HomeTexasGray CountyPampa city
Pampa city, Texas: commercial real estate data.
Pampa city is a Census city of 16,659 people across 9.02 square miles of land, in Gray County. Median household income is $56,626, 74.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $6.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Pampa
What Pampa is
- Census place typecity
- Land area9.02 sq mi
- Water area0 sq mi
- Population per square mile of land1,847
- County holding the largest share of its areaGray County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pampa
How many people live in Pampa
- Population16,659
- Median age35.3
- Population under 184,455
- Share under 1826.7 percent
- Population 65 and over2,920
- Share 65 and over17.5 percent
- Households6,869
- Family households4,758
- Share of households that are families69.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pampa
Income and work in Pampa
- Median household income$56,626
- Per capita income$35,014
- Civilian labor force8,197
- Employed7,699
- Unemployed498 plus or minus 166
- Unemployment rate6.1 percent plus or minus 2.0
- Adults 25 and over10,518
- Adults 25 and over with a high school diploma or higher84.0 percent
- Adults 25 and over with a bachelor degree or higher17.0 percent
- Adults 25 and over with a graduate degree3.2 percent plus or minus 1.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pampa
Housing in Pampa
- Housing units8,451
- Occupied units6,869
- Vacant units1,582
- Vacancy rate18.7 percent
- Owner occupied5,088
- Renter occupied1,781
- Ownership rate74.1 percent
- Median owner-occupied home value$100,700
- Median gross rent, monthly$934
- Annual rent as a share of median income19.8 percent
- Single family units7,527
- Share single family89.1 percent
- Units in buildings of two or more651 plus or minus 224
- Share in buildings of two or more7.7 percent plus or minus 2.6
- Mobile homes273 plus or minus 94
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pampa
How Pampa gets to work
- Workers 16 and over who commute7,283
- Commuting under 15 minutes4,827
- Share commuting under 15 minutes66.3 percent
- Commuting 30 minutes or more1,727
- Share commuting 30 minutes or more23.7 percent
- Drove alone84.4 percent
- Carpooled9.0 percent plus or minus 2.9
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.3
- Worked from home4.6 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pampa
SBA loans in Pampa (7(a))
- Approvals5
- Gross approval$6,892,000
- Average approval$1,378,400
- Median approval$258,300
- Ninetieth percentile approval$4,460,300
- Largest approval$4,460,300
- Jobs supported20
- Jobs per approval4.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term246 months
- Share on real estate terms of 20 years or more60.0 percent
- Share to franchises40.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pampa
SBA loans in Pampa (504)
- Approvals5
- Gross approval$6,495,000
- Average approval$1,299,000
- Median approval$1,208,000
- Largest approval$2,191,000
- Jobs supported15
- Loans with a final outcome3
- Charged off1
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pampa
Flood risk in Pampa
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480258
- Currently effective map date11/04/10(L)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Gray County, not Pampa
Gray County context, not Pampa figures
These are Gray County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pampa measurements.
- Establishments in Gray County509
- Employment at those establishments, Gray County5,990
- Covered employment, Gray County7,532
- Average annual pay, Gray County$60,146
- Average weekly wage, Gray County$1,157
- Housing units permitted, Gray County3
- Of those, single family, Gray County3
- County product, 2024, Gray County$1,442,302,000
- County product change over the prior year, Gray County1.9 percent
- Average income of an arriving household, Gray County$43,845
Every figure in this section is published for Gray County as a whole and is not a measurement of Pampa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pampa questions, answered from the record.
How many people live in Pampa, Texas?
16,659, in 6,869 households. Pampa city covers 9.02 square miles of land, which is 1,847 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pampa in?
Gray County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pampa?
$56,626. The median owner-occupied home is valued at $100,700. Median gross rent is $934 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pampa businesses?
5 7(a) approvals totalling $6.9 m, across 4 lenders, median approval $258,300, plus 5 504 approvals worth $6.5 m. These count approvals to borrowers whose address is in Pampa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pampa borrowers get paid back?
No rate is published for Pampa. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Pampa in the National Flood Insurance Program?
Yes. Pampa appears in the FEMA Community Status Book as community 480258, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pampa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gray County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pampa.
Is zoning published for Pampa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.