HomeTexasFort Bend CountyRichmond city
Richmond city, Texas: commercial real estate data.
Richmond city is a Census city of 12,582 people across 4.30 square miles of land, in Fort Bend County. Median household income is $50,337, 53.5 percent of occupied homes are owned, and the SBA record carries 214 7(a) approvals to borrowers here worth $139.0 m.
82 sourced place values · tier FULL · 9 sections
Richmond
What Richmond is
- Census place typecity
- Land area4.3 sq mi
- Water area0.38 sq mi
- Population per square mile of land2,923
- County holding the largest share of its areaFort Bend County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How many people live in Richmond
- Population12,582
- Median age36.6
- Population under 181,925 plus or minus 456
- Share under 1815.3 percent plus or minus 3.6
- Population 65 and over2,102 plus or minus 453
- Share 65 and over16.7 percent plus or minus 3.6
- Households4,756
- Family households2,864
- Share of households that are families60.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Income and work in Richmond
- Median household income$50,337 plus or minus $20,759
- Per capita income$28,926
- Civilian labor force6,267
- Employed5,826
- Unemployed441 plus or minus 230
- Unemployment rate7.0 percent plus or minus 3.6
- Adults 25 and over9,001
- Adults 25 and over with a high school diploma or higher76.2 percent
- Adults 25 and over with a bachelor degree or higher18.9 percent plus or minus 5.9
- Adults 25 and over with a graduate degree9.4 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Housing in Richmond
- Housing units5,063
- Occupied units4,756
- Vacant units307 plus or minus 157
- Vacancy rate6.1 percent plus or minus 3.1
- Owner occupied2,543
- Renter occupied2,213 plus or minus 578
- Ownership rate53.5 percent
- Median owner-occupied home value$231,500 plus or minus $67,120
- Median gross rent, monthly$1,319
- Annual rent as a share of median income31.4 percent plus or minus 13.7
- Single family units2,503
- Share single family49.4 percent
- Units in buildings of two or more1,854 plus or minus 663
- Share in buildings of two or more36.6 percent plus or minus 12.7
- Mobile homes706 plus or minus 247
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How Richmond gets to work
- Workers 16 and over who commute5,189
- Commuting under 15 minutes887 plus or minus 297
- Share commuting under 15 minutes17.1 percent plus or minus 5.2
- Commuting 30 minutes or more3,015 plus or minus 752
- Share commuting 30 minutes or more58.1 percent plus or minus 12.0
- Drove alone66.0 percent
- Carpooled18.2 percent plus or minus 6.3
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.2
- Worked from home5.1 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
SBA 7(a) lending to Richmond borrowers
- Approvals214
- Gross approval$138,966,000
- Average approval$649,374
- Median approval$311,000
- Ninetieth percentile approval$1,498,100
- Largest approval$5,000,000
- Jobs supported2,493
- Jobs per approval11.6
- Loans with a final outcome25
- Paid in full18
- Charged off7
- Charge-off rate over resolved loans28.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.0 percent
- Share to franchises28.5 percent
- Distinct lenders67
- Distinct industries by NAICS98
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richmond
SBA 504 lending to Richmond borrowers
- Approvals31
- Gross approval$39,205,000
- Average approval$1,264,677
- Median approval$1,094,000
- Largest approval$3,687,000
- Jobs supported555
- Loans with a final outcome12
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs8
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richmond
Flood programme status in Richmond
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480231
- Currently effective map date04/02/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Fort Bend County, not Richmond
Fort Bend County context, not Richmond figures
These are Fort Bend County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Richmond measurements.
- Establishments in Fort Bend County18,519
- Employment at those establishments, Fort Bend County222,203
- Covered employment, Fort Bend County251,283
- Average annual pay, Fort Bend County$62,566
- Average weekly wage, Fort Bend County$1,203
- Housing units permitted, Fort Bend County12,017
- Of those, single family, Fort Bend County11,200
- County product, 2024, Fort Bend County$49,615,352,000
- County product change over the prior year, Fort Bend County7.7 percent
- Average income of an arriving household, Fort Bend County$86,193
Every figure in this section is published for Fort Bend County as a whole and is not a measurement of Richmond. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Richmond questions, answered from the record.
How many people live in Richmond, Texas?
12,582, in 4,756 households. Richmond city covers 4.30 square miles of land, which is 2,923 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richmond in?
Fort Bend County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Richmond?
$50,337. The median owner-occupied home is valued at $231,500. Median gross rent is $1,319 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richmond businesses?
214 7(a) approvals totalling $139.0 m, across 67 lenders, median approval $311,000, plus 31 504 approvals worth $39.2 m. These count approvals to borrowers whose address is in Richmond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richmond borrowers get paid back?
Of the 25 loans that have reached a final outcome, 18 were paid in full and 7 charged off, a charge off rate of 28.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Richmond in the National Flood Insurance Program?
Yes. Richmond appears in the FEMA Community Status Book as community 480231, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Richmond figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fort Bend County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richmond.
Is zoning published for Richmond?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.