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Camp County, Texas: commercial real estate data.

Camp County, Texas had an estimated 13,164 residents on July 1, 2024, up 5.6 percent since the 2020 census base of 12,466, across 196 square miles. County output reached $538.6 m in 2024, 212 establishments operate here, and the SBA record carries 10 7(a) approvals worth $10.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Camp County

How many people live in Camp County

  • Population, American Community Survey 2020-202412,798
  • Households4,817
  • Average household size2.66
  • Median household income$58,843
  • Median age38.2
  • Median gross rent$801 per month
  • Median owner-occupied home value$173,100
  • Home value to household income2.9 times
  • Annual rent as a share of median income16.3 percent
  • Adults 25 and over with a bachelor degree or higher22.3 percent
  • Adults 25 and over with a graduate degree6.1 percent
  • Adults 25 and over8,329
  • Population under 183,359
  • Share under 1826.2 percent
  • Population 65 and over2,401
  • Share 65 and over18.8 percent
  • Working age population, 18 to 647,038
  • Civilian labor force5,757
  • Unemployment rate5.7 percent
  • Labor force participation, adults 18 and over61.0 percent
  • Rank by population among Texas counties148th of 254
  • Rank by population among US county-equivalents, Puerto Rico included2296th of 3,222

Camp County is the 148th largest of 254 Texas counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.2 percent against 18.8 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Camp County

Is Camp County's population growing?

  • Population, July 1, 202413,164
  • Census 2020 base population12,466
  • Population change since the 2020 census base5.60 percent
  • Population change, 2023 to 2024123
  • Births, 2024167
  • Deaths, 2024181
  • Natural change, 2024-14
  • Net domestic migration, 202495
  • Net international migration, 202441
  • Total net migration, 2024136
  • Cumulative net domestic migration, 2021 to 2024700
  • Rank by growth among US county-equivalents461st of 3,144

The county has grown 5.60 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Camp County

Where are people moving to Camp County from?

  • Tax returns filed by households arriving429
  • People arriving, from those returns877
  • Tax returns filed by households leaving345
  • Net household movement84
  • Adjusted gross income arriving$25.9 m
  • Net adjusted gross income movement$9.2 m
  • Average income of an arriving household$60,417
  • Average income of a leaving household$48,545
  • Largest single originTitus County (83 households)
  • Largest single destinationTitus County (73 households)
Largest origins of households moving into Camp County
OriginHouseholdsPeopleAdjusted gross income
Titus County83197$4.3 m
Upshur County3369$1.1 m
Dallas County2140$1.6 m
Morris County2042$1.1 m

Households arriving report $11,872 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Titus County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Camp County

What is the Camp County economy?

  • County GDP, 2024$538.6 m
  • County GDP, 2023$524.0 m
  • GDP change, 2023 to 20242.8 percent
  • GDP change over five years41.1 percent
  • Rank by GDP among the Texas areas BEA publishes186th of 254
  • Rank by GDP among the US county areas BEA publishes2360th of 3,127
  • GDP per resident$42,082

Output grew 2.8 percent in the latest year and 41.1 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Camp County

Employment by industry in Camp County

  • Covered employment, annual average3,814
  • Establishments reporting279
  • Average annual pay$47,606
  • Average weekly wage$916
  • Wholesale trade, employment356
  • Wholesale trade, average annual pay$68,360
  • Retail trade, employment328
  • Retail trade, average annual pay$36,076
  • Construction, employment245
  • Construction, average annual pay$73,751
  • Manufacturing, employment155
  • Manufacturing, average annual pay$42,075
  • Finance and insurance, employment93
  • Utilities, employment81
Private sector employment and pay by industry, Camp County
SectorEmploymentEstablishmentsAverage annual pay
Wholesale trade35614$68,360
Retail trade32840$36,076
Construction24535$73,751
Manufacturing15510$42,075
Finance and insurance9318$56,542
Utilities813$89,478
Professional, scientific and technical services8018$70,088
Transportation and warehousing94$54,811

Wholesale trade is the largest private sector at 356 jobs, 9.3 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Camp County

How many businesses are in Camp County?

  • Establishments, all industries212
  • Employment at those establishments2,848
  • Annual payroll$152.4 m
  • Establishments per 1,000 residents16.6

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Camp County

Building permits in Camp County

  • Housing units authorized by permit, 202432
  • Declared construction value permitted$9.0 m
  • Single family units authorized28
  • Multifamily units authorized4
  • Multifamily share of units12.5 percent
  • Average declared value per unit$280,424
  • Units authorized per 1,000 households6.6

Single-family homes are 87.5 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Camp County

SBA loans in Camp County (7(a) and 504)

  • 7(a) approvals recorded10
  • 7(a) gross approval dollars$10.5 m
  • Average 7(a) approval$1,046,600
  • Median 7(a) approval$864,500
  • Largest single approval$2,630,000
  • Jobs reported supported, 7(a)58
  • Jobs per approval5.8
  • Distinct 7(a) lenders active7
  • Distinct industries receiving approvals5
  • Median 7(a) term300 months
  • Share of loans on real estate terms, 240 months or longer70.0 percent
  • Loans on real estate terms7
  • Loans on working capital terms, 120 months or shorter2
  • Franchise loans3
  • Franchise share of approvals30.0 percent
  • Most active lenderMetro City Bank (3)
  • 504 approvals recorded3
  • 504 gross approval dollars$1.6 m
  • Average 504 approval$535,333
  • Median 504 approval$541,000
  • Distinct CDCs active3
  • 504 jobs per approval2.7
  • 504 jobs per million dollars approved5.0
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$12.1 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Camp County

SBA loan default and charge-off rates in Camp County

Do SBA loans in Camp County get paid back?

  • Loans with a final outcome recorded3
  • Paid in full3
  • Charged off0
  • Status: Exempt from disclosure6
  • Status: Paid in full3
  • Status: Cancelled1

Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Camp County

How large is Camp County?

  • Land area196 sq mi
  • Rank by land area among Texas counties252nd of 254
  • Width, east to west25.1 mi
  • Height, north to south11.5 mi
  • Geographies sharing a boundary5
  • Residents per square mile of land65
  • Establishments per square mile1.08

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Camp County

Flood risk in Camp County

  • Communities in the county in the NFIP Community Status Book1
  • Of those, participating in the NFIP1
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Camp County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The EPA places Camp County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Camp County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Camp County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202412,798
  • Households4,817
  • Average household size2.66
  • Median household income$58,843
  • Median age38.2

How a feasibility study works →

Common questions

Camp County questions, answered from the record.

How many people live in Camp County, Texas?

The Census Bureau estimates 13,164 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 12,798, in 4,817 households, ranking 148th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Camp County's population growing?

The population has grown 5.60 percent since the 2020 census base of 12,466, to 13,164 on July 1, 2024. In 2024 there were 167 births against 181 deaths, with net migration of 136. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Camp County?

$58,843. The median owner-occupied home is valued at $173,100, which is 2.9 times income, and median gross rent is $801 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Camp County?

212 establishments, employing 2,848 people with an annual payroll of $152.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Camp County?

Wholesale trade is the largest private sector at 356 jobs, 9.3 percent of covered employment. Covered employment averages 3,814 jobs at an average annual pay of $47,606, or $916 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Camp County?

10 7(a) approvals totaling $10.5 m since FY2020, across 7 lenders, with a median approval of $864,500, plus 3 504 approvals worth $1.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Camp County?

32 housing units were authorized by permit in 2024, with a declared construction value of $9.0 m. Multifamily was 12.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Camp County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Camp County come from?

The largest single origin is Titus County, with 83 households. Arriving households report an average income of $60,417 against $48,545 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Camp County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Camp County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Camp County

Cities and places in Camp.

2 Census places lie wholly or partly in Camp County. All 2 carry enough published place level data for a page of their own and are linked.

Census places in Camp County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Camp County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Pittsburgcity4,43210Wholly in this county
Rocky Moundtown62None recordedWholly in this county