HomeTexasColorado CountyGarwood CDP
Garwood CDP, Texas: commercial real estate data.
Garwood CDP is a Census CDP of 386 people across 5.43 square miles of land, in Colorado County. Median household income is $62,024, 76.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $736,000.
64 sourced place values · tier FULL · 7 sections
Garwood
What Garwood is
- Census place typeCDP
- Land area5.43 sq mi
- Water area0.04 sq mi
- Population per square mile of land71 plus or minus 28
- County holding the largest share of its areaColorado County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garwood
How many people live in Garwood
- Population386 plus or minus 153
- Median age34.0 plus or minus 11.0
- Population under 18130 plus or minus 59
- Share under 1833.7 percent plus or minus 7.2
- Population 65 and over9 plus or minus 21
- Share 65 and over2.3 percent plus or minus 5.2
- Households162 plus or minus 80
- Family households91 plus or minus 58
- Share of households that are families56.2 percent plus or minus 22.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garwood
Income and work in Garwood
- Median household income$62,024 plus or minus $12,778
- Per capita income$35,553 plus or minus $7,890
- Civilian labor force213 plus or minus 86
- Employed213 plus or minus 86
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over256 plus or minus 120
- Adults 25 and over with a high school diploma or higher78.5 percent plus or minus 50.9
- Adults 25 and over with a bachelor degree or higher41.4 percent plus or minus 19.5
- Adults 25 and over with a graduate degree7.0 percent plus or minus 7.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garwood
Housing in Garwood
- Housing units191 plus or minus 87
- Occupied units162 plus or minus 80
- Vacant units29 plus or minus 34
- Vacancy rate15.2 percent plus or minus 16.4
- Owner occupied124 plus or minus 69
- Renter occupied38 plus or minus 42
- Ownership rate76.5 percent plus or minus 19.6
- Median owner-occupied home value$231,300
- Single family units154 plus or minus 81
- Share single family80.6 percent plus or minus 21.6
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes37 plus or minus 41
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garwood
How Garwood gets to work
- Workers 16 and over who commute202 plus or minus 89
- Commuting under 15 minutes63 plus or minus 57
- Share commuting under 15 minutes31.2 percent plus or minus 24.4
- Commuting 30 minutes or more81 plus or minus 52
- Share commuting 30 minutes or more40.1 percent plus or minus 18.7
- Drove alone86.4 percent plus or minus 23.0
- Carpooled8.5 percent plus or minus 6.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home5.2 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garwood
SBA 7(a) lending to Garwood borrowers
- Approvals1
- Gross approval$736,000
- Average approval$736,000
- Median approval$736,000
- Ninetieth percentile approval$736,000
- Largest approval$736,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Colorado County, not Garwood
Colorado County context, not Garwood figures
These are Colorado County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Garwood measurements.
- Establishments in Colorado County563
- Employment at those establishments, Colorado County6,733
- Covered employment, Colorado County7,491
- Average annual pay, Colorado County$53,442
- Average weekly wage, Colorado County$1,028
- Housing units permitted, Colorado County29
- Of those, single family, Colorado County29
- County product, 2024, Colorado County$1,206,632,000
- County product change over the prior year, Colorado County0.0 percent
- Average income of an arriving household, Colorado County$77,038
Every figure in this section is published for Colorado County as a whole and is not a measurement of Garwood. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Garwood questions, answered from the record.
How many people live in Garwood, Texas?
386, in 162 households. Garwood CDP covers 5.43 square miles of land, which is 71 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garwood in?
Colorado County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garwood?
$62,024. The median owner-occupied home is valued at $231,300. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garwood businesses?
1 7(a) approvals totalling $736,000, across 1 lenders, median approval $736,000. These count approvals to borrowers whose address is in Garwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garwood borrowers get paid back?
No rate is published for Garwood. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Garwood figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Colorado County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garwood.
Is zoning published for Garwood?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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