Bowie County, Texas: commercial real estate data.
Bowie County, Texas had an estimated 91,992 residents on July 1, 2024, down 1.0 percent since the 2020 census base of 92,892, across 885 square miles. County output reached $5.21 bn in 2024, 2,273 establishments operate here, and the SBA record carries 36 7(a) approvals worth $37.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bowie County
How many people live in Bowie County
- Population, American Community Survey 2020-202492,115
- Households35,073
- Average household size2.63
- Median household income$59,803
- Median age38.5
- Median gross rent$988 per month
- Median owner-occupied home value$173,000
- Home value to household income2.9 times
- Annual rent as a share of median income19.8 percent
- Adults 25 and over with a bachelor degree or higher23.6 percent
- Adults 25 and over with a graduate degree8.8 percent
- Adults 25 and over62,425
- Population under 1821,902
- Share under 1823.8 percent
- Population 65 and over16,165
- Share 65 and over17.5 percent
- Working age population, 18 to 6454,048
- Civilian labor force40,054
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over57.0 percent
- Rank by population among Texas counties44th of 254
- Rank by population among US county-equivalents, Puerto Rico included664th of 3,222
Bowie County is the 44th largest of 254 Texas counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.8 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bowie County
Is Bowie County's population growing?
- Population, July 1, 202491,992
- Census 2020 base population92,892
- Population change since the 2020 census base-0.97 percent
- Population change, 2023 to 2024300
- Births, 2024999
- Deaths, 20241,232
- Natural change, 2024-233
- Net domestic migration, 2024311
- Net international migration, 2024223
- Total net migration, 2024534
- Cumulative net domestic migration, 2021 to 2024-366
- Rank by growth among US county-equivalents2180th of 3,144
The county has lost 0.97 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bowie County
Where are people moving to Bowie County from?
- Tax returns filed by households arriving2,511
- People arriving, from those returns4,710
- Tax returns filed by households leaving2,519
- Net household movement-8
- Adjusted gross income arriving$130.9 m
- Net adjusted gross income movement$1.0 m
- Average income of an arriving household$52,135
- Average income of a leaving household$51,557
- Largest single originMiller County (600 households)
- Largest single destinationMiller County (630 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Miller County | 600 | 1,206 | $24.1 m |
| Cass County | 135 | 278 | $6.1 m |
| Dallas County | 99 | 159 | $4.8 m |
| Tarrant County | 73 | 134 | $5.2 m |
| Little River County | 51 | 93 | $2.5 m |
| Hempstead County | 50 | 102 | $2.6 m |
| Denton County | 46 | 74 | $3.3 m |
| Collin County | 44 | 85 | $3.2 m |
Households arriving report $578 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Miller County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bowie County
What is the Bowie County economy?
- County GDP, 2024$5.21 bn
- County GDP, 2023$4.92 bn
- GDP change, 2023 to 20246.0 percent
- GDP change over five years35.3 percent
- Rank by GDP among the Texas areas BEA publishes55th of 254
- Rank by GDP among the US county areas BEA publishes699th of 3,127
- GDP per resident$56,608
Output grew 6.0 percent in the latest year and 35.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bowie County
Employment by industry in Bowie County
- Covered employment, annual average42,229
- Establishments reporting2,482
- Average annual pay$53,061
- Average weekly wage$1,020
- Health care and social assistance, employment7,687
- Health care and social assistance, average annual pay$60,716
- Retail trade, employment6,007
- Retail trade, average annual pay$38,083
- Accommodation and food services, employment4,791
- Accommodation and food services, average annual pay$21,548
- Manufacturing, employment2,390
- Manufacturing, average annual pay$68,168
- Wholesale trade, employment2,046
- Construction, employment1,986
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 7,687 | 368 | $60,716 |
| Retail trade | 6,007 | 379 | $38,083 |
| Accommodation and food services | 4,791 | 199 | $21,548 |
| Manufacturing | 2,390 | 87 | $68,168 |
| Wholesale trade | 2,046 | 110 | $70,342 |
| Construction | 1,986 | 185 | $60,649 |
| Administrative and support and waste management services | 1,836 | 160 | $40,815 |
| Finance and insurance | 1,213 | 184 | $69,607 |
Health care and social assistance is the largest private sector at 7,687 jobs, 18.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bowie County
How many businesses are in Bowie County?
- Establishments, all industries2,273
- Employment at those establishments33,330
- Annual payroll$1.54 bn
- Establishments per 1,000 residents24.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Bowie County
Building permits in Bowie County
- Housing units authorized by permit, 2024135
- Declared construction value permitted$23.9 m
- Single family units authorized56
- Multifamily units authorized79
- Multifamily share of units58.5 percent
- Average declared value per unit$177,350
- Units authorized per 1,000 households3.8
Multifamily is 58.5 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Bowie County
SBA loans in Bowie County (7(a) and 504)
- 7(a) approvals recorded36
- 7(a) gross approval dollars$37.7 m
- Average 7(a) approval$1,047,753
- Median 7(a) approval$615,500
- 10th percentile approval$71,000
- 90th percentile approval$3,040,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)619
- Jobs per approval17.2
- Distinct 7(a) lenders active23
- Distinct industries receiving approvals28
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms12
- Loans on working capital terms, 120 months or shorter19
- Franchise loans10
- Franchise share of approvals27.8 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (5)
- Most active lenderThe Huntington National Bank (5)
- 504 approvals recorded16
- 504 gross approval dollars$22.6 m
- Average 504 approval$1,414,250
- Median 504 approval$574,500
- Distinct CDCs active5
- 504 jobs per approval20.8
- 504 jobs per million dollars approved14.7
- Most active CDCSBA CLSC Servicing (8)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$60.3 m
The average approval of $1,047,753 sits well above the median of $615,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 33.3 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bowie County
SBA loan default and charge-off rates in Bowie County
Do SBA loans in Bowie County get paid back?
- Loans with a final outcome recorded6
- Paid in full4
- Charged off2
- Status: Charged off2
- Status: Cancelled4
- Status: Exempt from disclosure24
- Status: Paid in full4
- Status: Committed, not yet disbursed2
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bowie County
SBA lending by place in Bowie County
- Borrower cities with recorded lending4
- Texarkana, approvals33
- New Boston, approvals1
- Pasadena, approvals1
- Nash, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Texarkana | 33 | $32,696,100 |
| New Boston | 1 | $3,500,000 |
| Pasadena | 1 | $1,130,000 |
| Nash | 1 | $393,000 |
Texarkana accounts for 33 approvals against 1 in New Boston. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bowie County
How large is Bowie County?
- Land area885 sq mi
- Rank by land area among Texas counties166th of 254
- Width, east to west40.6 mi
- Height, north to south31.9 mi
- Geographies sharing a boundary6
- Residents per square mile of land104
- Establishments per square mile2.57
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bowie County
Flood risk in Bowie County
- Participation of the county's own NFIP community Bowie County, unincorporated areasParticipating, community 481194
- Communities in the county in the NFIP Community Status Book11
- Of those, participating in the NFIP9
- NFIP participation rate81.8 percent
- Communities carrying a CRS class0
- Radon levels in Bowie County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Bowie County (community 481194), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Bowie County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 81.8 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Bowie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bowie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202492,115
- Households35,073
- Average household size2.63
- Median household income$59,803
- Median age38.5
Common questions
Bowie County questions, answered from the record.
How many people live in Bowie County, Texas?
The Census Bureau estimates 91,992 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 92,115, in 35,073 households, ranking 44th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bowie County's population growing?
The population has fallen 0.97 percent since the 2020 census base of 92,892, to 91,992 on July 1, 2024. In 2024 there were 999 births against 1,232 deaths, with net migration of 534. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bowie County?
$59,803. The median owner-occupied home is valued at $173,000, which is 2.9 times income, and median gross rent is $988 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Bowie County?
2,273 establishments, employing 33,330 people with an annual payroll of $1.54 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Bowie County?
Health care and social assistance is the largest private sector at 7,687 jobs, 18.2 percent of covered employment. Covered employment averages 42,229 jobs at an average annual pay of $53,061, or $1,020 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bowie County?
36 7(a) approvals totaling $37.7 m since FY2020, across 23 lenders, with a median approval of $615,500, plus 16 504 approvals worth $22.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Bowie County?
135 housing units were authorized by permit in 2024, with a declared construction value of $23.9 m. Multifamily was 58.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bowie County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bowie County come from?
The largest single origin is Miller County, with 600 households. Arriving households report an average income of $52,135 against $51,557 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bowie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bowie County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Bowie County
Cities and places in Bowie.
10 Census places lie wholly or partly in Bowie County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Texarkana | city | 35,992 | 33 | Wholly in this county |
| Wake Village | city | 5,867 | None recorded | Wholly in this county |
| New Boston | city | 4,571 | 1 | Wholly in this county |
| Nash | city | 4,032 | 1 | Wholly in this county |
| Hooks | city | 2,299 | None recorded | Wholly in this county |
| De Kalb | city | 1,976 | None recorded | Wholly in this county |
| Red Lick | city | 1,333 | None recorded | Wholly in this county |
| Maud | city | 988 | None recorded | Wholly in this county |
| Redwater | city | 747 | None recorded | Wholly in this county |
| Leary | city | 540 | None recorded | Wholly in this county |
A further 1 of the county's 36 SBA 7(a) approvals are to borrowers in cities that match no Census place in Bowie County, the largest being Pasadena (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.