HomeTexasFranklin CountyMount Vernon
Mount Vernon, Texas: commercial real estate data.
Mount Vernon is a Census town of 2,548 people across 4.31 square miles of land, in Franklin County. Median household income is $72,064, 67.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mount Vernon
What Mount Vernon is
- Census place typetown
- Land area4.31 sq mi
- Water area0.09 sq mi
- Population per square mile of land591
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How many people live in Mount Vernon
- Population2,548
- Median age34.4
- Population under 18731 plus or minus 148
- Share under 1828.7 percent plus or minus 5.8
- Population 65 and over287 plus or minus 88
- Share 65 and over11.3 percent plus or minus 3.5
- Households851
- Family households609
- Share of households that are families71.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Income and work in Mount Vernon
- Median household income$72,064 plus or minus $31,503
- Per capita income$33,570
- Civilian labor force1,352
- Employed1,286
- Unemployed66 plus or minus 52
- Unemployment rate4.9 percent plus or minus 3.8
- Adults 25 and over1,635
- Adults 25 and over with a high school diploma or higher84.8 percent
- Adults 25 and over with a bachelor degree or higher14.6 percent plus or minus 6.4
- Adults 25 and over with a graduate degree5.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Housing in Mount Vernon
- Housing units984
- Occupied units851
- Vacant units133 plus or minus 73
- Vacancy rate13.5 percent plus or minus 7.2
- Owner occupied578
- Renter occupied273 plus or minus 90
- Ownership rate67.9 percent
- Median owner-occupied home value$178,500 plus or minus $36,094
- Median gross rent, monthly$929
- Annual rent as a share of median income15.5 percent plus or minus 7.1
- Single family units802
- Share single family81.5 percent
- Units in buildings of two or more158 plus or minus 83
- Share in buildings of two or more16.1 percent plus or minus 8.2
- Mobile homes24 plus or minus 32
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How Mount Vernon gets to work
- Workers 16 and over who commute1,207
- Commuting under 15 minutes514 plus or minus 130
- Share commuting under 15 minutes42.6 percent plus or minus 9.1
- Commuting 30 minutes or more312 plus or minus 131
- Share commuting 30 minutes or more25.8 percent plus or minus 10.2
- Drove alone85.9 percent
- Carpooled7.0 percent plus or minus 4.1
- Public transport0.0 percent
- Walked1.4 percent plus or minus 1.6
- Worked from home5.6 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
SBA loans in Mount Vernon (7(a))
- Approvals2
- Gross approval$2,540,000
- Average approval$1,270,000
- Median approval$1,270,000
- Largest approval$2,250,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term190 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
SBA loans in Mount Vernon (504)
- Approvals1
- Gross approval$239,000
- Average approval$239,000
- Median approval$239,000
- Largest approval$239,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
Flood risk in Mount Vernon
- NFIP communityCity of Mount Vernon
- NFIP community number480821
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/85(M)
The City of Mount Vernon participates in the National Flood Insurance Program as community 480821 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Mount Vernon
Franklin County context, not Mount Vernon figures
- Establishments in Franklin County189
- Covered employment, Franklin County3,645
- Average annual pay, Franklin County$53,197
- Housing units permitted, Franklin County0
Every figure in this section is published for Franklin County as a whole and is not a measurement of Mount Vernon.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mount Vernon questions, answered from the record.
How many people live in Mount Vernon, Texas?
2,548, in 851 households. Mount Vernon town covers 4.31 square miles of land, which is 591 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Vernon in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Vernon?
$72,064. The median owner-occupied home is valued at $178,500. Median gross rent is $929 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Vernon businesses?
2 7(a) approvals totaling $2.5 m since FY2020, across 1 lenders, median approval $1,270,000, plus 1 504 approvals worth $239,000 since FY2010. These count approvals to borrowers whose address is in Mount Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Vernon borrowers get paid back?
No rate is published for Mount Vernon. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mount Vernon in the National Flood Insurance Program?
Yes. Mount Vernon appears in the FEMA Community Status Book as Mount Vernon, city of, community 480821, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Vernon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Vernon.
Is zoning published for Mount Vernon?
No. Nothing on this page presents parcel level zoning.