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HomeTexasLa Salle CountyCotulla city

Cotulla city, Texas: commercial real estate data.

Cotulla city is a Census city of 3,664 people across 2.01 square miles of land, in La Salle County. Median household income is $70,067, 71.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $4.0 m.

80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Cotulla

What Cotulla is

  • Census place typecity
  • Land area2.01 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,823
  • County holding the largest share of its areaLa Salle County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cotulla

How many people live in Cotulla

  • Population3,664
  • Median age33.6 plus or minus 9.1
  • Population under 181,106 plus or minus 330
  • Share under 1830.2 percent plus or minus 9.0
  • Population 65 and over583 plus or minus 164
  • Share 65 and over15.9 percent plus or minus 4.5
  • Households983 plus or minus 198
  • Family households709
  • Share of households that are families72.1 percent plus or minus 19.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cotulla

Income and work in Cotulla

  • Median household income$70,067 plus or minus $28,909
  • Per capita income$22,112 plus or minus $6,237
  • Civilian labor force1,354 plus or minus 285
  • Employed1,313 plus or minus 290
  • Unemployed41 plus or minus 51
  • Unemployment rate3.0 percent plus or minus 3.7
  • Adults 25 and over2,037
  • Adults 25 and over with a high school diploma or higher76.2 percent
  • Adults 25 and over with a bachelor degree or higher15.7 percent plus or minus 8.0
  • Adults 25 and over with a graduate degree8.8 percent plus or minus 6.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cotulla

Housing in Cotulla

  • Housing units1,337
  • Occupied units983 plus or minus 198
  • Vacant units354 plus or minus 129
  • Vacancy rate26.5 percent plus or minus 8.7
  • Owner occupied703 plus or minus 211
  • Renter occupied280 plus or minus 138
  • Ownership rate71.5 percent plus or minus 15.9
  • Median owner-occupied home value$93,100 plus or minus $43,334
  • Median gross rent, monthly$821 plus or minus $168
  • Annual rent as a share of median income14.1 percent plus or minus 6.5
  • Single family units868 plus or minus 231
  • Share single family64.9 percent plus or minus 13.9
  • Units in buildings of two or more125 plus or minus 93
  • Share in buildings of two or more9.3 percent plus or minus 6.8
  • Mobile homes344 plus or minus 145
  • Median year structure built1982

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cotulla

How Cotulla gets to work

  • Workers 16 and over who commute1,280 plus or minus 299
  • Commuting under 15 minutes890 plus or minus 276
  • Share commuting under 15 minutes69.5 percent plus or minus 14.2
  • Commuting 30 minutes or more272 plus or minus 152
  • Share commuting 30 minutes or more21.3 percent plus or minus 10.8
  • Drove alone74.5 percent
  • Carpooled15.4 percent plus or minus 9.3
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home2.5 percent plus or minus 2.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cotulla

SBA loans in Cotulla (7(a))

  • Approvals2
  • Gross approval$3,985,300
  • Average approval$1,992,650
  • Median approval$2,100,000
  • Ninetieth percentile approval$2,100,000
  • Largest approval$2,100,000
  • Jobs supported21
  • Jobs per approval10.5
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more100.0 percent
  • Share to franchises50.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Cotulla

SBA loans in Cotulla (504)

  • Approvals3
  • Gross approval$5,634,000
  • Average approval$1,878,000
  • Median approval$1,977,000
  • Largest approval$2,067,000
  • Jobs supported43
  • Loans with a final outcome1
  • Charged off1
  • Median term240 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Cotulla

Flood risk in Cotulla

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number480431
  • Currently effective map date04/01/87(L)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

La Salle County, not Cotulla

La Salle County context, not Cotulla figures

These are La Salle County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cotulla measurements.

  • Establishments in La Salle County149
  • Employment at those establishments, La Salle County1,798
  • Covered employment, La Salle County3,137
  • Average annual pay, La Salle County$84,715
  • Average weekly wage, La Salle County$1,629
  • Housing units permitted, La Salle County0
  • Of those, single family, La Salle County0
  • County product, 2024, La Salle County$3,997,813,000
  • County product change over the prior year, La Salle County-1.5 percent
  • Average income of an arriving household, La Salle County$40,676

Every figure in this section is published for La Salle County as a whole and is not a measurement of Cotulla. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Cotulla questions, answered from the record.

How many people live in Cotulla, Texas?

3,664, in 983 households. Cotulla city covers 2.01 square miles of land, which is 1,823 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Cotulla in?

La Salle County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Cotulla?

$70,067. The median owner-occupied home is valued at $93,100. Median gross rent is $821 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Cotulla businesses?

2 7(a) approvals totalling $4.0 m, across 1 lenders, median approval $2,100,000, plus 3 504 approvals worth $5.6 m. These count approvals to borrowers whose address is in Cotulla, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Cotulla borrowers get paid back?

No rate is published for Cotulla. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Cotulla in the National Flood Insurance Program?

Yes. Cotulla appears in the FEMA Community Status Book as community 480431, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Cotulla figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for La Salle County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cotulla.

Is zoning published for Cotulla?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.