HomeTexasHardin CountyLumberton city
Lumberton city, Texas: commercial real estate data.
Lumberton city is a Census city of 13,963 people across 13.41 square miles of land, in Hardin County. Median household income is $107,623, 85.5 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $5.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lumberton
What Lumberton is
- Census place typecity
- Land area13.41 sq mi
- Water area0.1 sq mi
- Population per square mile of land1,041
- County holding the largest share of its areaHardin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lumberton
How many people live in Lumberton
- Population13,963
- Median age42.8
- Population under 182,787
- Share under 1820.0 percent
- Population 65 and over2,916
- Share 65 and over20.9 percent
- Households5,619
- Family households4,274
- Share of households that are families76.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lumberton
Income and work in Lumberton
- Median household income$107,623
- Per capita income$50,801
- Civilian labor force6,967
- Employed6,793
- Unemployed174 plus or minus 96
- Unemployment rate2.5 percent plus or minus 1.4
- Adults 25 and over10,229
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher26.8 percent
- Adults 25 and over with a graduate degree7.9 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lumberton
Housing in Lumberton
- Housing units5,969
- Occupied units5,619
- Vacant units350 plus or minus 142
- Vacancy rate5.9 percent plus or minus 2.3
- Owner occupied4,807
- Renter occupied812 plus or minus 235
- Ownership rate85.5 percent
- Median owner-occupied home value$291,900
- Median gross rent, monthly$1,067
- Annual rent as a share of median income11.9 percent
- Single family units4,930
- Share single family82.6 percent
- Units in buildings of two or more579 plus or minus 244
- Share in buildings of two or more9.7 percent plus or minus 4.0
- Mobile homes460 plus or minus 174
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lumberton
How Lumberton gets to work
- Workers 16 and over who commute6,282
- Commuting under 15 minutes1,264 plus or minus 387
- Share commuting under 15 minutes20.1 percent plus or minus 6.0
- Commuting 30 minutes or more2,769
- Share commuting 30 minutes or more44.1 percent
- Drove alone84.8 percent
- Carpooled4.8 percent plus or minus 3.4
- Public transport0.0 percent
- Walked1.9 percent plus or minus 1.4
- Worked from home7.0 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lumberton
SBA loans in Lumberton (7(a))
- Approvals11
- Gross approval$5,212,400
- Average approval$473,855
- Median approval$150,000
- Ninetieth percentile approval$1,050,000
- Largest approval$1,925,000
- Jobs supported57
- Jobs per approval5.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more36.4 percent
- Share to franchises27.3 percent
- Distinct lenders8
- Distinct industries by NAICS10
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lumberton
SBA loans in Lumberton (504)
- Approvals6
- Gross approval$2,321,000
- Average approval$386,833
- Median approval$447,000
- Largest approval$701,000
- Jobs supported53
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lumberton
Flood risk in Lumberton
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481111
- Currently effective map date10/06/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hardin County, not Lumberton
Hardin County context, not Lumberton figures
These are Hardin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lumberton measurements.
- Establishments in Hardin County872
- Employment at those establishments, Hardin County8,993
- Covered employment, Hardin County12,197
- Average annual pay, Hardin County$52,391
- Average weekly wage, Hardin County$1,008
- Housing units permitted, Hardin County315
- Of those, single family, Hardin County315
- County product, 2024, Hardin County$1,853,272,000
- County product change over the prior year, Hardin County6.4 percent
- Average income of an arriving household, Hardin County$63,149
Every figure in this section is published for Hardin County as a whole and is not a measurement of Lumberton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lumberton questions, answered from the record.
How many people live in Lumberton, Texas?
13,963, in 5,619 households. Lumberton city covers 13.41 square miles of land, which is 1,041 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lumberton in?
Hardin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lumberton?
$107,623. The median owner-occupied home is valued at $291,900. Median gross rent is $1,067 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lumberton businesses?
11 7(a) approvals totalling $5.2 m, across 8 lenders, median approval $150,000, plus 6 504 approvals worth $2.3 m. These count approvals to borrowers whose address is in Lumberton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lumberton borrowers get paid back?
No rate is published for Lumberton. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lumberton in the National Flood Insurance Program?
Yes. Lumberton appears in the FEMA Community Status Book as community 481111, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lumberton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hardin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lumberton.
Is zoning published for Lumberton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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