HomeTennesseeSumner CountyGallatin
Gallatin, Tennessee: commercial real estate data.
Gallatin is a Census city of 48,532 people across 35.25 square miles of land, in Sumner County. Median household income is $77,518, 57.1 percent of occupied homes are owned, and the SBA record carries 65 7(a) approvals to borrowers here worth $41.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gallatin
What Gallatin is
- Census place typecity
- Land area35.25 sq mi
- Water area0.54 sq mi
- Population per square mile of land1,377
- County holding the largest share of its areaSumner County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
How many people live in Gallatin
- Population48,532
- Median age36.6
- Population under 1810,483
- Share under 1821.6 percent
- Population 65 and over8,031
- Share 65 and over16.5 percent
- Households19,755
- Family households12,606
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
Income and work in Gallatin
- Median household income$77,518
- Per capita income$43,492
- Civilian labor force25,894
- Employed25,096
- Unemployed798 plus or minus 284
- Unemployment rate3.1 percent plus or minus 1.1
- Adults 25 and over33,419
- Adults 25 and over with a high school diploma or higher91.3 percent
- Adults 25 and over with a bachelor degree or higher33.5 percent
- Adults 25 and over with a graduate degree11.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
Housing in Gallatin
- Housing units20,937
- Occupied units19,755
- Vacant units1,182 plus or minus 403
- Vacancy rate5.6 percent plus or minus 1.9
- Owner occupied11,282
- Renter occupied8,473
- Ownership rate57.1 percent
- Median owner-occupied home value$372,000
- Median gross rent, monthly$1,395
- Annual rent as a share of median income21.6 percent
- Single family units13,634
- Share single family65.1 percent
- Units in buildings of two or more6,645
- Share in buildings of two or more31.7 percent
- Mobile homes658 plus or minus 208
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
How Gallatin gets to work
- Workers 16 and over who commute20,608
- Commuting under 15 minutes6,511
- Share commuting under 15 minutes31.6 percent
- Commuting 30 minutes or more8,669
- Share commuting 30 minutes or more42.1 percent
- Drove alone73.1 percent
- Carpooled9.2 percent plus or minus 2.0
- Public transport0.1 percent plus or minus 0.1
- Walked0.5 percent plus or minus 0.3
- Worked from home15.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gallatin
SBA loans in Gallatin (7(a))
- Approvals65
- Gross approval$41,926,300
- Average approval$645,020
- Median approval$273,000
- Ninetieth percentile approval$1,659,000
- Largest approval$4,750,000
- Jobs supported621
- Jobs per approval9.6
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.2 percent
- Share to franchises20.0 percent
- Distinct lenders25
- Distinct industries by NAICS42
Counted by borrower city: approvals to borrowers whose address is in Gallatin, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gallatin
SBA loans in Gallatin (504)
- Approvals5
- Gross approval$4,561,000
- Average approval$912,200
- Median approval$435,000
- Largest approval$3,258,000
- Jobs supported63
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Gallatin, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gallatin
Flood risk in Gallatin
- NFIP communityCity of Gallatin
- NFIP community number470185
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/12
The City of Gallatin participates in the National Flood Insurance Program as community 470185 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sumner County, not Gallatin
Sumner County context, not Gallatin figures
- Establishments in Sumner County3,875
- Covered employment, Sumner County62,665
- Average annual pay, Sumner County$59,304
- Housing units permitted, Sumner County1,778
Every figure in this section is published for Sumner County as a whole and is not a measurement of Gallatin.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gallatin questions, answered from the record.
How many people live in Gallatin, Tennessee?
48,532, in 19,755 households. Gallatin city covers 35.25 square miles of land, which is 1,377 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gallatin in?
Sumner County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gallatin?
$77,518. The median owner-occupied home is valued at $372,000. Median gross rent is $1,395 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gallatin businesses?
65 7(a) approvals totaling $41.9 m since FY2020, across 25 lenders, median approval $273,000, plus 5 504 approvals worth $4.6 m since FY2010. These count approvals to borrowers whose address is in Gallatin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gallatin borrowers get paid back?
No rate is published for Gallatin. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gallatin in the National Flood Insurance Program?
Yes. Gallatin appears in the FEMA Community Status Book as Gallatin, city of, community 470185, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gallatin figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sumner County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gallatin.
Is zoning published for Gallatin?
No. Nothing on this page presents parcel level zoning.