HomeTexasCooke CountyOak Ridge town
Oak Ridge town, Texas: commercial real estate data.
Oak Ridge town is a Census town of 353 people across 0.11 square miles of land, in Cooke County. Median household income is $50,104, 37.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $853,400.
69 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Oak Ridge through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 353 with a margin of error of plus or minus 198, which is 56.1 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Oak Ridge
What Oak Ridge is
- Census place typetown
- Land area0.11 sq mi
- Water area0 sq mi
- Population per square mile of land3,124 plus or minus 1,752
- County holding the largest share of its areaCooke County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
How many people live in Oak Ridge
- Population353 plus or minus 198
- Median age30.4
- Population under 18102 plus or minus 60
- Share under 1828.9 percent
- Population 65 and over58 plus or minus 40
- Share 65 and over16.4 percent plus or minus 6.6
- Households124 plus or minus 61
- Family households92 plus or minus 58
- Share of households that are families74.2 percent plus or minus 29.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
Income and work in Oak Ridge
- Median household income$50,104 plus or minus $14,310
- Per capita income$20,676 plus or minus $7,760
- Civilian labor force163 plus or minus 109
- Employed163 plus or minus 109
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over227 plus or minus 127
- Adults 25 and over with a high school diploma or higher76.2 percent plus or minus 59.8
- Adults 25 and over with a bachelor degree or higher1.8 percent plus or minus 6.9
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
Housing in Oak Ridge
- Housing units129 plus or minus 61
- Occupied units124 plus or minus 61
- Vacant units5 plus or minus 8
- Vacancy rate3.9 percent plus or minus 5.9
- Owner occupied47 plus or minus 35
- Renter occupied77 plus or minus 52
- Ownership rate37.9 percent plus or minus 21.2
- Median gross rent, monthly$1,519 plus or minus $534
- Annual rent as a share of median income36.4 percent plus or minus 16.5
- Single family units44 plus or minus 28
- Share single family34.1 percent plus or minus 15.0
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes85 plus or minus 53
- Median year structure built1999
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
How Oak Ridge gets to work
- Workers 16 and over who commute161 plus or minus 109
- Commuting under 15 minutes78 plus or minus 60
- Share commuting under 15 minutes48.4 percent plus or minus 18.3
- Commuting 30 minutes or more71 plus or minus 58
- Share commuting 30 minutes or more44.1 percent plus or minus 20.0
- Drove alone76.4 percent plus or minus 21.2
- Carpooled18.0 percent plus or minus 14.9
- Public transport0.0 percent
- Walked3.7 percent plus or minus 7.0
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Ridge
SBA loans in Oak Ridge (7(a))
- Approvals1
- Gross approval$853,400
- Average approval$853,400
- Median approval$853,400
- Ninetieth percentile approval$853,400
- Largest approval$853,400
- Jobs supported6
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oak Ridge
Flood risk in Oak Ridge
- Listed NFIP communities2
- Of those, participating2
- NFIP community number480216
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cooke County, not Oak Ridge
Cooke County context, not Oak Ridge figures
These are Cooke County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oak Ridge measurements.
- Establishments in Cooke County1,040
- Employment at those establishments, Cooke County13,433
- Covered employment, Cooke County16,535
- Average annual pay, Cooke County$62,891
- Average weekly wage, Cooke County$1,209
- Housing units permitted, Cooke County155
- Of those, single family, Cooke County143
- County product, 2024, Cooke County$3,432,838,000
- County product change over the prior year, Cooke County9.6 percent
- Average income of an arriving household, Cooke County$109,380
Every figure in this section is published for Cooke County as a whole and is not a measurement of Oak Ridge. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No median owner-occupied home value is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oak Ridge questions, answered from the record.
How many people live in Oak Ridge, Texas?
353, in 124 households. Oak Ridge town covers 0.11 square miles of land, which is 3,124 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak Ridge in?
Cooke County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oak Ridge?
$50,104. Median gross rent is $1,519 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oak Ridge businesses?
1 7(a) approvals totalling $853,400, across 1 lenders, median approval $853,400. These count approvals to borrowers whose address is in Oak Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak Ridge borrowers get paid back?
No rate is published for Oak Ridge. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oak Ridge in the National Flood Insurance Program?
Yes. Oak Ridge appears in the FEMA Community Status Book as community 480216, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oak Ridge figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cooke County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Ridge.
Is zoning published for Oak Ridge?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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