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Brownwood, Texas: commercial real estate data.
Brownwood is a Census city of 18,777 people across 14.92 square miles of land, in Brown County. Median household income is $48,981, 54.8 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $12.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Brownwood
What Brownwood is
- Census place typecity
- Land area14.92 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,258
- County holding the largest share of its areaBrown County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brownwood
How many people live in Brownwood
- Population18,777
- Median age37.6
- Population under 184,080
- Share under 1821.7 percent
- Population 65 and over3,216
- Share 65 and over17.1 percent
- Households7,399
- Family households4,148
- Share of households that are families56.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brownwood
Income and work in Brownwood
- Median household income$48,981
- Per capita income$29,291
- Civilian labor force8,922
- Employed8,490
- Unemployed432 plus or minus 176
- Unemployment rate4.8 percent plus or minus 2.0
- Adults 25 and over12,436
- Adults 25 and over with a high school diploma or higher87.1 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree5.8 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brownwood
Housing in Brownwood
- Housing units8,671
- Occupied units7,399
- Vacant units1,272 plus or minus 263
- Vacancy rate14.7 percent plus or minus 3.0
- Owner occupied4,052
- Renter occupied3,347
- Ownership rate54.8 percent
- Median owner-occupied home value$144,400
- Median gross rent, monthly$882
- Annual rent as a share of median income21.6 percent
- Single family units5,812
- Share single family67.0 percent
- Units in buildings of two or more2,583
- Share in buildings of two or more29.8 percent
- Mobile homes264 plus or minus 111
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brownwood
How Brownwood gets to work
- Workers 16 and over who commute8,125
- Commuting under 15 minutes5,923
- Share commuting under 15 minutes72.9 percent
- Commuting 30 minutes or more678 plus or minus 209
- Share commuting 30 minutes or more8.3 percent plus or minus 2.5
- Drove alone81.4 percent
- Carpooled11.6 percent plus or minus 3.3
- Public transport1.4 percent plus or minus 2.1
- Walked1.7 percent plus or minus 1.2
- Worked from home3.6 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Brownwood
SBA loans in Brownwood (7(a))
- Approvals17
- Gross approval$12,910,400
- Average approval$759,435
- Median approval$523,800
- Largest approval$2,756,000
- Jobs supported182
- Jobs per approval10.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term251 months
- Share on real estate terms of 20 years or more52.9 percent
- Share to franchises23.5 percent
- Distinct lenders9
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Brownwood, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Brownwood
SBA loans in Brownwood (504)
- Approvals7
- Gross approval$1,834,000
- Average approval$262,000
- Median approval$157,000
- Largest approval$753,000
- Jobs supported15
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Brownwood, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Brownwood
Flood risk in Brownwood
- NFIP communityCity of Brownwood
- NFIP community number480087
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/18
The City of Brownwood participates in the National Flood Insurance Program as community 480087 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Brown County, not Brownwood
Brown County context, not Brownwood figures
- Establishments in Brown County885
- Covered employment, Brown County15,850
- Average annual pay, Brown County$48,140
- Housing units permitted, Brown County148
Every figure in this section is published for Brown County as a whole and is not a measurement of Brownwood.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Brownwood questions, answered from the record.
How many people live in Brownwood, Texas?
18,777, in 7,399 households. Brownwood city covers 14.92 square miles of land, which is 1,258 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Brownwood in?
Brown County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Brownwood?
$48,981. The median owner-occupied home is valued at $144,400. Median gross rent is $882 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Brownwood businesses?
17 7(a) approvals totaling $12.9 m since FY2020, across 9 lenders, median approval $523,800, plus 7 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Brownwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Brownwood borrowers get paid back?
No rate is published for Brownwood. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Brownwood in the National Flood Insurance Program?
Yes. Brownwood appears in the FEMA Community Status Book as Brownwood, city of, community 480087, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Brownwood figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brown County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Brownwood.
Is zoning published for Brownwood?
No. Nothing on this page presents parcel level zoning.
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