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Brazos County, Texas: commercial real estate data.

Brazos County, Texas had an estimated 249,624 residents on July 1, 2024, up 6.7 percent since the 2020 census base of 233,849, across 585 square miles. County output reached $15.75 bn in 2024, 4,972 establishments operate here, and the SBA record carries 155 7(a) approvals worth $104.4 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Brazos County

How many people live in Brazos County

  • Population, American Community Survey 2020-2024242,311
  • Households91,087
  • Average household size2.66
  • Median household income$58,553
  • Median age26.8
  • Median gross rent$1,193 per month
  • Median owner-occupied home value$296,000
  • Home value to household income5.1 times
  • Annual rent as a share of median income24.4 percent
  • Adults 25 and over with a bachelor degree or higher43.0 percent
  • Adults 25 and over with a graduate degree19.2 percent
  • Adults 25 and over129,071
  • Population under 1848,785
  • Share under 1820.1 percent
  • Population 65 and over24,712
  • Share 65 and over10.2 percent
  • Working age population, 18 to 64168,814
  • Civilian labor force124,122
  • Unemployment rate4.7 percent
  • Labor force participation, adults 18 and over64.1 percent
  • Rank by population among Texas counties23rd of 254
  • Rank by population among US county-equivalents, Puerto Rico included294th of 3,222

Brazos County is the 23rd largest of 254 Texas counties by population. A median home costs 5.1 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 20.1 percent against 10.2 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Brazos County

Is Brazos County's population growing?

  • Population, July 1, 2024249,624
  • Census 2020 base population233,849
  • Population change since the 2020 census base6.75 percent
  • Population change, 2023 to 20242,361
  • Births, 20242,775
  • Deaths, 20241,289
  • Natural change, 20241,486
  • Net domestic migration, 2024-1,918
  • Net international migration, 20242,763
  • Total net migration, 2024845
  • Cumulative net domestic migration, 2021 to 20242,568
  • Rank by growth among US county-equivalents323rd of 3,144

The county has grown 6.75 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Brazos County

Where are people moving to Brazos County from?

  • Tax returns filed by households arriving7,017
  • People arriving, from those returns11,979
  • Tax returns filed by households leaving7,535
  • Net household movement-518
  • Adjusted gross income arriving$472.8 m
  • Net adjusted gross income movement$39.6 m
  • Average income of an arriving household$67,380
  • Average income of a leaving household$57,494
  • Largest single originHarris County (767 households)
  • Largest single destinationHarris County (873 households)
Largest origins of households moving into Brazos County
OriginHouseholdsPeopleAdjusted gross income
Harris County7671,262$61.8 m
Montgomery County220346$16.1 m
Travis County216344$18.1 m
Grimes County207384$8.4 m
Robertson County175325$6.8 m
Williamson County166294$10.7 m
Dallas County161242$8.2 m
Bexar County160283$10.4 m

Households arriving report $9,886 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Harris County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Brazos County

What is the Brazos County economy?

  • County GDP, 2024$15.75 bn
  • County GDP, 2023$14.88 bn
  • GDP change, 2023 to 20245.8 percent
  • GDP change over five years44.7 percent
  • Rank by GDP among the Texas areas BEA publishes26th of 254
  • Rank by GDP among the US county areas BEA publishes315th of 3,127
  • GDP per resident$64,980

Output grew 5.8 percent in the latest year and 44.7 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Brazos County

Employment by industry in Brazos County

  • Covered employment, annual average123,468
  • Establishments reporting5,241
  • Average annual pay$54,374
  • Average weekly wage$1,046
  • Accommodation and food services, employment17,041
  • Accommodation and food services, average annual pay$23,719
  • Health care and social assistance, employment13,654
  • Health care and social assistance, average annual pay$62,460
  • Retail trade, employment11,708
  • Retail trade, average annual pay$36,624
  • Professional, scientific and technical services, employment6,790
  • Professional, scientific and technical services, average annual pay$81,998
  • Manufacturing, employment5,584
  • Construction, employment5,022
Private sector employment and pay by industry, Brazos County
SectorEmploymentEstablishmentsAverage annual pay
Accommodation and food services17,041556$23,719
Health care and social assistance13,654536$62,460
Retail trade11,708644$36,624
Professional, scientific and technical services6,790613$81,998
Manufacturing5,584159$56,873
Construction5,022498$65,294
Administrative and support and waste management services4,417357$87,130
Other services, except public administration2,907371$51,393

Accommodation and food services is the largest private sector at 17,041 jobs, 13.8 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Brazos County

How many businesses are in Brazos County?

  • Establishments, all industries4,972
  • Employment at those establishments80,204
  • Annual payroll$3.84 bn
  • Establishments per 1,000 residents20.5

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Brazos County

Building permits in Brazos County

  • Housing units authorized by permit, 20242,211
  • Declared construction value permitted$460.5 m
  • Single family units authorized1,378
  • Multifamily units authorized833
  • Multifamily share of units37.7 percent
  • Average declared value per unit$208,276
  • Units authorized per 1,000 households24.3

Single-family homes are 62.3 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Brazos County

SBA loans in Brazos County (7(a) and 504)

  • 7(a) approvals recorded155
  • 7(a) gross approval dollars$104.4 m
  • Average 7(a) approval$673,652
  • Median 7(a) approval$300,000
  • 10th percentile approval$50,000
  • 90th percentile approval$1,490,780
  • Largest single approval$5,000,000
  • Jobs reported supported, 7(a)2,085
  • Jobs per approval13.5
  • Distinct 7(a) lenders active61
  • Distinct industries receiving approvals78
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer12.3 percent
  • Loans on real estate terms19
  • Loans on working capital terms, 120 months or shorter116
  • Franchise loans42
  • Franchise share of approvals27.1 percent
  • Most active lenderThe Huntington National Bank (15)
  • 504 approvals recorded77
  • 504 gross approval dollars$105.3 m
  • Average 504 approval$1,366,909
  • Median 504 approval$983,000
  • Distinct CDCs active11
  • 504 jobs per approval16.2
  • 504 jobs per million dollars approved11.8
  • Most active CDCCapital Certified Development Corporation (38)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$209.7 m

The average approval of $673,652 sits well above the median of $300,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 12.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Brazos County

SBA loan default and charge-off rates in Brazos County

Do SBA loans in Brazos County get paid back?

  • Loans with a final outcome recorded26
  • Paid in full24
  • Charged off2
  • Status: Paid in full24
  • Status: Exempt from disclosure101
  • Status: Charged off2
  • Status: Cancelled16
  • Status: Committed, not yet disbursed12

Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Brazos County

SBA lending by place in Brazos County

  • Borrower cities with recorded lending5
  • College Station, approvals99
  • Bryan, approvals53
  • Wallis, approvals1
  • Houston, approvals1
  • College Station Llc, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Brazos County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
College Station99$70,241,300
Bryan53$33,784,900
Wallis1$214,800
Houston1$100,000
College Station Llc1$75,000

College Station accounts for 99 approvals against 53 in Bryan. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Brazos County

How large is Brazos County?

  • Land area585 sq mi
  • Rank by land area among Texas counties231st of 254
  • Width, east to west31.1 mi
  • Height, north to south44.4 mi
  • Geographies sharing a boundary5
  • Residents per square mile of land414
  • Establishments per square mile8.50

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Brazos County

Flood risk in Brazos County

  • Participation of the county's own NFIP community Brazos County, unincorporated areasParticipating, community 481195
  • Communities in the county in the NFIP Community Status Book4
  • Of those, participating in the NFIP4
  • NFIP participation rate100.0 percent
  • Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
  • Communities carrying a CRS class2
  • Radon levels in Brazos County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The county's own community in the status book, unincorporated Brazos County (community 481195), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Brazos County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Brazos County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Brazos County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-2024242,311
  • Households91,087
  • Average household size2.66
  • Median household income$58,553
  • Median age26.8

How a feasibility study works →

Common questions

Brazos County questions, answered from the record.

How many people live in Brazos County, Texas?

The Census Bureau estimates 249,624 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 242,311, in 91,087 households, ranking 23rd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Brazos County's population growing?

The population has grown 6.75 percent since the 2020 census base of 233,849, to 249,624 on July 1, 2024. In 2024 there were 2,775 births against 1,289 deaths, with net migration of 845. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Brazos County?

$58,553. The median owner-occupied home is valued at $296,000, which is 5.1 times income, and median gross rent is $1,193 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Brazos County?

4,972 establishments, employing 80,204 people with an annual payroll of $3.84 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Brazos County?

Accommodation and food services is the largest private sector at 17,041 jobs, 13.8 percent of covered employment. Covered employment averages 123,468 jobs at an average annual pay of $54,374, or $1,046 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Brazos County?

155 7(a) approvals totaling $104.4 m since FY2020, across 61 lenders, with a median approval of $300,000, plus 77 504 approvals worth $105.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Brazos County?

2,211 housing units were authorized by permit in 2024, with a declared construction value of $460.5 m. Multifamily was 37.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Brazos County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Brazos County come from?

The largest single origin is Harris County, with 767 households. Arriving households report an average income of $67,380 against $57,494 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Brazos County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Brazos County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Brazos County

Cities and places in Brazos.

6 Census places lie wholly or partly in Brazos County. All 6 carry enough published place level data for a page of their own and are linked.

Census places in Brazos County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Brazos County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
College Stationcity124,57099Wholly in this county
Bryancity87,93953Wholly in this county
Navasotacity8,542None recorded2.3 percent here, 97.7 percent Grimes County
Lake BryanCDP2,165None recordedWholly in this county
Kurtentown555None recordedWholly in this county
Wixon Valleycity200None recordedWholly in this county

A further 3 of the county's 155 SBA 7(a) approvals are to borrowers in cities that match no Census place in Brazos County, the largest being Wallis (1), Houston (1), College Station Llc (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.