Brazos County, Texas: commercial real estate data.
Brazos County, Texas has a population of 242,311 across 585 square miles, up 6.8 percent since the 2020 census base. County output reached $15.75 bn in 2024, 4,972 establishments operate here, and the SBA record carries 155 7(a) approvals worth $104.4 m.
128 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Brazos County
How many people live in Brazos County
- Population242,311
- Households91,087
- Average household size2.66
- Median household income$58,553
- Median age26.8
- Median gross rent$1,193 per month
- Median owner-occupied home value$296,000
- Home value to household income5.1 times
- Annual rent as a share of median income24.4 percent
- Adults 25 and over with a bachelor degree or higher43.0 percent
- Adults 25 and over with a graduate degree19.2 percent
- Adults 25 and over129,071
- Population under 1848,785
- Share under 1820.1 percent
- Population 65 and over24,712
- Share 65 and over10.2 percent
- Working age population, 18 to 64168,814
- Civilian labor force124,122
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over64.1 percent
- Rank by population among Texas counties23rd of 254
- Rank by population among US county-equivalents294th
Brazos County is the 23rd largest of 254 Texas counties by population. A median home costs 5.1 times median household income, which is a stretched ownership market and usually shows up as rental demand. Residents under 18 outnumber those 65 and over, at 20.1 percent against 10.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Brazos County
Is Brazos County's population growing?
- Population change since the 2020 census base6.75 percent
- Census 2020 base population233,849
- Births, 20242,775
- Deaths, 20241,289
- Natural change, 20241,486
- Net domestic migration, 2024-1,918
- Net international migration, 20242,763
- Total net migration, 2024845
- Cumulative net domestic migration, 2021 to 20242,568
- Rank by growth among US county-equivalents323rd
The county has grown 6.75 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Brazos County
Where are people moving to Brazos County from?
- Tax returns filed by households arriving7,017
- People arriving, from those returns11,979
- Adjusted gross income arriving$472.8 m
- Net adjusted gross income movement$0
- Average income of an arriving household$67,380
- Largest single originBrazos County Non-migrants (67,694 households)
- Largest single destination (67,694 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Brazos County Non-migrants | 67,694 | 141,101 | $6.11 bn |
| Other flows - Different State | 1,942 | 3,400 | $133.0 m |
| Other flows - South | 776 | 1,368 | $53.8 m |
| Harris County | 767 | 1,262 | $61.8 m |
| Other flows - Same State | 764 | 1,263 | $50.0 m |
| Other flows - West | 499 | 955 | $37.8 m |
| Other flows - Midwest | 415 | 683 | $26.1 m |
| Other flows - Northeast | 252 | 394 | $15.3 m |
The largest single source of arrivals is Brazos County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Brazos County
What is the Brazos County economy?
- County GDP, 2024$15.75 bn
- County GDP, 2023$14.88 bn
- GDP change, 2023 to 20245.8 percent
- GDP change over five years44.7 percent
- Rank by GDP among Texas counties26th
- Rank by GDP among US county-equivalents315th
- GDP per resident$64,980
Output grew 5.8 percent in the latest year and 44.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Brazos County
Largest employers in Brazos County
- Covered employment, annual average123,468
- Establishments reporting5,241
- Average annual pay$54,374
- Average weekly wage$1,046
- Sector 72, employment17,041
- Sector 72, average annual pay$23,719
- Sector 62, employment13,654
- Sector 62, average annual pay$62,460
- Sector 44-45, employment11,708
- Sector 44-45, average annual pay$36,624
- Sector 54, employment6,790
- Sector 54, average annual pay$81,998
- Sector 31-33, employment5,584
- Sector 23, employment5,022
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 17,041 | 556 | $23,719 |
| Sector 62 | 13,654 | 536 | $62,460 |
| Sector 44-45 | 11,708 | 644 | $36,624 |
| Sector 54 | 6,790 | 613 | $81,998 |
| Sector 31-33 | 5,584 | 159 | $56,873 |
| Sector 23 | 5,022 | 498 | $65,294 |
| Sector 56 | 4,417 | 357 | $87,130 |
| Sector 81 | 2,907 | 371 | $51,393 |
The largest sector is the biggest private employer group at 17,041 jobs, 13.8 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Brazos County
How many businesses are in Brazos County?
- Establishments, all industries4,972
- Employment at those establishments80,204
- Annual payroll$3.84 bn
- Establishments per 1,000 residents20.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Brazos County
Building permits in Brazos County
- Housing units authorised by permit, 20242,211
- Declared construction value permitted$460.5 m
- Single family units authorised1,378
- Multifamily units authorised833
- Multifamily share of units37.7 percent
- Average declared value per unit$208,276
- Units authorised per 1,000 households24.3
Multifamily is 37.7 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Brazos County
SBA loans in Brazos County (7(a) and 504)
- 7(a) approvals recorded155
- 7(a) gross approval dollars$104.4 m
- Average 7(a) approval$673,652
- Median 7(a) approval$300,000
- 10th percentile approval$50,000
- 90th percentile approval$1,491,300
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)2,085
- Jobs per approval13.5
- Distinct 7(a) lenders active61
- Distinct industries receiving approvals78
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.3 percent
- Loans on real estate terms19
- Loans on working capital terms, 120 months or shorter116
- Franchise loans42
- Franchise share of approvals27.1 percent
- Leading industry by approval countFull-Service Restaurants (8)
- Most active lenderThe Huntington National Bank (15)
- 504 approvals recorded77
- 504 gross approval dollars$105.3 m
- Average 504 approval$1,366,909
- Median 504 approval$983,000
- Distinct CDCs active11
- 504 jobs per approval16.2
- 504 jobs per million dollars approved11.8
- Most active CDCCapital Certified Development Corporation (38)
- 7(a) share of SBA approvals66.8 percent
- Combined SBA approval dollars$209.7 m
The average approval of $673,652 sits well above the median of $300,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 12.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Brazos County
SBA loan default and charge-off rates in Brazos County
Do SBA loans in Brazos County get paid back?
- Loans with a final outcome recorded26
- Paid in full24
- Charged off2
- Charge off rate on resolved loans7.7 percent
- Status: Paid in full24
- Status: Exempt from disclosure101
- Status: Charged off2
- Status: Cancelled16
- Status: Committed, not yet disbursed12
Of the 26 loans that have reached a final outcome, 7.7 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Brazos County
SBA lending by place in Brazos County
- Places in the county with recorded lending5
- COLLEGE STATION, approvals99
- BRYAN, approvals53
- Houston, approvals1
- Wallis, approvals1
- College Station LLC, approvals1
| Place | Approvals | Gross approval dollars |
|---|---|---|
| COLLEGE STATION | 99 | $70,241,300 |
| BRYAN | 53 | $33,784,900 |
| Houston | 1 | $100,000 |
| Wallis | 1 | $214,800 |
| College Station LLC | 1 | $75,000 |
COLLEGE STATION accounts for 99 approvals against 53 in BRYAN. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Brazos County
How large is Brazos County?
- Land area585 sq mi
- Rank by land area among Texas counties231st of 254
- Width, east to west31.1 mi
- Height, north to south44.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land414
- Establishments per square mile8.50
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Brazos County
Flood risk in Brazos County
- Communities in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class2
- Radon levels in Brazos County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The EPA places Brazos County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class in Brazos County is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Brazos County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Brazos County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population242,311
- Households91,087
- Average household size2.66
- Median household income$58,553
- Median age26.8
Common questions
Brazos County questions, answered from the record.
How many people live in Brazos County, Texas?
242,311, in 91,087 households, ranking 23rd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Brazos County's population growing?
The population has grown 6.75 percent since the 2020 census base. In 2024 there were 2,775 births against 1,289 deaths, with net migration of 845. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Brazos County?
$58,553. The median owner-occupied home is valued at $296,000, which is 5.1 times income, and median gross rent is $1,193 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Brazos County?
4,972 establishments, employing 80,204 people with an annual payroll of $3.84 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Brazos County?
Average annual pay is $54,374, or $1,046 a week, across 123,468 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Brazos County?
155 7(a) approvals totalling $104.4 m since FY2020, across 61 lenders, with a median approval of $300,000, plus 77 504 approvals worth $105.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Brazos County get paid back?
Of the 26 loans that have reached a final outcome, 24 were paid in full and 2 charged off, a charge off rate of 7.7 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Brazos County?
2,211 housing units were authorised by permit in 2024, with a declared construction value of $460.5 m. Multifamily was 37.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Brazos County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Brazos County come from?
The largest single origin is Brazos County Non-migrants, with 67,694 households. Arriving households report an average income of $67,380 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Brazos County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Brazos County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Brazos County
Cities and places in Brazos.
6 Census places lie wholly or partly in Brazos County. 6 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| College Station | city | 124,570 | 100 | Wholly in this county |
| Bryan | city | 87,939 | 53 | Wholly in this county |
| Navasota | city | 8,542 | 11 | 2.3 percent here, 97.7 percent Grimes County |
| Lake Bryan | CDP | 2,165 | None recorded | Wholly in this county |
| Kurten | town | 555 | None recorded | Wholly in this county |
| Wixon Valley | city | 200 | None recorded | Wholly in this county |
A further 1 SBA approvals in Brazos County are recorded against borrower cities that match no Census place, the largest being College Station Llc. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.