HomeTexasCaldwell CountyLuling
Luling, Texas: commercial real estate data.
Luling is a Census city of 5,531 people across 5.51 square miles of land, lying across Caldwell County and Guadalupe County. Median household income is $54,818, 63.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $6.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Luling
What Luling is
- Census place typecity
- Land area5.51 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,004
- County holding the largest share of its areaCaldwell County, 91.4 percent
- Counties this place lies inCaldwell County 91.4 percent, Guadalupe County 8.6 percent
Luling crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luling
How many people live in Luling
- Population5,531
- Median age48.7
- Population under 18869 plus or minus 267
- Share under 1815.7 percent plus or minus 4.8
- Population 65 and over1,542 plus or minus 343
- Share 65 and over27.9 percent plus or minus 6.2
- Households2,519
- Family households1,529
- Share of households that are families60.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luling
Income and work in Luling
- Median household income$54,818
- Per capita income$30,441
- Civilian labor force2,785
- Employed2,709
- Unemployed76 plus or minus 69
- Unemployment rate2.7 percent plus or minus 2.5
- Adults 25 and over4,183
- Adults 25 and over with a high school diploma or higher75.3 percent
- Adults 25 and over with a bachelor degree or higher11.8 percent plus or minus 4.3
- Adults 25 and over with a graduate degree4.0 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luling
Housing in Luling
- Housing units2,671
- Occupied units2,519
- Vacant units152 plus or minus 107
- Vacancy rate5.7 percent plus or minus 4.0
- Owner occupied1,602
- Renter occupied917 plus or minus 296
- Ownership rate63.6 percent
- Median owner-occupied home value$210,300
- Median gross rent, monthly$1,021 plus or minus $360
- Annual rent as a share of median income22.4 percent plus or minus 8.6
- Single family units1,898
- Share single family71.1 percent
- Units in buildings of two or more706 plus or minus 293
- Share in buildings of two or more26.4 percent plus or minus 10.7
- Mobile homes67 plus or minus 78
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luling
How Luling gets to work
- Workers 16 and over who commute2,548
- Commuting under 15 minutes1,084 plus or minus 336
- Share commuting under 15 minutes42.5 percent plus or minus 12.1
- Commuting 30 minutes or more1,195 plus or minus 323
- Share commuting 30 minutes or more46.9 percent plus or minus 11.3
- Drove alone81.4 percent
- Carpooled10.4 percent plus or minus 6.7
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.7
- Worked from home5.9 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Luling
SBA loans in Luling (7(a))
- Approvals3
- Gross approval$6,766,300
- Average approval$2,255,433
- Median approval$1,881,300
- Largest approval$4,389,000
- Jobs supported28
- Jobs per approval9.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Luling, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Luling
SBA loans in Luling (504)
- Approvals1
- Gross approval$1,561,000
- Average approval$1,561,000
- Median approval$1,561,000
- Largest approval$1,561,000
- Jobs supported10
- Loans with a final outcome1
- Charged off1
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Luling, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Luling
Flood risk in Luling
- NFIP communityCity of Luling
- NFIP community number480096
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/10/26
The City of Luling participates in the National Flood Insurance Program as community 480096 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Caldwell County, not Luling
Caldwell County context, not Luling figures
- Establishments in Caldwell County733
- Covered employment, Caldwell County10,350
- Average annual pay, Caldwell County$52,985
- Housing units permitted, Caldwell County529
Every figure in this section is published for Caldwell County as a whole and is not a measurement of Luling.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Luling questions, answered from the record.
How many people live in Luling, Texas?
5,531, in 2,519 households. Luling city covers 5.51 square miles of land, which is 1,004 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Luling in?
Luling lies in more than one. By area it is 91.4 percent in Caldwell County, 8.6 percent in Guadalupe County. This page sits under Caldwell County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Luling?
$54,818. The median owner-occupied home is valued at $210,300. Median gross rent is $1,021 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Luling businesses?
3 7(a) approvals totaling $6.8 m since FY2020, across 3 lenders, median approval $1,881,300, plus 1 504 approvals worth $1.6 m since FY2010. These count approvals to borrowers whose address is in Luling, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Luling borrowers get paid back?
No rate is published for Luling. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Luling in the National Flood Insurance Program?
Yes. Luling appears in the FEMA Community Status Book as Luling, city of, community 480096, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Luling figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Caldwell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Luling.
Is zoning published for Luling?
No. Nothing on this page presents parcel level zoning.
Nearby