HomeTexasCarson CountyPanhandle
Panhandle, Texas: commercial real estate data.
Panhandle is a Census town of 2,505 people across 2.12 square miles of land, in Carson County. Median household income is $85,870, 77.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $488,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Panhandle
What Panhandle is
- Census place typetown
- Land area2.12 sq mi
- Water area0 sq mi
- Population per square mile of land1,179
- County holding the largest share of its areaCarson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Panhandle
How many people live in Panhandle
- Population2,505
- Median age48.2
- Population under 18452 plus or minus 122
- Share under 1818.0 percent plus or minus 4.4
- Population 65 and over593 plus or minus 158
- Share 65 and over23.7 percent plus or minus 5.7
- Households1,152
- Family households665
- Share of households that are families57.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Panhandle
Income and work in Panhandle
- Median household income$85,870
- Per capita income$46,444
- Civilian labor force1,467
- Employed1,464
- Unemployed3 plus or minus 5
- Unemployment rate0.2 percent plus or minus 0.3
- Adults 25 and over1,929
- Adults 25 and over with a high school diploma or higher94.9 percent
- Adults 25 and over with a bachelor degree or higher33.1 percent plus or minus 8.5
- Adults 25 and over with a graduate degree15.2 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Panhandle
Housing in Panhandle
- Housing units1,286
- Occupied units1,152
- Vacant units134 plus or minus 77
- Vacancy rate10.4 percent plus or minus 5.9
- Owner occupied888
- Renter occupied264 plus or minus 100
- Ownership rate77.1 percent
- Median owner-occupied home value$161,000
- Median gross rent, monthly$1,038 plus or minus $519
- Annual rent as a share of median income14.5 percent plus or minus 7.3
- Single family units1,069
- Share single family83.1 percent
- Units in buildings of two or more138 plus or minus 88
- Share in buildings of two or more10.7 percent plus or minus 6.8
- Mobile homes79 plus or minus 48
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Panhandle
How Panhandle gets to work
- Workers 16 and over who commute1,329
- Commuting under 15 minutes638 plus or minus 192
- Share commuting under 15 minutes48.0 percent plus or minus 11.8
- Commuting 30 minutes or more441 plus or minus 149
- Share commuting 30 minutes or more33.2 percent plus or minus 9.6
- Drove alone83.7 percent
- Carpooled4.8 percent plus or minus 4.0
- Public transport0.0 percent
- Walked1.6 percent plus or minus 1.8
- Worked from home9.2 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Panhandle
SBA loans in Panhandle (7(a))
- Approvals1
- Gross approval$488,000
- Average approval$488,000
- Median approval$488,000
- Largest approval$488,000
- Jobs supported8
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Panhandle, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Panhandle
SBA loans in Panhandle (504)
- Approvals3
- Gross approval$592,000
- Average approval$197,333
- Median approval$181,000
- Largest approval$350,000
- Jobs supported22
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Panhandle, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Panhandle
Flood risk in Panhandle
- NFIP communityCity of Panhandle
- NFIP community number480727
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/11/82(M)
The City of Panhandle participates in the National Flood Insurance Program as community 480727 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carson County, not Panhandle
Carson County context, not Panhandle figures
- Establishments in Carson County131
- Covered employment, Carson County6,841
- Average annual pay, Carson County$98,977
- Housing units permitted, Carson County41
Every figure in this section is published for Carson County as a whole and is not a measurement of Panhandle.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Panhandle questions, answered from the record.
How many people live in Panhandle, Texas?
2,505, in 1,152 households. Panhandle town covers 2.12 square miles of land, which is 1,179 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Panhandle in?
Carson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Panhandle?
$85,870. The median owner-occupied home is valued at $161,000. Median gross rent is $1,038 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Panhandle businesses?
1 7(a) approvals totaling $488,000 since FY2020, across 1 lenders, median approval $488,000, plus 3 504 approvals worth $592,000 since FY2010. These count approvals to borrowers whose address is in Panhandle, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Panhandle borrowers get paid back?
No rate is published for Panhandle. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Panhandle in the National Flood Insurance Program?
Yes. Panhandle appears in the FEMA Community Status Book as Panhandle, city of, community 480727, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Panhandle figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Panhandle.
Is zoning published for Panhandle?
No. Nothing on this page presents parcel level zoning.
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