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Bandera, Texas: commercial real estate data.

Bandera is a Census city of 655 people across 1.14 square miles of land, in Bandera County. Median household income is $45,625, 55.7 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $3.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Bandera

What Bandera is

  • Census place typecity
  • Land area1.14 sq mi
  • Water area0 sq mi
  • Population per square mile of land575 plus or minus 261
  • County holding the largest share of its areaBandera County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bandera

How many people live in Bandera

  • Population655 plus or minus 297
  • Median age31.9 plus or minus 21.0
  • Population under 1883 plus or minus 77
  • Share under 1812.7 percent plus or minus 10.3
  • Population 65 and over171 plus or minus 77
  • Share 65 and over26.1 percent plus or minus 16.7
  • Households289 plus or minus 117
  • Family households127 plus or minus 85
  • Share of households that are families43.9 percent plus or minus 23.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bandera

Income and work in Bandera

  • Median household income$45,625 plus or minus $37,682
  • Per capita income$30,716 plus or minus $9,628
  • Civilian labor force378 plus or minus 213
  • Employed335 plus or minus 189
  • Unemployed43 plus or minus 50
  • Unemployment rate11.4 percent plus or minus 11.6
  • Adults 25 and over476 plus or minus 180
  • Adults 25 and over with a high school diploma or higher92.2 percent
  • Adults 25 and over with a bachelor degree or higher13.4 percent plus or minus 8.7
  • Adults 25 and over with a graduate degree4.2 percent plus or minus 5.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bandera

Housing in Bandera

  • Housing units367 plus or minus 124
  • Occupied units289 plus or minus 117
  • Vacant units78 plus or minus 50
  • Vacancy rate21.3 percent plus or minus 11.6
  • Owner occupied161 plus or minus 75
  • Renter occupied128 plus or minus 84
  • Ownership rate55.7 percent plus or minus 12.8
  • Median owner-occupied home value$238,800
  • Median gross rent, monthly$1,112
  • Annual rent as a share of median income29.2 percent plus or minus 24.4
  • Single family units259 plus or minus 91
  • Share single family70.6 percent
  • Units in buildings of two or more100 plus or minus 77
  • Share in buildings of two or more27.2 percent plus or minus 19.0
  • Mobile homes8 plus or minus 10
  • Median year structure built1986

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bandera

How Bandera gets to work

  • Workers 16 and over who commute324 plus or minus 187
  • Commuting under 15 minutes147 plus or minus 90
  • Share commuting under 15 minutes45.4 percent plus or minus 9.1
  • Commuting 30 minutes or more168 plus or minus 117
  • Share commuting 30 minutes or more51.9 percent plus or minus 20.4
  • Drove alone86.3 percent
  • Carpooled9.3 percent plus or minus 14.3
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home3.3 percent plus or minus 4.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Bandera

SBA loans in Bandera (7(a))

  • Approvals4
  • Gross approval$3,329,200
  • Average approval$832,300
  • Median approval$43,000
  • Largest approval$3,218,200
  • Jobs supported17
  • Jobs per approval4.3
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more25.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS4

Counted by borrower city: approvals to borrowers whose address is in Bandera, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Bandera

SBA loans in Bandera (504)

  • Approvals3
  • Gross approval$4,211,000
  • Average approval$1,403,667
  • Median approval$1,715,000
  • Largest approval$2,420,000
  • Jobs supported41
  • Loans with a final outcome2
  • Charged off1
  • Median term300 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Bandera, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Bandera

Flood risk in Bandera

  • NFIP communityCity of Bandera
  • NFIP community number480021
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date05/15/20

The City of Bandera participates in the National Flood Insurance Program as community 480021 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Bandera County, not Bandera

Bandera County context, not Bandera figures

  • Establishments in Bandera County428
  • Covered employment, Bandera County3,679
  • Average annual pay, Bandera County$45,515
  • Housing units permitted, Bandera County2

Every figure in this section is published for Bandera County as a whole and is not a measurement of Bandera.

All Bandera County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Bandera questions, answered from the record.

How many people live in Bandera, Texas?

655, in 289 households. Bandera city covers 1.14 square miles of land, which is 575 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Bandera in?

Bandera County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Bandera?

$45,625. The median owner-occupied home is valued at $238,800. Median gross rent is $1,112 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Bandera businesses?

4 7(a) approvals totaling $3.3 m since FY2020, across 4 lenders, median approval $43,000, plus 3 504 approvals worth $4.2 m since FY2010. These count approvals to borrowers whose address is in Bandera, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Bandera borrowers get paid back?

No rate is published for Bandera. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Bandera in the National Flood Insurance Program?

Yes. Bandera appears in the FEMA Community Status Book as Bandera, city of, community 480021, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Bandera figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bandera County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bandera.

Is zoning published for Bandera?

No. Nothing on this page presents parcel level zoning.