HomeTennesseeSumner CountyGallatin city
Gallatin city, Tennessee: commercial real estate data.
Gallatin city is a Census city of 48,532 people across 35.25 square miles of land, in Sumner County. Median household income is $77,518, 57.1 percent of occupied homes are owned, and the SBA record carries 65 7(a) approvals to borrowers here worth $41.9 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gallatin
What Gallatin is
- Census place typecity
- Land area35.25 sq mi
- Water area0.54 sq mi
- Population per square mile of land1,377
- County holding the largest share of its areaSumner County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
How many people live in Gallatin
- Population48,532
- Median age36.6
- Population under 1810,483
- Share under 1821.6 percent
- Population 65 and over8,031
- Share 65 and over16.5 percent
- Households19,755
- Family households12,606
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
Income and work in Gallatin
- Median household income$77,518
- Per capita income$43,492
- Civilian labor force25,894
- Employed25,096
- Unemployed798 plus or minus 284
- Unemployment rate3.1 percent plus or minus 1.1
- Adults 25 and over33,419
- Adults 25 and over with a high school diploma or higher91.3 percent
- Adults 25 and over with a bachelor degree or higher33.5 percent
- Adults 25 and over with a graduate degree11.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
Housing in Gallatin
- Housing units20,937
- Occupied units19,755
- Vacant units1,182 plus or minus 403
- Vacancy rate5.6 percent plus or minus 1.9
- Owner occupied11,282
- Renter occupied8,473
- Ownership rate57.1 percent
- Median owner-occupied home value$372,000
- Median gross rent, monthly$1,395
- Annual rent as a share of median income21.6 percent
- Single family units13,634
- Share single family65.1 percent
- Units in buildings of two or more6,645
- Share in buildings of two or more31.7 percent
- Mobile homes658 plus or minus 208
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
How Gallatin gets to work
- Workers 16 and over who commute20,608
- Commuting under 15 minutes6,511
- Share commuting under 15 minutes31.6 percent
- Commuting 30 minutes or more8,669
- Share commuting 30 minutes or more42.1 percent
- Drove alone73.1 percent
- Carpooled9.2 percent plus or minus 2.0
- Public transport0.1 percent plus or minus 0.1
- Walked0.5 percent plus or minus 0.3
- Worked from home15.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
SBA loans in Gallatin (7(a))
- Approvals65
- Gross approval$41,926,300
- Average approval$645,020
- Median approval$273,000
- Ninetieth percentile approval$1,725,000
- Largest approval$4,750,000
- Jobs supported621
- Jobs per approval9.6
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more9.2 percent
- Share to franchises20.0 percent
- Distinct lenders25
- Distinct industries by NAICS42
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gallatin
SBA loans in Gallatin (504)
- Approvals5
- Gross approval$4,561,000
- Average approval$912,200
- Median approval$435,000
- Largest approval$3,258,000
- Jobs supported63
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sumner County, not Gallatin
Sumner County context, not Gallatin figures
These are Sumner County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gallatin measurements.
- Establishments in Sumner County3,875
- Employment at those establishments, Sumner County56,402
- Covered employment, Sumner County62,665
- Average annual pay, Sumner County$59,304
- Average weekly wage, Sumner County$1,140
- Housing units permitted, Sumner County1,778
- Of those, single family, Sumner County1,620
- County product, 2024, Sumner County$11,893,131,000
- County product change over the prior year, Sumner County7.9 percent
- Average income of an arriving household, Sumner County$84,733
Every figure in this section is published for Sumner County as a whole and is not a measurement of Gallatin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gallatin questions, answered from the record.
How many people live in Gallatin, Tennessee?
48,532, in 19,755 households. Gallatin city covers 35.25 square miles of land, which is 1,377 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gallatin in?
Sumner County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gallatin?
$77,518. The median owner-occupied home is valued at $372,000. Median gross rent is $1,395 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gallatin businesses?
65 7(a) approvals totalling $41.9 m, across 25 lenders, median approval $273,000, plus 5 504 approvals worth $4.6 m. These count approvals to borrowers whose address is in Gallatin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gallatin borrowers get paid back?
Of the 12 loans that have reached a final outcome, 12 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Gallatin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sumner County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gallatin.
Is zoning published for Gallatin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.