HomeTexasEctor CountyOdessa city
Odessa city, Texas: commercial real estate data.
Odessa city is a Census city of 115,322 people across 52.04 square miles of land, lying across Ector County and Midland County. Median household income is $73,472, 59.8 percent of occupied homes are owned, and the SBA record carries 148 7(a) approvals to borrowers here worth $133.8 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Odessa
What Odessa is
- Census place typecity
- Land area52.04 sq mi
- Water area0.32 sq mi
- Population per square mile of land2,216
- County holding the largest share of its areaEctor County, 87.7 percent
- Counties this place lies inEctor County 87.7 percent, Midland County 12.3 percent
Odessa city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
How many people live in Odessa
- Population115,322
- Median age31.1
- Population under 1833,864
- Share under 1829.4 percent
- Population 65 and over11,642
- Share 65 and over10.1 percent
- Households46,660
- Family households30,405
- Share of households that are families65.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
Income and work in Odessa
- Median household income$73,472
- Per capita income$38,171
- Civilian labor force59,202
- Employed55,698
- Unemployed3,504
- Unemployment rate5.9 percent
- Adults 25 and over70,195
- Adults 25 and over with a high school diploma or higher81.6 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree6.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
Housing in Odessa
- Housing units49,871
- Occupied units46,660
- Vacant units3,211
- Vacancy rate6.4 percent
- Owner occupied27,891
- Renter occupied18,769
- Ownership rate59.8 percent
- Median owner-occupied home value$223,100
- Median gross rent, monthly$1,315
- Annual rent as a share of median income21.5 percent
- Single family units32,919
- Share single family66.0 percent
- Units in buildings of two or more15,017
- Share in buildings of two or more30.1 percent
- Mobile homes1,720
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
How Odessa gets to work
- Workers 16 and over who commute52,964
- Commuting under 15 minutes17,931
- Share commuting under 15 minutes33.9 percent
- Commuting 30 minutes or more12,625
- Share commuting 30 minutes or more23.8 percent
- Drove alone83.5 percent
- Carpooled10.7 percent
- Public transport0.2 percent plus or minus 0.2
- Walked0.8 percent plus or minus 0.3
- Worked from home3.4 percent plus or minus 0.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
SBA loans in Odessa (7(a))
- Approvals148
- Gross approval$133,791,600
- Average approval$903,997
- Median approval$350,000
- Ninetieth percentile approval$2,565,000
- Largest approval$5,000,000
- Jobs supported2,399
- Jobs per approval16.2
- Loans with a final outcome26
- Paid in full23
- Charged off3
- Charge-off rate over resolved loans11.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more26.4 percent
- Share to franchises20.3 percent
- Distinct lenders55
- Distinct industries by NAICS90
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Odessa
SBA loans in Odessa (504)
- Approvals18
- Gross approval$22,814,000
- Average approval$1,267,444
- Median approval$863,000
- Largest approval$5,000,000
- Jobs supported258
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Odessa
Flood risk in Odessa
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 8
- NFIP community number480206
- Currently effective map date03/15/12
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ector County, not Odessa
Ector County context, not Odessa figures
These are Ector County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Odessa measurements.
- Establishments in Ector County3,994
- Employment at those establishments, Ector County66,236
- Covered employment, Ector County79,763
- Average annual pay, Ector County$75,029
- Average weekly wage, Ector County$1,443
- Housing units permitted, Ector County1,004
- Of those, single family, Ector County1,004
- County product, 2024, Ector County$16,516,019,000
- County product change over the prior year, Ector County3.4 percent
- Average income of an arriving household, Ector County$51,094
Every figure in this section is published for Ector County as a whole and is not a measurement of Odessa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Odessa questions, answered from the record.
How many people live in Odessa, Texas?
115,322, in 46,660 households. Odessa city covers 52.04 square miles of land, which is 2,216 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Odessa in?
Odessa lies in more than one. By area it is 87.7 percent in Ector County, 12.3 percent in Midland County. This page sits under Ector County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Odessa?
$73,472. The median owner-occupied home is valued at $223,100. Median gross rent is $1,315 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Odessa businesses?
148 7(a) approvals totalling $133.8 m, across 55 lenders, median approval $350,000, plus 18 504 approvals worth $22.8 m. These count approvals to borrowers whose address is in Odessa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Odessa borrowers get paid back?
Of the 26 loans that have reached a final outcome, 23 were paid in full and 3 charged off, a charge off rate of 11.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Odessa in the National Flood Insurance Program?
Yes. Odessa appears in the FEMA Community Status Book as community 480206, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Odessa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ector County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Odessa.
Is zoning published for Odessa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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