HomeTexasHopkins CountyCumby city
Cumby city, Texas: commercial real estate data.
Cumby city is a Census city of 720 people across 0.96 square miles of land, in Hopkins County. Median household income is $58,846, 65.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $250,000.
70 sourced place values · tier FULL · 8 sections
Cumby
What Cumby is
- Census place typecity
- Land area0.96 sq mi
- Water area0 sq mi
- Population per square mile of land749 plus or minus 222
- County holding the largest share of its areaHopkins County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumby
How many people live in Cumby
- Population720 plus or minus 213
- Median age34.9
- Population under 18238 plus or minus 88
- Share under 1833.1 percent plus or minus 7.4
- Population 65 and over121 plus or minus 39
- Share 65 and over16.8 percent
- Households288 plus or minus 63
- Family households177 plus or minus 48
- Share of households that are families61.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumby
Income and work in Cumby
- Median household income$58,846 plus or minus $20,808
- Per capita income$24,681
- Civilian labor force291 plus or minus 77
- Employed282 plus or minus 77
- Unemployed9 plus or minus 13
- Unemployment rate3.1 percent plus or minus 4.4
- Adults 25 and over451 plus or minus 91
- Adults 25 and over with a high school diploma or higher88.5 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent plus or minus 7.7
- Adults 25 and over with a graduate degree3.5 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumby
Housing in Cumby
- Housing units304 plus or minus 65
- Occupied units288 plus or minus 63
- Vacant units16 plus or minus 18
- Vacancy rate5.3 percent plus or minus 5.8
- Owner occupied188 plus or minus 45
- Renter occupied100 plus or minus 40
- Ownership rate65.3 percent
- Median owner-occupied home value$118,800
- Median gross rent, monthly$1,063 plus or minus $468
- Annual rent as a share of median income21.7 percent plus or minus 12.2
- Single family units234 plus or minus 59
- Share single family77.0 percent
- Units in buildings of two or more23 plus or minus 25
- Share in buildings of two or more7.6 percent plus or minus 8.1
- Mobile homes47 plus or minus 26
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumby
How Cumby gets to work
- Workers 16 and over who commute248 plus or minus 70
- Commuting under 15 minutes37 plus or minus 25
- Share commuting under 15 minutes14.9 percent plus or minus 9.0
- Commuting 30 minutes or more70 plus or minus 38
- Share commuting 30 minutes or more28.2 percent plus or minus 13.1
- Drove alone85.8 percent
- Carpooled4.9 percent plus or minus 3.9
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.5
- Worked from home7.5 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumby
SBA 7(a) lending to Cumby borrowers
- Approvals2
- Gross approval$250,000
- Average approval$125,000
- Median approval$150,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cumby
Flood programme status in Cumby
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480871
- Currently effective map date03/17/11(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Hopkins County, not Cumby
Hopkins County context, not Cumby figures
These are Hopkins County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cumby measurements.
- Establishments in Hopkins County844
- Employment at those establishments, Hopkins County12,022
- Covered employment, Hopkins County14,347
- Average annual pay, Hopkins County$54,724
- Average weekly wage, Hopkins County$1,052
- Housing units permitted, Hopkins County65
- Of those, single family, Hopkins County65
- County product, 2024, Hopkins County$2,661,677,000
- County product change over the prior year, Hopkins County10.3 percent
- Average income of an arriving household, Hopkins County$65,299
Every figure in this section is published for Hopkins County as a whole and is not a measurement of Cumby. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cumby questions, answered from the record.
How many people live in Cumby, Texas?
720, in 288 households. Cumby city covers 0.96 square miles of land, which is 749 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cumby in?
Hopkins County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cumby?
$58,846. The median owner-occupied home is valued at $118,800. Median gross rent is $1,063 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cumby businesses?
2 7(a) approvals totalling $250,000, across 2 lenders, median approval $150,000. These count approvals to borrowers whose address is in Cumby, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cumby borrowers get paid back?
No rate is published for Cumby. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cumby in the National Flood Insurance Program?
Yes. Cumby appears in the FEMA Community Status Book as community 480871, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cumby figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hopkins County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cumby.
Is zoning published for Cumby?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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