Gonzales County, Texas: commercial real estate data.
Gonzales County, Texas had an estimated 20,040 residents on July 1, 2024, up 1.9 percent since the 2020 census base of 19,657, across 1,067 square miles. County output reached $3.68 bn in 2024, 405 establishments operate here, and the SBA record carries 16 7(a) approvals worth $23.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gonzales County
How many people live in Gonzales County
- Population, American Community Survey 2020-202419,851
- Households7,926
- Average household size2.50
- Median household income$58,672
- Median age39.3
- Median gross rent$840 per month
- Median owner-occupied home value$159,100
- Home value to household income2.7 times
- Annual rent as a share of median income17.2 percent
- Adults 25 and over with a bachelor degree or higher11.9 percent
- Adults 25 and over with a graduate degree3.1 percent
- Adults 25 and over13,151
- Population under 185,056
- Share under 1825.5 percent
- Population 65 and over3,596
- Share 65 and over18.1 percent
- Working age population, 18 to 6411,199
- Civilian labor force9,135
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over61.7 percent
- Rank by population among Texas counties125th of 254
- Rank by population among US county-equivalents, Puerto Rico included1893rd of 3,222
Gonzales County is the 125th largest of 254 Texas counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 25.5 percent against 18.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gonzales County
Is Gonzales County's population growing?
- Population, July 1, 202420,040
- Census 2020 base population19,657
- Population change since the 2020 census base1.95 percent
- Population change, 2023 to 202410
- Births, 2024296
- Deaths, 2024259
- Natural change, 202437
- Net domestic migration, 2024-84
- Net international migration, 202457
- Total net migration, 2024-27
- Cumulative net domestic migration, 2021 to 202484
- Rank by growth among US county-equivalents1178th of 3,144
The county has grown 1.95 percent since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gonzales County
Where are people moving to Gonzales County from?
- Tax returns filed by households arriving487
- People arriving, from those returns936
- Tax returns filed by households leaving398
- Net household movement89
- Adjusted gross income arriving$26.5 m
- Net adjusted gross income movement$5.1 m
- Average income of an arriving household$54,423
- Average income of a leaving household$53,666
- Largest single originTravis County (48 households)
- Largest single destinationGuadalupe County (55 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Travis County | 48 | 94 | $2.3 m |
| Bexar County | 39 | 64 | $1.8 m |
| Guadalupe County | 38 | 88 | $1.9 m |
| Caldwell County | 29 | 66 | $1.1 m |
| Harris County | 22 | 37 | $1.3 m |
| Hays County | 22 | 51 | $2.6 m |
Households arriving report $757 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Travis County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gonzales County
What is the Gonzales County economy?
- County GDP, 2024$3.68 bn
- County GDP, 2023$3.66 bn
- GDP change, 2023 to 20240.3 percent
- GDP change over five years109.3 percent
- Rank by GDP among the Texas areas BEA publishes70th of 254
- Rank by GDP among the US county areas BEA publishes865th of 3,127
- GDP per resident$185,184
Output grew 0.3 percent in the latest year and 109.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gonzales County
Employment by industry in Gonzales County
- Covered employment, annual average7,180
- Establishments reporting550
- Average annual pay$54,216
- Average weekly wage$1,043
- Manufacturing, employment1,006
- Manufacturing, average annual pay$62,436
- Retail trade, employment848
- Retail trade, average annual pay$35,257
- Agriculture, forestry, fishing and hunting, employment782
- Agriculture, forestry, fishing and hunting, average annual pay$48,217
- Mining, quarrying, and oil and gas extraction, employment383
- Mining, quarrying, and oil and gas extraction, average annual pay$92,733
- Wholesale trade, employment306
- Transportation and warehousing, employment250
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,006 | 14 | $62,436 |
| Retail trade | 848 | 64 | $35,257 |
| Agriculture, forestry, fishing and hunting | 782 | 87 | $48,217 |
| Mining, quarrying, and oil and gas extraction | 383 | 17 | $92,733 |
| Wholesale trade | 306 | 22 | $54,650 |
| Transportation and warehousing | 250 | 24 | $67,006 |
| Finance and insurance | 175 | 32 | $74,812 |
| Utilities | 169 | 4 | $93,849 |
Manufacturing is the largest private sector at 1,006 jobs, 14.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gonzales County
How many businesses are in Gonzales County?
- Establishments, all industries405
- Employment at those establishments4,950
- Annual payroll$238.9 m
- Establishments per 1,000 residents20.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Gonzales County
Building permits in Gonzales County
- Housing units authorized by permit, 202414
- Declared construction value permitted$2.9 m
- Single family units authorized14
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$205,304
- Units authorized per 1,000 households1.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Gonzales County
SBA loans in Gonzales County (7(a) and 504)
- 7(a) approvals recorded16
- 7(a) gross approval dollars$23.7 m
- Average 7(a) approval$1,480,513
- Median 7(a) approval$1,220,000
- Largest single approval$3,914,900
- Jobs reported supported, 7(a)100
- Jobs per approval6.3
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals8
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer75.0 percent
- Loans on real estate terms12
- Loans on working capital terms, 120 months or shorter3
- Franchise loans7
- Franchise share of approvals43.8 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (9)
- 504 approvals recorded8
- 504 gross approval dollars$7.0 m
- Average 504 approval$874,250
- Median 504 approval$671,000
- Distinct CDCs active2
- 504 jobs per approval12.9
- 504 jobs per million dollars approved14.7
- Most active CDCBusiness and Community Lenders of Texas (7)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$30.7 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gonzales County
SBA loan default and charge-off rates in Gonzales County
Do SBA loans in Gonzales County get paid back?
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Exempt from disclosure10
- Status: Cancelled1
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gonzales County
SBA lending by place in Gonzales County
- Borrower cities with recorded lending5
- Gonzales, approvals12
- Gonzaes, approvals1
- Wrightsboro, approvals1
- Shiner, approvals1
- Leesville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Gonzales | 12 | $16,084,000 |
| Gonzaes | 1 | $3,914,900 |
| Wrightsboro | 1 | $3,122,300 |
| Shiner | 1 | $467,000 |
| Leesville | 1 | $100,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gonzales County
How large is Gonzales County?
- Land area1,067 sq mi
- Rank by land area among Texas counties54th of 254
- Width, east to west43.9 mi
- Height, north to south46.6 mi
- Geographies sharing a boundary7
- Residents per square mile of land19
- Establishments per square mile0.38
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gonzales County
Flood risk in Gonzales County
- Participation of the county's own NFIP community Gonzales County, unincorporated areasParticipating, community 480253
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Gonzales County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Gonzales County (community 480253), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Gonzales County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Gonzales County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gonzales County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202419,851
- Households7,926
- Average household size2.50
- Median household income$58,672
- Median age39.3
Common questions
Gonzales County questions, answered from the record.
How many people live in Gonzales County, Texas?
The Census Bureau estimates 20,040 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 19,851, in 7,926 households, ranking 125th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gonzales County's population growing?
The population has grown 1.95 percent since the 2020 census base of 19,657, to 20,040 on July 1, 2024. In 2024 there were 296 births against 259 deaths, with net migration of -27. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gonzales County?
$58,672. The median owner-occupied home is valued at $159,100, which is 2.7 times income, and median gross rent is $840 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Gonzales County?
405 establishments, employing 4,950 people with an annual payroll of $238.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Gonzales County?
Manufacturing is the largest private sector at 1,006 jobs, 14.0 percent of covered employment. Covered employment averages 7,180 jobs at an average annual pay of $54,216, or $1,043 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gonzales County?
16 7(a) approvals totaling $23.7 m since FY2020, across 9 lenders, with a median approval of $1,220,000, plus 8 504 approvals worth $7.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Gonzales County?
14 housing units were authorized by permit in 2024, with a declared construction value of $2.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gonzales County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gonzales County come from?
The largest single origin is Travis County, with 48 households. Arriving households report an average income of $54,423 against $53,666 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gonzales County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gonzales County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Gonzales County
Cities and places in Gonzales.
5 Census places lie wholly or partly in Gonzales County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Gonzales | city | 7,200 | 12 | Wholly in this county |
| Nixon | city | 2,231 | None recorded | 86.0 percent here, 14.0 percent Wilson County |
| Waelder | city | 603 | None recorded | Wholly in this county |
| Smiley | city | 543 | None recorded | Wholly in this county |
| Harwood | town | 0 | None recorded | Wholly in this county |
A further 4 of the county's 16 SBA 7(a) approvals are to borrowers in cities that match no Census place in Gonzales County, the largest being Gonzaes (1), Wrightsboro (1), Shiner (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby