HomeTennesseeHumphreys CountyWaverly
Waverly, Tennessee: commercial real estate data.
Waverly is a Census city of 4,302 people across 8.75 square miles of land, in Humphreys County. Median household income is $43,773, 69.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $415,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waverly
What Waverly is
- Census place typecity
- Land area8.75 sq mi
- Water area0 sq mi
- Population per square mile of land492
- County holding the largest share of its areaHumphreys County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How many people live in Waverly
- Population4,302
- Median age46.0
- Population under 18424 plus or minus 222
- Share under 189.9 percent plus or minus 5.2
- Population 65 and over1,131 plus or minus 302
- Share 65 and over26.3 percent plus or minus 7.0
- Households2,105
- Family households1,306
- Share of households that are families62.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Income and work in Waverly
- Median household income$43,773
- Per capita income$32,518
- Civilian labor force2,145
- Employed1,843 plus or minus 384
- Unemployed302 plus or minus 242
- Unemployment rate14.1 percent plus or minus 11.0
- Adults 25 and over3,553
- Adults 25 and over with a high school diploma or higher88.4 percent
- Adults 25 and over with a bachelor degree or higher16.3 percent plus or minus 6.6
- Adults 25 and over with a graduate degree4.7 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Housing in Waverly
- Housing units2,365
- Occupied units2,105
- Vacant units260 plus or minus 193
- Vacancy rate11.0 percent plus or minus 8.1
- Owner occupied1,457
- Renter occupied648 plus or minus 222
- Ownership rate69.2 percent
- Median owner-occupied home value$171,900
- Median gross rent, monthly$916 plus or minus $236
- Annual rent as a share of median income25.1 percent plus or minus 8.1
- Single family units1,621
- Share single family68.5 percent
- Units in buildings of two or more605 plus or minus 265
- Share in buildings of two or more25.6 percent plus or minus 10.8
- Mobile homes139 plus or minus 131
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How Waverly gets to work
- Workers 16 and over who commute1,708 plus or minus 344
- Commuting under 15 minutes544 plus or minus 275
- Share commuting under 15 minutes31.9 percent plus or minus 14.7
- Commuting 30 minutes or more759 plus or minus 345
- Share commuting 30 minutes or more44.4 percent plus or minus 18.1
- Drove alone70.6 percent
- Carpooled20.2 percent plus or minus 12.5
- Public transport0.0 percent
- Walked5.4 percent plus or minus 6.8
- Worked from home3.8 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
SBA loans in Waverly (7(a))
- Approvals2
- Gross approval$415,000
- Average approval$207,500
- Median approval$207,500
- Largest approval$315,000
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Waverly, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waverly
SBA loans in Waverly (504)
- Approvals1
- Gross approval$411,000
- Average approval$411,000
- Median approval$411,000
- Largest approval$411,000
- Jobs supported20
- Loans with a final outcome0
- Charged off0
- Median term120 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Waverly, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waverly
Flood risk in Waverly
- NFIP communityCity of Waverly
- NFIP community number470095
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/25/09
The City of Waverly participates in the National Flood Insurance Program as community 470095 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Humphreys County, not Waverly
Humphreys County context, not Waverly figures
- Establishments in Humphreys County332
- Covered employment, Humphreys County5,951
- Average annual pay, Humphreys County$61,024
- Housing units permitted, Humphreys County39
Every figure in this section is published for Humphreys County as a whole and is not a measurement of Waverly.
All Humphreys County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waverly questions, answered from the record.
How many people live in Waverly, Tennessee?
4,302, in 2,105 households. Waverly city covers 8.75 square miles of land, which is 492 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waverly in?
Humphreys County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waverly?
$43,773. The median owner-occupied home is valued at $171,900. Median gross rent is $916 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waverly businesses?
2 7(a) approvals totaling $415,000 since FY2020, across 2 lenders, median approval $207,500, plus 1 504 approvals worth $411,000 since FY2010. These count approvals to borrowers whose address is in Waverly, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waverly borrowers get paid back?
No rate is published for Waverly. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waverly in the National Flood Insurance Program?
Yes. Waverly appears in the FEMA Community Status Book as Waverly, city of, community 470095, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waverly figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Humphreys County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waverly.
Is zoning published for Waverly?
No. Nothing on this page presents parcel level zoning.
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