annual pay$61,024
- Average weekly wage$1,174
- Manufacturing, employment1,623
- Manufacturing, average annual pay$98,084
- Retail trade, employment736
- Retail trade, average annual pay$30,583
- Accommodation and food services, employment614
- Accommodation and food services, average annual pay$18,723
- Construction, employment389
- Construction, average annual pay$75,532
- Transportation and warehousing, employment296
- Administrative and support and waste management services, employment163
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,623 | 34 | $98,084 |
| Retail trade | 736 | 70 | $30,583 |
| Accommodation and food services | 614 | 48 | $18,723 |
| Construction | 389 | 46 | $75,532 |
| Transportation and warehousing | 296 | 18 | $62,749 |
| Administrative and support and waste management services | 163 | 17 | $58,677 |
| Wholesale trade | 139 | 14 | $62,363 |
| Finance and insurance | 98 | 20 | $72,253 |
Manufacturing is the largest private sector at 1,623 jobs, 27.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Humphreys County
How many businesses are in Humphreys County?
- Establishments, all industries332
- Employment at those establishments4,458
- Annual payroll$249.5 m
- Establishments per 1,000 residents17.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Humphreys County
Building permits in Humphreys County
- Housing units authorized by permit, 202439
- Declared construction value permitted$5.4 m
- Single family units authorized39
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$138,332
- Units authorized per 1,000 households5.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Humphreys County
SBA loans in Humphreys County (7(a) and 504)
- 7(a) approvals recorded8
- 7(a) gross approval dollars$1.7 m
- Average 7(a) approval$215,875
- Median 7(a) approval$150,000
- Largest single approval$580,000
- Jobs reported supported, 7(a)69
- Jobs per approval8.6
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals5
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.5 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter7
- Franchise loans1
- Franchise share of approvals12.5 percent
- Leading industry by approval countLandscaping Services (4)
- Most active lenderNortheast Bank (3)
- 504 approvals recorded2
- 504 gross approval dollars$1.3 m
- Average 504 approval$638,000
- Median 504 approval$638,000
- Distinct CDCs active2
- 504 jobs per approval12.5
- 504 jobs per million dollars approved19.6
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.0 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Humphreys County
SBA loan default and charge-off rates in Humphreys County
Do SBA loans in Humphreys County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Cancelled5
- Status: Paid in full1
- Status: Exempt from disclosure2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Humphreys County
SBA lending by place in Humphreys County
- Borrower cities with recorded lending3
- McEwen, approvals5
- Waverly, approvals2
- Hurricane Mills, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| McEwen | 5 | $732,000 |
| Waverly | 2 | $415,000 |
| Hurricane Mills | 1 | $580,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Humphreys County
How large is Humphreys County?
- Land area531 sq mi
- Rank by land area among Tennessee counties31st of 95
- Width, east to west26.8 mi
- Height, north to south30.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land36
- Establishments per square mile0.63
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Humphreys County
Flood risk in Humphreys County
- Participation of the county's own NFIP community Humphreys County, unincorporated areasParticipating, community 470229
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Humphreys County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Humphreys County (community 470229), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Humphreys County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Humphreys County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Humphreys County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202419,214
- Households7,241
- Average household size2.65
- Median household income$60,616
- Median age43.3
Common questions
Humphreys County questions, answered from the record.
How many people live in Humphreys County, Tennessee?
The Census Bureau estimates 19,554 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 19,214, in 7,241 households, ranking 69th of 95 Tennessee counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Humphreys County's population growing?
The population has grown 3.00 percent since the 2020 census base of 18,985, to 19,554 on July 1, 2024. In 2024 there were 187 births against 258 deaths, with net migration of 336. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Humphreys County?
$60,616. The median owner-occupied home is valued at $193,400, which is 3.2 times income, and median gross rent is $862 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Humphreys County?
332 establishments, employing 4,458 people with an annual payroll of $249.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Humphreys County?
Manufacturing is the largest private sector at 1,623 jobs, 27.3 percent of covered employment. Covered employment averages 5,951 jobs at an average annual pay of $61,024, or $1,174 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Humphreys County?
8 7(a) approvals totaling $1.7 m since FY2020, across 6 lenders, with a median approval of $150,000, plus 2 504 approvals worth $1.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Humphreys County?
39 housing units were authorized by permit in 2024, with a declared construction value of $5.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Humphreys County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Humphreys County come from?
The largest single origin is Dickson County, with 122 households. Arriving households report an average income of $66,409 against $45,347 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Humphreys County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Humphreys County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Humphreys County
Cities and places in Humphreys.
3 Census places lie wholly or partly in Humphreys County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Waverly | city | 4,302 | 2 | Wholly in this county |
| New Johnsonville | city | 2,060 | None recorded | Wholly in this county |
| McEwen | city | 1,806 | 5 | Wholly in this county |
A further 1 of the county's 8 SBA 7(a) approvals are to borrowers in cities that match no Census place in Humphreys County, the largest being Hurricane Mills (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby