HomeTexasBandera CountyBandera city
Bandera city, Texas: commercial real estate data.
Bandera city is a Census city of 655 people across 1.14 square miles of land, in Bandera County. Median household income is $45,625, 55.7 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $3.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bandera
What Bandera is
- Census place typecity
- Land area1.14 sq mi
- Water area0 sq mi
- Population per square mile of land575 plus or minus 261
- County holding the largest share of its areaBandera County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bandera
How many people live in Bandera
- Population655 plus or minus 297
- Median age31.9 plus or minus 21.0
- Population under 1883 plus or minus 77
- Share under 1812.7 percent plus or minus 10.3
- Population 65 and over171 plus or minus 77
- Share 65 and over26.1 percent plus or minus 16.7
- Households289 plus or minus 117
- Family households127 plus or minus 85
- Share of households that are families43.9 percent plus or minus 23.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bandera
Income and work in Bandera
- Median household income$45,625 plus or minus $37,682
- Per capita income$30,716 plus or minus $9,628
- Civilian labor force378 plus or minus 213
- Employed335 plus or minus 189
- Unemployed43 plus or minus 50
- Unemployment rate11.4 percent plus or minus 11.6
- Adults 25 and over476 plus or minus 180
- Adults 25 and over with a high school diploma or higher92.2 percent
- Adults 25 and over with a bachelor degree or higher13.4 percent plus or minus 8.7
- Adults 25 and over with a graduate degree4.2 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bandera
Housing in Bandera
- Housing units367 plus or minus 124
- Occupied units289 plus or minus 117
- Vacant units78 plus or minus 50
- Vacancy rate21.3 percent plus or minus 11.6
- Owner occupied161 plus or minus 75
- Renter occupied128 plus or minus 84
- Ownership rate55.7 percent plus or minus 12.8
- Median owner-occupied home value$238,800
- Median gross rent, monthly$1,112
- Annual rent as a share of median income29.2 percent plus or minus 24.4
- Single family units259 plus or minus 91
- Share single family70.6 percent
- Units in buildings of two or more100 plus or minus 77
- Share in buildings of two or more27.2 percent plus or minus 19.0
- Mobile homes8 plus or minus 10
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bandera
How Bandera gets to work
- Workers 16 and over who commute324 plus or minus 187
- Commuting under 15 minutes147 plus or minus 90
- Share commuting under 15 minutes45.4 percent plus or minus 9.1
- Commuting 30 minutes or more168 plus or minus 117
- Share commuting 30 minutes or more51.9 percent plus or minus 20.4
- Drove alone86.3 percent
- Carpooled9.3 percent plus or minus 14.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.3 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bandera
SBA loans in Bandera (7(a))
- Approvals4
- Gross approval$3,329,200
- Average approval$832,300
- Median approval$56,000
- Ninetieth percentile approval$3,218,200
- Largest approval$3,218,200
- Jobs supported17
- Jobs per approval4.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bandera
SBA loans in Bandera (504)
- Approvals3
- Gross approval$4,211,000
- Average approval$1,403,667
- Median approval$1,715,000
- Largest approval$2,420,000
- Jobs supported41
- Loans with a final outcome2
- Charged off1
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bandera
Flood risk in Bandera
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480021
- Currently effective map date05/15/20
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bandera County, not Bandera
Bandera County context, not Bandera figures
These are Bandera County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bandera measurements.
- Establishments in Bandera County428
- Employment at those establishments, Bandera County3,150
- Covered employment, Bandera County3,679
- Average annual pay, Bandera County$45,515
- Average weekly wage, Bandera County$875
- Housing units permitted, Bandera County2
- Of those, single family, Bandera County2
- County product, 2024, Bandera County$550,402,000
- County product change over the prior year, Bandera County5.8 percent
- Average income of an arriving household, Bandera County$99,898
Every figure in this section is published for Bandera County as a whole and is not a measurement of Bandera. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bandera questions, answered from the record.
How many people live in Bandera, Texas?
655, in 289 households. Bandera city covers 1.14 square miles of land, which is 575 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bandera in?
Bandera County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bandera?
$45,625. The median owner-occupied home is valued at $238,800. Median gross rent is $1,112 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bandera businesses?
4 7(a) approvals totalling $3.3 m, across 4 lenders, median approval $56,000, plus 3 504 approvals worth $4.2 m. These count approvals to borrowers whose address is in Bandera, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bandera borrowers get paid back?
No rate is published for Bandera. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Bandera in the National Flood Insurance Program?
Yes. Bandera appears in the FEMA Community Status Book as community 480021, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bandera figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bandera County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bandera.
Is zoning published for Bandera?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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