HomeTexasWaller CountyKaty city
Katy city, Texas: commercial real estate data.
Katy city is a Census city of 25,184 people across 15.29 square miles of land, lying across Waller County and Harris County and Fort Bend County. Median household income is $114,912, 80.7 percent of occupied homes are owned, and the SBA record carries 594 7(a) approvals to borrowers here worth $385.0 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Katy
What Katy is
- Census place typecity
- Land area15.29 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,647
- County holding the largest share of its areaWaller County, 36.8 percent
- Counties this place lies inWaller County 36.8 percent, Harris County 33.8 percent, Fort Bend County 29.4 percent
Katy city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Katy
How many people live in Katy
- Population25,184
- Median age37.6
- Population under 187,140
- Share under 1828.4 percent
- Population 65 and over2,790
- Share 65 and over11.1 percent
- Households7,942
- Family households6,084
- Share of households that are families76.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Katy
Income and work in Katy
- Median household income$114,912
- Per capita income$47,854
- Civilian labor force12,298
- Employed11,387
- Unemployed911 plus or minus 346
- Unemployment rate7.4 percent plus or minus 2.8
- Adults 25 and over16,162
- Adults 25 and over with a high school diploma or higher91.2 percent
- Adults 25 and over with a bachelor degree or higher48.8 percent
- Adults 25 and over with a graduate degree18.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Katy
Housing in Katy
- Housing units8,495
- Occupied units7,942
- Vacant units553 plus or minus 327
- Vacancy rate6.5 percent plus or minus 3.8
- Owner occupied6,412
- Renter occupied1,530 plus or minus 386
- Ownership rate80.7 percent
- Median owner-occupied home value$401,700
- Median gross rent, monthly$1,602
- Annual rent as a share of median income16.7 percent
- Single family units7,438
- Share single family87.6 percent
- Units in buildings of two or more850 plus or minus 303
- Share in buildings of two or more10.0 percent plus or minus 3.5
- Mobile homes187 plus or minus 154
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Katy
How Katy gets to work
- Workers 16 and over who commute9,136
- Commuting under 15 minutes1,925 plus or minus 462
- Share commuting under 15 minutes21.1 percent plus or minus 4.7
- Commuting 30 minutes or more4,505
- Share commuting 30 minutes or more49.3 percent
- Drove alone68.7 percent
- Carpooled9.5 percent plus or minus 3.5
- Public transport1.7 percent plus or minus 1.2
- Walked1.0 percent plus or minus 1.1
- Worked from home18.0 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Katy
SBA loans in Katy (7(a))
- Approvals594
- Gross approval$385,006,900
- Average approval$648,160
- Median approval$280,000
- Ninetieth percentile approval$1,636,200
- Largest approval$5,000,000
- Jobs supported6,565
- Jobs per approval11.1
- Loans with a final outcome89
- Paid in full80
- Charged off9
- Charge-off rate over resolved loans10.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more20.2 percent
- Share to franchises26.8 percent
- Distinct lenders104
- Distinct industries by NAICS191
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Katy
SBA loans in Katy (504)
- Approvals99
- Gross approval$126,881,000
- Average approval$1,281,626
- Median approval$1,126,000
- Largest approval$4,993,000
- Jobs supported1,488
- Loans with a final outcome31
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs11
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Katy
Flood risk in Katy
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480301
- Currently effective map date04/02/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Waller County, not Katy
Waller County context, not Katy figures
These are Waller County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Katy measurements.
- Establishments in Waller County1,082
- Employment at those establishments, Waller County18,058
- Covered employment, Waller County26,681
- Average annual pay, Waller County$61,149
- Average weekly wage, Waller County$1,176
- Housing units permitted, Waller County480
- Of those, single family, Waller County368
- County product, 2024, Waller County$6,168,074,000
- County product change over the prior year, Waller County-0.4 percent
- Average income of an arriving household, Waller County$80,096
Every figure in this section is published for Waller County as a whole and is not a measurement of Katy. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Katy questions, answered from the record.
How many people live in Katy, Texas?
25,184, in 7,942 households. Katy city covers 15.29 square miles of land, which is 1,647 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Katy in?
Katy lies in more than one. By area it is 36.8 percent in Waller County, 33.8 percent in Harris County, 29.4 percent in Fort Bend County. This page sits under Waller County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Katy?
$114,912. The median owner-occupied home is valued at $401,700. Median gross rent is $1,602 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Katy businesses?
594 7(a) approvals totalling $385.0 m, across 104 lenders, median approval $280,000, plus 99 504 approvals worth $126.9 m. These count approvals to borrowers whose address is in Katy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Katy borrowers get paid back?
Of the 89 loans that have reached a final outcome, 80 were paid in full and 9 charged off, a charge off rate of 10.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Katy in the National Flood Insurance Program?
Yes. Katy appears in the FEMA Community Status Book as community 480301, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Katy figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Waller County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Katy.
Is zoning published for Katy?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.