HomeTennesseeHumphreys CountyWaverly city
Waverly city, Tennessee: commercial real estate data.
Waverly city is a Census city of 4,302 people across 8.75 square miles of land, in Humphreys County. Median household income is $43,773, 69.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $415,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Waverly
What Waverly is
- Census place typecity
- Land area8.75 sq mi
- Water area0 sq mi
- Population per square mile of land492
- County holding the largest share of its areaHumphreys County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How many people live in Waverly
- Population4,302
- Median age46.0
- Population under 18424 plus or minus 222
- Share under 189.9 percent plus or minus 5.2
- Population 65 and over1,131 plus or minus 302
- Share 65 and over26.3 percent plus or minus 7.0
- Households2,105
- Family households1,306
- Share of households that are families62.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Income and work in Waverly
- Median household income$43,773
- Per capita income$32,518
- Civilian labor force2,145
- Employed1,843 plus or minus 384
- Unemployed302 plus or minus 242
- Unemployment rate14.1 percent plus or minus 11.0
- Adults 25 and over3,553
- Adults 25 and over with a high school diploma or higher88.4 percent
- Adults 25 and over with a bachelor degree or higher16.3 percent plus or minus 6.6
- Adults 25 and over with a graduate degree4.7 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Housing in Waverly
- Housing units2,365
- Occupied units2,105
- Vacant units260 plus or minus 193
- Vacancy rate11.0 percent plus or minus 8.1
- Owner occupied1,457
- Renter occupied648 plus or minus 222
- Ownership rate69.2 percent
- Median owner-occupied home value$171,900
- Median gross rent, monthly$916 plus or minus $236
- Annual rent as a share of median income25.1 percent plus or minus 8.1
- Single family units1,621
- Share single family68.5 percent
- Units in buildings of two or more605 plus or minus 265
- Share in buildings of two or more25.6 percent plus or minus 10.8
- Mobile homes139 plus or minus 131
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How Waverly gets to work
- Workers 16 and over who commute1,708 plus or minus 344
- Commuting under 15 minutes544 plus or minus 275
- Share commuting under 15 minutes31.9 percent plus or minus 14.7
- Commuting 30 minutes or more759 plus or minus 345
- Share commuting 30 minutes or more44.4 percent plus or minus 18.1
- Drove alone70.6 percent
- Carpooled20.2 percent plus or minus 12.5
- Public transport0.0 percent
- Walked5.4 percent plus or minus 6.8
- Worked from home3.8 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
SBA loans in Waverly (7(a))
- Approvals2
- Gross approval$415,000
- Average approval$207,500
- Median approval$315,000
- Ninetieth percentile approval$315,000
- Largest approval$315,000
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waverly
SBA loans in Waverly (504)
- Approvals1
- Gross approval$411,000
- Average approval$411,000
- Median approval$411,000
- Largest approval$411,000
- Jobs supported20
- Loans with a final outcome0
- Charged off0
- Median term120 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Humphreys County, not Waverly
Humphreys County context, not Waverly figures
These are Humphreys County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waverly measurements.
- Establishments in Humphreys County332
- Employment at those establishments, Humphreys County4,458
- Covered employment, Humphreys County5,951
- Average annual pay, Humphreys County$61,024
- Average weekly wage, Humphreys County$1,174
- Housing units permitted, Humphreys County39
- Of those, single family, Humphreys County39
- County product, 2024, Humphreys County$1,137,844,000
- County product change over the prior year, Humphreys County4.9 percent
- Average income of an arriving household, Humphreys County$66,409
Every figure in this section is published for Humphreys County as a whole and is not a measurement of Waverly. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waverly questions, answered from the record.
How many people live in Waverly, Tennessee?
4,302, in 2,105 households. Waverly city covers 8.75 square miles of land, which is 492 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waverly in?
Humphreys County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waverly?
$43,773. The median owner-occupied home is valued at $171,900. Median gross rent is $916 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waverly businesses?
2 7(a) approvals totalling $415,000, across 2 lenders, median approval $315,000, plus 1 504 approvals worth $411,000. These count approvals to borrowers whose address is in Waverly, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waverly borrowers get paid back?
No rate is published for Waverly. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Waverly figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Humphreys County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waverly.
Is zoning published for Waverly?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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