HomeTexasDeaf Smith CountyHereford
Hereford, Texas: commercial real estate data.
Hereford is a Census city of 14,840 people across 6.32 square miles of land, in Deaf Smith County. Median household income is $56,868, 66.4 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $10.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hereford
What Hereford is
- Census place typecity
- Land area6.32 sq mi
- Water area0 sq mi
- Population per square mile of land2,347
- County holding the largest share of its areaDeaf Smith County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
How many people live in Hereford
- Population14,840
- Median age29.4
- Population under 184,814
- Share under 1832.4 percent
- Population 65 and over1,773
- Share 65 and over11.9 percent
- Households4,873
- Family households3,609
- Share of households that are families74.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
Income and work in Hereford
- Median household income$56,868
- Per capita income$23,802
- Civilian labor force7,068
- Employed6,775
- Unemployed293 plus or minus 175
- Unemployment rate4.1 percent plus or minus 2.5
- Adults 25 and over8,376
- Adults 25 and over with a high school diploma or higher69.2 percent
- Adults 25 and over with a bachelor degree or higher8.4 percent plus or minus 2.8
- Adults 25 and over with a graduate degree2.5 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
Housing in Hereford
- Housing units5,522
- Occupied units4,873
- Vacant units649 plus or minus 160
- Vacancy rate11.8 percent plus or minus 2.8
- Owner occupied3,234
- Renter occupied1,639
- Ownership rate66.4 percent
- Median owner-occupied home value$109,700
- Median gross rent, monthly$953
- Annual rent as a share of median income20.1 percent
- Single family units4,432
- Share single family80.3 percent
- Units in buildings of two or more891 plus or minus 252
- Share in buildings of two or more16.1 percent plus or minus 4.5
- Mobile homes199 plus or minus 98
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
How Hereford gets to work
- Workers 16 and over who commute6,562
- Commuting under 15 minutes3,570
- Share commuting under 15 minutes54.4 percent
- Commuting 30 minutes or more1,400 plus or minus 349
- Share commuting 30 minutes or more21.3 percent plus or minus 5.2
- Drove alone73.8 percent
- Carpooled18.1 percent plus or minus 6.0
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.3
- Worked from home2.3 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
SBA loans in Hereford (7(a))
- Approvals5
- Gross approval$10,297,900
- Average approval$2,059,580
- Median approval$2,198,800
- Largest approval$5,000,000
- Jobs supported66
- Jobs per approval13.2
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Hereford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hereford
SBA loans in Hereford (504)
- Approvals5
- Gross approval$1,754,000
- Average approval$350,800
- Median approval$250,000
- Largest approval$865,000
- Jobs supported17
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Hereford, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hereford
Flood risk in Hereford
- NFIP communityCity of Hereford
- NFIP community number480192
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/01/88(L)
The City of Hereford participates in the National Flood Insurance Program as community 480192 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Deaf Smith County, not Hereford
Deaf Smith County context, not Hereford figures
- Establishments in Deaf Smith County351
- Covered employment, Deaf Smith County8,400
- Average annual pay, Deaf Smith County$53,436
- Housing units permitted, Deaf Smith County47
Every figure in this section is published for Deaf Smith County as a whole and is not a measurement of Hereford.
All Deaf Smith County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hereford questions, answered from the record.
How many people live in Hereford, Texas?
14,840, in 4,873 households. Hereford city covers 6.32 square miles of land, which is 2,347 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hereford in?
Deaf Smith County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hereford?
$56,868. The median owner-occupied home is valued at $109,700. Median gross rent is $953 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hereford businesses?
5 7(a) approvals totaling $10.3 m since FY2020, across 5 lenders, median approval $2,198,800, plus 5 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Hereford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hereford borrowers get paid back?
No rate is published for Hereford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hereford in the National Flood Insurance Program?
Yes. Hereford appears in the FEMA Community Status Book as Hereford, city of, community 480192, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hereford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Deaf Smith County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hereford.
Is zoning published for Hereford?
No. Nothing on this page presents parcel level zoning.