HomeTennesseeSumner CountyCottontown CDP
Cottontown CDP, Tennessee: commercial real estate data.
Cottontown CDP is a Census CDP of 374 people across 3.51 square miles of land, in Sumner County. 74.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $300,000.
63 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Cottontown through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 374 with a margin of error of plus or minus 197, which is 52.7 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Cottontown
What Cottontown is
- Census place typeCDP
- Land area3.51 sq mi
- Water area0 sq mi
- Population per square mile of land107 plus or minus 56
- County holding the largest share of its areaSumner County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottontown
How many people live in Cottontown
- Population374 plus or minus 197
- Median age40.8 plus or minus 10.1
- Population under 1888 plus or minus 77
- Share under 1823.5 percent plus or minus 16.4
- Population 65 and over66 plus or minus 40
- Share 65 and over17.6 percent plus or minus 5.4
- Households179 plus or minus 94
- Family households127 plus or minus 83
- Share of households that are families70.9 percent plus or minus 27.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottontown
Income and work in Cottontown
- Per capita income$48,303 plus or minus $18,221
- Civilian labor force212 plus or minus 122
- Employed139 plus or minus 92
- Unemployed73 plus or minus 61
- Unemployment rate34.4 percent plus or minus 20.9
- Adults 25 and over286 plus or minus 131
- Adults 25 and over with a high school diploma or higher87.1 percent
- Adults 25 and over with a bachelor degree or higher34.6 percent plus or minus 21.5
- Adults 25 and over with a graduate degree11.5 percent plus or minus 14.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottontown
Housing in Cottontown
- Housing units191 plus or minus 97
- Occupied units179 plus or minus 94
- Vacant units12 plus or minus 19
- Vacancy rate6.3 percent plus or minus 9.4
- Owner occupied134 plus or minus 61
- Renter occupied45 plus or minus 64
- Ownership rate74.9 percent plus or minus 52.0
- Median owner-occupied home value$441,700 plus or minus $394,785
- Single family units182 plus or minus 98
- Share single family95.3 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes9 plus or minus 9
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottontown
How Cottontown gets to work
- Workers 16 and over who commute106 plus or minus 82
- Commuting under 15 minutes33 plus or minus 40
- Share commuting under 15 minutes31.1 percent plus or minus 29.3
- Commuting 30 minutes or more52 plus or minus 67
- Share commuting 30 minutes or more49.1 percent plus or minus 50.1
- Drove alone61.2 percent plus or minus 35.7
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked15.1 percent plus or minus 23.1
- Worked from home23.7 percent plus or minus 26.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottontown
SBA loans in Cottontown (7(a))
- Approvals1
- Gross approval$300,000
- Average approval$300,000
- Median approval$300,000
- Ninetieth percentile approval$300,000
- Largest approval$300,000
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term96 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sumner County, not Cottontown
Sumner County context, not Cottontown figures
These are Sumner County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cottontown measurements.
- Establishments in Sumner County3,875
- Employment at those establishments, Sumner County56,402
- Covered employment, Sumner County62,665
- Average annual pay, Sumner County$59,304
- Average weekly wage, Sumner County$1,140
- Housing units permitted, Sumner County1,778
- Of those, single family, Sumner County1,620
- County product, 2024, Sumner County$11,893,131,000
- County product change over the prior year, Sumner County7.9 percent
- Average income of an arriving household, Sumner County$84,733
Every figure in this section is published for Sumner County as a whole and is not a measurement of Cottontown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cottontown questions, answered from the record.
How many people live in Cottontown, Tennessee?
374, in 179 households. Cottontown CDP covers 3.51 square miles of land, which is 107 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cottontown in?
Sumner County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Cottontown businesses?
1 7(a) approvals totalling $300,000, across 1 lenders, median approval $300,000. These count approvals to borrowers whose address is in Cottontown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cottontown borrowers get paid back?
No rate is published for Cottontown. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cottontown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sumner County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cottontown.
Is zoning published for Cottontown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.