HomeTexasKarnes CountyKarnes City
Karnes City, Texas: commercial real estate data.
Karnes City is a Census city of 3,605 people across 2.32 square miles of land, in Karnes County. Median household income is $55,354, 70.5 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $9.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Karnes City
What Karnes City is
- Census place typecity
- Land area2.32 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,553
- County holding the largest share of its areaKarnes County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Karnes City
How many people live in Karnes City
- Population3,605
- Median age35.4
- Population under 18894 plus or minus 232
- Share under 1824.8 percent plus or minus 6.4
- Population 65 and over330 plus or minus 100
- Share 65 and over9.2 percent plus or minus 2.8
- Households1,101
- Family households746 plus or minus 168
- Share of households that are families67.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Karnes City
Income and work in Karnes City
- Median household income$55,354 plus or minus $25,383
- Per capita income$22,909 plus or minus $4,858
- Civilian labor force1,454
- Employed1,428
- Unemployed26 plus or minus 33
- Unemployment rate1.8 percent plus or minus 2.3
- Adults 25 and over2,300
- Adults 25 and over with a high school diploma or higher73.9 percent
- Adults 25 and over with a bachelor degree or higher9.9 percent plus or minus 3.9
- Adults 25 and over with a graduate degree2.7 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Karnes City
Housing in Karnes City
- Housing units1,405
- Occupied units1,101
- Vacant units304 plus or minus 129
- Vacancy rate21.6 percent plus or minus 8.7
- Owner occupied776 plus or minus 188
- Renter occupied325 plus or minus 148
- Ownership rate70.5 percent
- Median owner-occupied home value$93,400
- Median gross rent, monthly$661 plus or minus $539
- Annual rent as a share of median income14.3 percent plus or minus 13.4
- Single family units937 plus or minus 196
- Share single family66.7 percent
- Units in buildings of two or more178 plus or minus 135
- Share in buildings of two or more12.7 percent plus or minus 9.5
- Mobile homes290 plus or minus 144
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Karnes City
How Karnes City gets to work
- Workers 16 and over who commute1,397
- Commuting under 15 minutes789 plus or minus 257
- Share commuting under 15 minutes56.5 percent plus or minus 16.2
- Commuting 30 minutes or more357 plus or minus 184
- Share commuting 30 minutes or more25.6 percent plus or minus 12.5
- Drove alone78.9 percent
- Carpooled16.3 percent plus or minus 12.2
- Public transport0.0 percent
- Walked0.6 percent plus or minus 1.0
- Worked from home0.4 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Karnes City
SBA loans in Karnes City (7(a))
- Approvals5
- Gross approval$9,363,600
- Average approval$1,872,720
- Median approval$1,850,000
- Largest approval$4,610,600
- Jobs supported47
- Jobs per approval9.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more80.0 percent
- Share to franchises40.0 percent
- Distinct lenders5
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Karnes City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Karnes City
Flood risk in Karnes City
- NFIP communityCity of Karnes City
- NFIP community number480405
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/19/10(M)
The City of Karnes City participates in the National Flood Insurance Program as community 480405 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Karnes County, not Karnes City
Karnes County context, not Karnes City figures
- Establishments in Karnes County328
- Covered employment, Karnes County6,178
- Average annual pay, Karnes County$71,755
- Housing units permitted, Karnes County80
Every figure in this section is published for Karnes County as a whole and is not a measurement of Karnes City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Karnes City questions, answered from the record.
How many people live in Karnes City, Texas?
3,605, in 1,101 households. Karnes City city covers 2.32 square miles of land, which is 1,553 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Karnes City in?
Karnes County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Karnes City?
$55,354. The median owner-occupied home is valued at $93,400. Median gross rent is $661 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Karnes City businesses?
5 7(a) approvals totaling $9.4 m since FY2020, across 5 lenders, median approval $1,850,000. These count approvals to borrowers whose address is in Karnes City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Karnes City borrowers get paid back?
No rate is published for Karnes City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Karnes City in the National Flood Insurance Program?
Yes. Karnes City appears in the FEMA Community Status Book as Karnes City, city of, community 480405, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Karnes City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Karnes County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Karnes City.
Is zoning published for Karnes City?
No. Nothing on this page presents parcel level zoning.
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