HomeTexasFranklin CountyMount Vernon town
Mount Vernon town, Texas: commercial real estate data.
Mount Vernon town is a Census town of 2,548 people across 4.31 square miles of land, in Franklin County. Median household income is $72,064, 67.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mount Vernon
What Mount Vernon is
- Census place typetown
- Land area4.31 sq mi
- Water area0.09 sq mi
- Population per square mile of land591
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How many people live in Mount Vernon
- Population2,548
- Median age34.4
- Population under 18731 plus or minus 148
- Share under 1828.7 percent plus or minus 5.8
- Population 65 and over287 plus or minus 88
- Share 65 and over11.3 percent plus or minus 3.5
- Households851
- Family households609
- Share of households that are families71.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Income and work in Mount Vernon
- Median household income$72,064 plus or minus $31,503
- Per capita income$33,570
- Civilian labor force1,352
- Employed1,286
- Unemployed66 plus or minus 52
- Unemployment rate4.9 percent plus or minus 3.8
- Adults 25 and over1,635
- Adults 25 and over with a high school diploma or higher84.8 percent
- Adults 25 and over with a bachelor degree or higher14.6 percent plus or minus 6.4
- Adults 25 and over with a graduate degree5.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Housing in Mount Vernon
- Housing units984
- Occupied units851
- Vacant units133 plus or minus 73
- Vacancy rate13.5 percent plus or minus 7.2
- Owner occupied578
- Renter occupied273 plus or minus 90
- Ownership rate67.9 percent
- Median owner-occupied home value$178,500 plus or minus $36,094
- Median gross rent, monthly$929
- Annual rent as a share of median income15.5 percent plus or minus 7.1
- Single family units802
- Share single family81.5 percent
- Units in buildings of two or more158 plus or minus 83
- Share in buildings of two or more16.1 percent plus or minus 8.2
- Mobile homes24 plus or minus 32
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How Mount Vernon gets to work
- Workers 16 and over who commute1,207
- Commuting under 15 minutes514 plus or minus 130
- Share commuting under 15 minutes42.6 percent plus or minus 9.1
- Commuting 30 minutes or more312 plus or minus 131
- Share commuting 30 minutes or more25.8 percent plus or minus 10.2
- Drove alone85.9 percent
- Carpooled7.0 percent plus or minus 4.1
- Public transport0.0 percent
- Walked1.4 percent plus or minus 1.6
- Worked from home5.6 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
SBA loans in Mount Vernon (7(a))
- Approvals2
- Gross approval$2,540,000
- Average approval$1,270,000
- Median approval$2,250,000
- Ninetieth percentile approval$2,250,000
- Largest approval$2,250,000
- Jobs supported14
- Jobs per approval7.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term249 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
SBA loans in Mount Vernon (504)
- Approvals1
- Gross approval$239,000
- Average approval$239,000
- Median approval$239,000
- Largest approval$239,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
Flood risk in Mount Vernon
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480821
- Currently effective map date06/19/85(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Franklin County, not Mount Vernon
Franklin County context, not Mount Vernon figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mount Vernon measurements.
- Establishments in Franklin County189
- Employment at those establishments, Franklin County6,208
- Covered employment, Franklin County3,645
- Average annual pay, Franklin County$53,197
- Average weekly wage, Franklin County$1,023
- Housing units permitted, Franklin County0
- Of those, single family, Franklin County0
- County product, 2024, Franklin County$657,871,000
- County product change over the prior year, Franklin County8.6 percent
- Average income of an arriving household, Franklin County$61,893
Every figure in this section is published for Franklin County as a whole and is not a measurement of Mount Vernon. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mount Vernon questions, answered from the record.
How many people live in Mount Vernon, Texas?
2,548, in 851 households. Mount Vernon town covers 4.31 square miles of land, which is 591 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Vernon in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Vernon?
$72,064. The median owner-occupied home is valued at $178,500. Median gross rent is $929 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Vernon businesses?
2 7(a) approvals totalling $2.5 m, across 1 lenders, median approval $2,250,000, plus 1 504 approvals worth $239,000. These count approvals to borrowers whose address is in Mount Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Vernon borrowers get paid back?
No rate is published for Mount Vernon. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Mount Vernon in the National Flood Insurance Program?
Yes. Mount Vernon appears in the FEMA Community Status Book as community 480821, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Vernon figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Vernon.
Is zoning published for Mount Vernon?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.