Cochran County, Texas: commercial real estate data.
Cochran County, Texas had an estimated 2,583 residents on July 1, 2024, up 1.3 percent since the 2020 census base of 2,550, across 775 square miles. County output reached $291.1 m in 2024, 40 establishments operate here, and the SBA record carries 1 7(a) approvals worth $530,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cochran County
How many people live in Cochran County
- Population, American Community Survey 2020-20242,550
- Households922
- Average household size2.77
- Median household income$45,313
- Median age37.1
- Median gross rent$697 per month
- Median owner-occupied home value$53,200
- Home value to household income1.2 times
- Annual rent as a share of median income18.5 percent
- Adults 25 and over with a bachelor degree or higher8.2 percent
- Adults 25 and over with a graduate degree1.6 percent
- Adults 25 and over1,591
- Population under 18714
- Share under 1828.0 percent
- Population 65 and over368
- Share 65 and over14.4 percent
- Working age population, 18 to 641,468
- Civilian labor force1,123
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over61.2 percent
- Rank by population among Texas counties228th of 254
- Rank by population among US county-equivalents, Puerto Rico included3071st of 3,222
Cochran County is the 228th largest of 254 Texas counties by population. A median home costs 1.2 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 28.0 percent against 14.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cochran County
Is Cochran County's population growing?
- Population, July 1, 20242,583
- Census 2020 base population2,550
- Population change since the 2020 census base1.29 percent
- Population change, 2023 to 202412
- Births, 202452
- Deaths, 202425
- Natural change, 202427
- Net domestic migration, 2024-64
- Net international migration, 202447
- Total net migration, 2024-17
- Cumulative net domestic migration, 2021 to 2024-150
- Rank by growth among US county-equivalents1392nd of 3,144
The county has grown 1.29 percent since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cochran County
Where are people moving to Cochran County from?
- Tax returns filed by households arriving54
- People arriving, from those returns142
- Tax returns filed by households leaving45
- Net household movement9
- Adjusted gross income arriving$2.5 m
- Net adjusted gross income movement$610,000
- Average income of an arriving household$47,204
- Average income of a leaving household$43,089
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $4,115 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cochran County
What is the Cochran County economy?
- County GDP, 2024$291.1 m
- County GDP, 2023$291.4 m
- GDP change, 2023 to 2024-0.1 percent
- GDP change over five years82.1 percent
- Rank by GDP among the Texas areas BEA publishes219th of 254
- Rank by GDP among the US county areas BEA publishes2716th of 3,127
- GDP per resident$114,156
Output grew -0.1 percent in the latest year and 82.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cochran County
Employment by industry in Cochran County
- Covered employment, annual average742
- Establishments reporting126
- Average annual pay$59,098
- Average weekly wage$1,136
- Retail trade, employment57
- Retail trade, average annual pay$73,275
- Wholesale trade, employment43
- Wholesale trade, average annual pay$118,433
- Finance and insurance, employment43
- Finance and insurance, average annual pay$45,420
- Other services, except public administration, employment15
- Other services, except public administration, average annual pay$71,902
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 57 | 9 | $73,275 |
| Wholesale trade | 43 | 7 | $118,433 |
| Finance and insurance | 43 | 6 | $45,420 |
| Other services, except public administration | 15 | 3 | $71,902 |
Retail trade is the largest private sector at 57 jobs, 7.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cochran County
How many businesses are in Cochran County?
- Establishments, all industries40
- Employment at those establishments241
- Annual payroll$11.1 m
- Establishments per 1,000 residents15.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Cochran County
Building permits in Cochran County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Cochran County
SBA loans in Cochran County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$530,000
- Average 7(a) approval$530,000
- Median 7(a) approval$530,000
- Largest single approval$530,000
- Jobs reported supported, 7(a)6
- Jobs per approval6.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cochran County
SBA loan default and charge-off rates in Cochran County
Do SBA loans in Cochran County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cochran County
How large is Cochran County?
- Land area775 sq mi
- Rank by land area among Texas counties204th of 254
- Width, east to west26.6 mi
- Height, north to south30.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land3
- Establishments per square mile0.05
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cochran County
Flood risk in Cochran County
- Participation of the county's own NFIP community Cochran County, unincorporated areasParticipating, community 480746
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Cochran County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Cochran County (community 480746), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Cochran County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Cochran County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cochran County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20242,550
- Households922
- Average household size2.77
- Median household income$45,313
- Median age37.1
Common questions
Cochran County questions, answered from the record.
How many people live in Cochran County, Texas?
The Census Bureau estimates 2,583 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 2,550, in 922 households, ranking 228th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cochran County's population growing?
The population has grown 1.29 percent since the 2020 census base of 2,550, to 2,583 on July 1, 2024. In 2024 there were 52 births against 25 deaths, with net migration of -17. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cochran County?
$45,313. The median owner-occupied home is valued at $53,200, which is 1.2 times income, and median gross rent is $697 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Cochran County?
40 establishments, employing 241 people with an annual payroll of $11.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Cochran County?
Retail trade is the largest private sector at 57 jobs, 7.7 percent of covered employment. Covered employment averages 742 jobs at an average annual pay of $59,098, or $1,136 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cochran County?
1 7(a) approvals totaling $530,000 since FY2020, across 1 lenders, with a median approval of $530,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Cochran County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cochran County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Cochran County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cochran County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Cochran County
Cities and places in Cochran.
3 Census places lie wholly or partly in Cochran County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Morton | city | 1,513 | None recorded | Wholly in this county |
| Whiteface | town | 361 | 1 | Wholly in this county |
| Bledsoe | CDP | 130 | None recorded | Wholly in this county |
Nearby