HomeTexasHansford CountySpearman city
Spearman city, Texas: commercial real estate data.
Spearman city is a Census city of 2,810 people across 2.10 square miles of land, in Hansford County. Median household income is $68,617, 82.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.7 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Spearman
What Spearman is
- Census place typecity
- Land area2.1 sq mi
- Water area0 sq mi
- Population per square mile of land1,335
- County holding the largest share of its areaHansford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spearman
How many people live in Spearman
- Population2,810
- Median age40.9
- Population under 18770 plus or minus 155
- Share under 1827.4 percent
- Population 65 and over429 plus or minus 102
- Share 65 and over15.3 percent plus or minus 3.3
- Households1,059
- Family households781
- Share of households that are families73.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spearman
Income and work in Spearman
- Median household income$68,617 plus or minus $16,111
- Per capita income$35,413 plus or minus $7,292
- Civilian labor force1,460
- Employed1,305
- Unemployed155 plus or minus 126
- Unemployment rate10.6 percent plus or minus 8.5
- Adults 25 and over1,767
- Adults 25 and over with a high school diploma or higher76.6 percent
- Adults 25 and over with a bachelor degree or higher35.9 percent plus or minus 9.0
- Adults 25 and over with a graduate degree11.6 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spearman
Housing in Spearman
- Housing units1,316
- Occupied units1,059
- Vacant units257 plus or minus 95
- Vacancy rate19.5 percent plus or minus 7.1
- Owner occupied869
- Renter occupied190 plus or minus 85
- Ownership rate82.1 percent
- Median owner-occupied home value$124,000 plus or minus $54,519
- Median gross rent, monthly$1,125 plus or minus $584
- Annual rent as a share of median income19.7 percent plus or minus 11.2
- Single family units1,173
- Share single family89.1 percent
- Units in buildings of two or more74 plus or minus 68
- Share in buildings of two or more5.6 percent plus or minus 5.2
- Mobile homes69 plus or minus 48
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spearman
How Spearman gets to work
- Workers 16 and over who commute1,255
- Commuting under 15 minutes848 plus or minus 170
- Share commuting under 15 minutes67.6 percent
- Commuting 30 minutes or more307 plus or minus 130
- Share commuting 30 minutes or more24.5 percent plus or minus 9.6
- Drove alone89.5 percent
- Carpooled6.9 percent plus or minus 5.1
- Public transport0.0 percent
- Walked1.3 percent plus or minus 2.0
- Worked from home2.3 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spearman
SBA loans in Spearman (7(a))
- Approvals1
- Gross approval$2,747,000
- Average approval$2,747,000
- Median approval$2,747,000
- Ninetieth percentile approval$2,747,000
- Largest approval$2,747,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term262 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spearman
Flood risk in Spearman
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480282
- Currently effective map date09/04/87
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hansford County, not Spearman
Hansford County context, not Spearman figures
These are Hansford County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Spearman measurements.
- Establishments in Hansford County148
- Employment at those establishments, Hansford County1,312
- Covered employment, Hansford County2,118
- Average annual pay, Hansford County$55,672
- Average weekly wage, Hansford County$1,071
- Housing units permitted, Hansford County0
- Of those, single family, Hansford County0
- County product, 2024, Hansford County$901,522,000
- County product change over the prior year, Hansford County-11.1 percent
- Average income of an arriving household, Hansford County$33,590
Every figure in this section is published for Hansford County as a whole and is not a measurement of Spearman. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Spearman questions, answered from the record.
How many people live in Spearman, Texas?
2,810, in 1,059 households. Spearman city covers 2.10 square miles of land, which is 1,335 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spearman in?
Hansford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spearman?
$68,617. The median owner-occupied home is valued at $124,000. Median gross rent is $1,125 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spearman businesses?
1 7(a) approvals totalling $2.7 m, across 1 lenders, median approval $2,747,000. These count approvals to borrowers whose address is in Spearman, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spearman borrowers get paid back?
No rate is published for Spearman. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Spearman in the National Flood Insurance Program?
Yes. Spearman appears in the FEMA Community Status Book as community 480282, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Spearman figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hansford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spearman.
Is zoning published for Spearman?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.