HomeTexasFannin CountyBonham city
Bonham city, Texas: commercial real estate data.
Bonham city is a Census city of 10,697 people across 9.83 square miles of land, in Fannin County. Median household income is $57,681, 63.6 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $16.3 m.
80 sourced place values · tier FULL · 9 sections
Bonham
What Bonham is
- Census place typecity
- Land area9.83 sq mi
- Water area0 sq mi
- Population per square mile of land1,088
- County holding the largest share of its areaFannin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonham
How many people live in Bonham
- Population10,697
- Median age36.7
- Population under 181,908
- Share under 1817.8 percent
- Population 65 and over1,569
- Share 65 and over14.7 percent
- Households2,875
- Family households2,092
- Share of households that are families72.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonham
Income and work in Bonham
- Median household income$57,681
- Per capita income$24,275
- Civilian labor force3,799
- Employed3,441
- Unemployed358 plus or minus 181
- Unemployment rate9.4 percent plus or minus 4.6
- Adults 25 and over7,946
- Adults 25 and over with a high school diploma or higher82.7 percent
- Adults 25 and over with a bachelor degree or higher15.2 percent plus or minus 3.9
- Adults 25 and over with a graduate degree7.2 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonham
Housing in Bonham
- Housing units3,457
- Occupied units2,875
- Vacant units582 plus or minus 237
- Vacancy rate16.8 percent plus or minus 6.7
- Owner occupied1,828
- Renter occupied1,047 plus or minus 249
- Ownership rate63.6 percent
- Median owner-occupied home value$201,800 plus or minus $60,819
- Median gross rent, monthly$1,073
- Annual rent as a share of median income22.3 percent
- Single family units2,703
- Share single family78.2 percent
- Units in buildings of two or more652 plus or minus 217
- Share in buildings of two or more18.9 percent plus or minus 6.1
- Mobile homes101 plus or minus 55
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonham
How Bonham gets to work
- Workers 16 and over who commute3,039
- Commuting under 15 minutes1,509 plus or minus 406
- Share commuting under 15 minutes49.7 percent plus or minus 11.8
- Commuting 30 minutes or more1,341 plus or minus 413
- Share commuting 30 minutes or more44.1 percent plus or minus 12.4
- Drove alone61.8 percent
- Carpooled23.3 percent plus or minus 7.7
- Public transport0.1 percent plus or minus 0.0
- Walked2.9 percent plus or minus 2.2
- Worked from home10.3 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bonham
SBA 7(a) lending to Bonham borrowers
- Approvals14
- Gross approval$16,306,200
- Average approval$1,164,729
- Median approval$500,000
- Ninetieth percentile approval$3,334,000
- Largest approval$3,982,500
- Jobs supported308
- Jobs per approval22.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more35.7 percent
- Share to franchises14.3 percent
- Distinct lenders12
- Distinct industries by NAICS11
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bonham
SBA 504 lending to Bonham borrowers
- Approvals4
- Gross approval$4,297,000
- Average approval$1,074,250
- Median approval$766,000
- Largest approval$2,580,000
- Jobs supported88
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bonham
Flood programme status in Bonham
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480222
- Currently effective map date02/18/11
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Fannin County, not Bonham
Fannin County context, not Bonham figures
These are Fannin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bonham measurements.
- Establishments in Fannin County530
- Employment at those establishments, Fannin County5,892
- Covered employment, Fannin County8,689
- Average annual pay, Fannin County$55,486
- Average weekly wage, Fannin County$1,067
- Housing units permitted, Fannin County109
- Of those, single family, Fannin County95
- County product, 2024, Fannin County$1,542,465,000
- County product change over the prior year, Fannin County8.8 percent
- Average income of an arriving household, Fannin County$94,189
Every figure in this section is published for Fannin County as a whole and is not a measurement of Bonham. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bonham questions, answered from the record.
How many people live in Bonham, Texas?
10,697, in 2,875 households. Bonham city covers 9.83 square miles of land, which is 1,088 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bonham in?
Fannin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bonham?
$57,681. The median owner-occupied home is valued at $201,800. Median gross rent is $1,073 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bonham businesses?
14 7(a) approvals totalling $16.3 m, across 12 lenders, median approval $500,000, plus 4 504 approvals worth $4.3 m. These count approvals to borrowers whose address is in Bonham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bonham borrowers get paid back?
No rate is published for Bonham. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Bonham in the National Flood Insurance Program?
Yes. Bonham appears in the FEMA Community Status Book as community 480222, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bonham figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fannin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bonham.
Is zoning published for Bonham?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby