Cove, Texas: commercial real estate data.
Cove is a Census city of 378 people across 1.22 square miles of land, in Chambers County. Median household income is $57,292, 61.1 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $812,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cove
What Cove is
- Census place typecity
- Land area1.22 sq mi
- Water area0.05 sq mi
- Population per square mile of land311 plus or minus 148
- County holding the largest share of its areaChambers County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove
How many people live in Cove
- Population378 plus or minus 180
- Median age37.6 plus or minus 11.4
- Population under 1876 plus or minus 49
- Share under 1820.1 percent plus or minus 8.8
- Population 65 and over82 plus or minus 43
- Share 65 and over21.7 percent plus or minus 4.5
- Households157 plus or minus 71
- Family households105 plus or minus 56
- Share of households that are families66.9 percent plus or minus 18.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove
Income and work in Cove
- Median household income$57,292 plus or minus $35,898
- Per capita income$34,720 plus or minus $9,646
- Civilian labor force162 plus or minus 110
- Employed156 plus or minus 107
- Unemployed6 plus or minus 9
- Unemployment rate3.7 percent plus or minus 5.0
- Adults 25 and over274 plus or minus 111
- Adults 25 and over with a high school diploma or higher88.0 percent plus or minus 46.5
- Adults 25 and over with a bachelor degree or higher6.2 percent plus or minus 7.0
- Adults 25 and over with a graduate degree1.1 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove
Housing in Cove
- Housing units179 plus or minus 76
- Occupied units157 plus or minus 71
- Vacant units22 plus or minus 23
- Vacancy rate12.3 percent plus or minus 11.7
- Owner occupied96 plus or minus 55
- Renter occupied61 plus or minus 39
- Ownership rate61.1 percent plus or minus 21.5
- Median owner-occupied home value$280,800 plus or minus $239,668
- Median gross rent, monthly$1,232
- Annual rent as a share of median income25.8 percent plus or minus 16.7
- Single family units102 plus or minus 57
- Share single family57.0 percent plus or minus 20.7
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes77 plus or minus 48
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove
How Cove gets to work
- Workers 16 and over who commute137 plus or minus 101
- Commuting under 15 minutes55 plus or minus 38
- Share commuting under 15 minutes40.1 percent plus or minus 40.8
- Commuting 30 minutes or more26 plus or minus 20
- Share commuting 30 minutes or more19.0 percent plus or minus 4.3
- Drove alone79.2 percent plus or minus 38.4
- Carpooled4.7 percent plus or minus 4.3
- Public transport0.0 percent
- Walked8.1 percent plus or minus 13.7
- Worked from home8.1 percent plus or minus 14.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove
SBA loans in Cove (7(a))
- Approvals2
- Gross approval$812,500
- Average approval$406,250
- Median approval$406,250
- Largest approval$521,400
- Jobs supported33
- Jobs per approval16.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term216 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Cove, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cove
Flood risk in Cove
- NFIP communityCity of Cove
- NFIP community number481510
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date01/19/18
The City of Cove participates in the National Flood Insurance Program as community 481510 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chambers County, not Cove
Chambers County context, not Cove figures
- Establishments in Chambers County809
- Covered employment, Chambers County22,140
- Average annual pay, Chambers County$76,934
- Housing units permitted, Chambers County646
Every figure in this section is published for Chambers County as a whole and is not a measurement of Cove.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cove questions, answered from the record.
How many people live in Cove, Texas?
378, in 157 households. Cove city covers 1.22 square miles of land, which is 311 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cove in?
Chambers County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cove?
$57,292. The median owner-occupied home is valued at $280,800. Median gross rent is $1,232 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cove businesses?
2 7(a) approvals totaling $812,500 since FY2020, across 2 lenders, median approval $406,250. These count approvals to borrowers whose address is in Cove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cove borrowers get paid back?
No rate is published for Cove. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cove in the National Flood Insurance Program?
Yes. Cove appears in the FEMA Community Status Book as Cove, city of, community 481510, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cove figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chambers County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cove.
Is zoning published for Cove?
No. Nothing on this page presents parcel level zoning.
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