HomeTexasHenderson CountyAthens city
Athens city, Texas: commercial real estate data.
Athens city is a Census city of 13,200 people across 17.85 square miles of land, in Henderson County. Median household income is $67,984, 57.7 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $35.9 m.
80 sourced place values · tier FULL · 9 sections
Athens
What Athens is
- Census place typecity
- Land area17.85 sq mi
- Water area2.37 sq mi
- Population per square mile of land740
- County holding the largest share of its areaHenderson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How many people live in Athens
- Population13,200
- Median age34.2
- Population under 183,008
- Share under 1822.8 percent
- Population 65 and over2,563
- Share 65 and over19.4 percent
- Households4,698
- Family households2,793
- Share of households that are families59.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Income and work in Athens
- Median household income$67,984 plus or minus $17,249
- Per capita income$30,150
- Civilian labor force6,310
- Employed6,037
- Unemployed273 plus or minus 113
- Unemployment rate4.3 percent plus or minus 1.8
- Adults 25 and over8,440
- Adults 25 and over with a high school diploma or higher83.9 percent
- Adults 25 and over with a bachelor degree or higher21.3 percent plus or minus 4.5
- Adults 25 and over with a graduate degree9.1 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Housing in Athens
- Housing units5,408
- Occupied units4,698
- Vacant units710 plus or minus 217
- Vacancy rate13.1 percent plus or minus 3.9
- Owner occupied2,709
- Renter occupied1,989
- Ownership rate57.7 percent
- Median owner-occupied home value$210,800
- Median gross rent, monthly$1,112
- Annual rent as a share of median income19.6 percent plus or minus 5.4
- Single family units3,413
- Share single family63.1 percent
- Units in buildings of two or more1,530 plus or minus 370
- Share in buildings of two or more28.3 percent plus or minus 6.6
- Mobile homes430 plus or minus 174
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How Athens gets to work
- Workers 16 and over who commute5,722
- Commuting under 15 minutes3,260
- Share commuting under 15 minutes57.0 percent
- Commuting 30 minutes or more1,393 plus or minus 344
- Share commuting 30 minutes or more24.3 percent plus or minus 5.7
- Drove alone80.5 percent
- Carpooled12.9 percent plus or minus 4.6
- Public transport0.1 percent plus or minus 0.3
- Walked2.5 percent plus or minus 2.0
- Worked from home3.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
SBA 7(a) lending to Athens borrowers
- Approvals21
- Gross approval$35,929,000
- Average approval$1,710,905
- Median approval$755,000
- Ninetieth percentile approval$4,570,000
- Largest approval$5,000,000
- Jobs supported286
- Jobs per approval13.6
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term299 months
- Share on real estate terms of 20 years or more52.4 percent
- Share to franchises47.6 percent
- Distinct lenders16
- Distinct industries by NAICS13
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Athens
SBA 504 lending to Athens borrowers
- Approvals5
- Gross approval$4,840,000
- Average approval$968,000
- Median approval$554,000
- Largest approval$2,403,000
- Jobs supported23
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Athens
Flood programme status in Athens
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480324
- Currently effective map date04/05/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Henderson County, not Athens
Henderson County context, not Athens figures
These are Henderson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Athens measurements.
- Establishments in Henderson County1,521
- Employment at those establishments, Henderson County15,622
- Covered employment, Henderson County19,534
- Average annual pay, Henderson County$48,745
- Average weekly wage, Henderson County$937
- Housing units permitted, Henderson County274
- Of those, single family, Henderson County258
- County product, 2024, Henderson County$2,783,746,000
- County product change over the prior year, Henderson County6.9 percent
- Average income of an arriving household, Henderson County$68,992
Every figure in this section is published for Henderson County as a whole and is not a measurement of Athens. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Athens questions, answered from the record.
How many people live in Athens, Texas?
13,200, in 4,698 households. Athens city covers 17.85 square miles of land, which is 740 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Athens in?
Henderson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Athens?
$67,984. The median owner-occupied home is valued at $210,800. Median gross rent is $1,112 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Athens businesses?
21 7(a) approvals totalling $35.9 m, across 16 lenders, median approval $755,000, plus 5 504 approvals worth $4.8 m. These count approvals to borrowers whose address is in Athens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Athens borrowers get paid back?
No rate is published for Athens. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Athens in the National Flood Insurance Program?
Yes. Athens appears in the FEMA Community Status Book as community 480324, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Athens figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Henderson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Athens.
Is zoning published for Athens?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.