HomeTexasBexar CountyFair Oaks Ranch
Fair Oaks Ranch, Texas: commercial real estate data.
Fair Oaks Ranch is a Census city of 10,728 people across 12.26 square miles of land, lying across Bexar County and Kendall County and Comal County. Median household income is $174,327, 97.3 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $849,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fair Oaks Ranch
What Fair Oaks Ranch is
- Census place typecity
- Land area12.26 sq mi
- Water area0.02 sq mi
- Population per square mile of land875
- County holding the largest share of its areaBexar County, 47.2 percent
- Counties this place lies inBexar County 47.2 percent, Kendall County 31.5 percent, Comal County 21.2 percent
Fair Oaks Ranch crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks Ranch
How many people live in Fair Oaks Ranch
- Population10,728
- Median age46.1
- Population under 182,875 plus or minus 602
- Share under 1826.8 percent plus or minus 5.6
- Population 65 and over2,385 plus or minus 481
- Share 65 and over22.2 percent plus or minus 4.4
- Households3,728
- Family households3,032
- Share of households that are families81.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks Ranch
Income and work in Fair Oaks Ranch
- Median household income$174,327
- Per capita income$90,770
- Civilian labor force4,499
- Employed4,239
- Unemployed260 plus or minus 212
- Unemployment rate5.8 percent plus or minus 4.7
- Adults 25 and over7,175
- Adults 25 and over with a high school diploma or higher99.6 percent
- Adults 25 and over with a bachelor degree or higher67.5 percent
- Adults 25 and over with a graduate degree30.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks Ranch
Housing in Fair Oaks Ranch
- Housing units3,991
- Occupied units3,728
- Vacant units263 plus or minus 231
- Vacancy rate6.6 percent plus or minus 5.7
- Owner occupied3,626
- Renter occupied102 plus or minus 89
- Ownership rate97.3 percent
- Median owner-occupied home value$657,600
- Median gross rent, monthly$2,108 plus or minus $904
- Annual rent as a share of median income14.5 percent plus or minus 6.5
- Single family units3,889
- Share single family97.4 percent
- Units in buildings of two or more102 plus or minus 88
- Share in buildings of two or more2.6 percent plus or minus 2.2
- Mobile homes0
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks Ranch
How Fair Oaks Ranch gets to work
- Workers 16 and over who commute2,823
- Commuting under 15 minutes332 plus or minus 200
- Share commuting under 15 minutes11.8 percent plus or minus 6.7
- Commuting 30 minutes or more1,738 plus or minus 453
- Share commuting 30 minutes or more61.6 percent
- Drove alone58.3 percent
- Carpooled6.1 percent plus or minus 4.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home33.5 percent plus or minus 7.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fair Oaks Ranch
SBA loans in Fair Oaks Ranch (7(a))
- Approvals5
- Gross approval$849,500
- Average approval$169,900
- Median approval$150,000
- Largest approval$402,000
- Jobs supported116
- Jobs per approval23.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises40.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Fair Oaks Ranch, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fair Oaks Ranch
SBA loans in Fair Oaks Ranch (504)
- Approvals2
- Gross approval$2,151,000
- Average approval$1,075,500
- Median approval$1,075,500
- Largest approval$1,780,000
- Jobs supported34
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Fair Oaks Ranch, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fair Oaks Ranch
Flood risk in Fair Oaks Ranch
- NFIP communityCity of Fair Oaks Ranch
- NFIP community number481644
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/17/10
The City of Fair Oaks Ranch participates in the National Flood Insurance Program as community 481644 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bexar County, not Fair Oaks Ranch
Bexar County context, not Fair Oaks Ranch figures
- Establishments in Bexar County39,726
- Covered employment, Bexar County932,387
- Average annual pay, Bexar County$65,875
- Housing units permitted, Bexar County8,349
Every figure in this section is published for Bexar County as a whole and is not a measurement of Fair Oaks Ranch.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fair Oaks Ranch questions, answered from the record.
How many people live in Fair Oaks Ranch, Texas?
10,728, in 3,728 households. Fair Oaks Ranch city covers 12.26 square miles of land, which is 875 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fair Oaks Ranch in?
Fair Oaks Ranch lies in more than one. By area it is 47.2 percent in Bexar County, 31.5 percent in Kendall County, 21.2 percent in Comal County. This page sits under Bexar County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Fair Oaks Ranch?
$174,327. The median owner-occupied home is valued at $657,600. Median gross rent is $2,108 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fair Oaks Ranch businesses?
5 7(a) approvals totaling $849,500 since FY2020, across 5 lenders, median approval $150,000, plus 2 504 approvals worth $2.2 m since FY2010. These count approvals to borrowers whose address is in Fair Oaks Ranch, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fair Oaks Ranch borrowers get paid back?
No rate is published for Fair Oaks Ranch. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fair Oaks Ranch in the National Flood Insurance Program?
Yes. Fair Oaks Ranch appears in the FEMA Community Status Book as Fair Oaks Ranch, city of, community 481644, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fair Oaks Ranch figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bexar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fair Oaks Ranch.
Is zoning published for Fair Oaks Ranch?
No. Nothing on this page presents parcel level zoning.