HomeTexasDeaf Smith CountyHereford city
Hereford city, Texas: commercial real estate data.
Hereford city is a Census city of 14,840 people across 6.32 square miles of land, in Deaf Smith County. Median household income is $56,868, 66.4 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $10.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Hereford
What Hereford is
- Census place typecity
- Land area6.32 sq mi
- Water area0 sq mi
- Population per square mile of land2,347
- County holding the largest share of its areaDeaf Smith County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
How many people live in Hereford
- Population14,840
- Median age29.4
- Population under 184,814
- Share under 1832.4 percent
- Population 65 and over1,773
- Share 65 and over11.9 percent
- Households4,873
- Family households3,609
- Share of households that are families74.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
Income and work in Hereford
- Median household income$56,868
- Per capita income$23,802
- Civilian labor force7,068
- Employed6,775
- Unemployed293 plus or minus 175
- Unemployment rate4.1 percent plus or minus 2.5
- Adults 25 and over8,376
- Adults 25 and over with a high school diploma or higher69.2 percent
- Adults 25 and over with a bachelor degree or higher8.4 percent plus or minus 2.8
- Adults 25 and over with a graduate degree2.5 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
Housing in Hereford
- Housing units5,522
- Occupied units4,873
- Vacant units649 plus or minus 160
- Vacancy rate11.8 percent plus or minus 2.8
- Owner occupied3,234
- Renter occupied1,639
- Ownership rate66.4 percent
- Median owner-occupied home value$109,700
- Median gross rent, monthly$953
- Annual rent as a share of median income20.1 percent
- Single family units4,432
- Share single family80.3 percent
- Units in buildings of two or more891 plus or minus 252
- Share in buildings of two or more16.1 percent plus or minus 4.5
- Mobile homes199 plus or minus 98
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
How Hereford gets to work
- Workers 16 and over who commute6,562
- Commuting under 15 minutes3,570
- Share commuting under 15 minutes54.4 percent
- Commuting 30 minutes or more1,400 plus or minus 349
- Share commuting 30 minutes or more21.3 percent plus or minus 5.2
- Drove alone73.8 percent
- Carpooled18.1 percent plus or minus 6.0
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.3
- Worked from home2.3 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hereford
SBA loans in Hereford (7(a))
- Approvals5
- Gross approval$10,297,900
- Average approval$2,059,580
- Median approval$2,198,800
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported66
- Jobs per approval13.2
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hereford
SBA loans in Hereford (504)
- Approvals5
- Gross approval$1,754,000
- Average approval$350,800
- Median approval$250,000
- Largest approval$865,000
- Jobs supported17
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hereford
Flood risk in Hereford
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480192
- Currently effective map date06/01/88(L)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Deaf Smith County, not Hereford
Deaf Smith County context, not Hereford figures
These are Deaf Smith County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hereford measurements.
- Establishments in Deaf Smith County351
- Employment at those establishments, Deaf Smith County6,212
- Covered employment, Deaf Smith County8,400
- Average annual pay, Deaf Smith County$53,436
- Average weekly wage, Deaf Smith County$1,028
- Housing units permitted, Deaf Smith County47
- Of those, single family, Deaf Smith County17
- County product, 2024, Deaf Smith County$2,144,337,000
- County product change over the prior year, Deaf Smith County-3.6 percent
- Average income of an arriving household, Deaf Smith County$42,707
Every figure in this section is published for Deaf Smith County as a whole and is not a measurement of Hereford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Hereford questions, answered from the record.
How many people live in Hereford, Texas?
14,840, in 4,873 households. Hereford city covers 6.32 square miles of land, which is 2,347 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hereford in?
Deaf Smith County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hereford?
$56,868. The median owner-occupied home is valued at $109,700. Median gross rent is $953 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hereford businesses?
5 7(a) approvals totalling $10.3 m, across 5 lenders, median approval $2,198,800, plus 5 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in Hereford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hereford borrowers get paid back?
No rate is published for Hereford. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Hereford in the National Flood Insurance Program?
Yes. Hereford appears in the FEMA Community Status Book as community 480192, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hereford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Deaf Smith County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hereford.
Is zoning published for Hereford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.